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Recommended building insurance for water leaks?
Hello We've had a leak due to some shower issue fixed by our builder some time ago but we're worried about further leaks as sometimes we hear a dripping noise after/while using the shower on the level below but no actual leak can be seen. So we wondered if there were any recommendations for home insurances that cover water…
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Single Trip Insurance for Family with different return date
Dear Members, I have purchased a single-trip travel insurance policy for
my family, covering the policy period from 1st July to 10th August. While all travellers listed on the policy started the trip from the UK on the same date, their return dates vary. However, all are scheduled to
return before 10th August, within the…
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Ex-partner's home insurance on our jointly-owned property
Apologies if this is a bit long but here's the background story. My ex and I broke up at the end of last year. I moved out, and she is still living in our house with our son. I pay my half of the mortgage. She pays the bills and has taken out her own home insurance policy in her name. As a co-home owner, I believe I am…
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Building Insurance
If someone buys a property then discovers an issue which they refer to their Insurers, do the Insurers then go back to the Vendor even if this was an unknown issue to them?
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Is a Fresh Credit Check Done Before Car Insurance Auto Renewal?
My car insurance is upfront or renewal soon - I always paid monthly (with no issues.) However, my credit score is not very good just now. Will they do a fresh credit check before auto renewal, even though they have had no problems with me? Thanks.
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Multi Car Insurance Has a little known risk
Just found out after my wife had two no-fault accidents in her car, that because I am the policy holder on our multi car policy, even though I was not involved in the accidents and they did not affect out no-claims bonus, it has increase my premiums by 25 percent. If we had separate policies with one in her name, I would…
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What to do about car written off
Hi. I have never been in this situation before and seeking impartial advice. My parked car was shunted by another parked car which had been crashed into. Therefore my car was not directly involved in the crash. I contacted my insurance as there was minor cosmetic damage to my car, and visible damage to the shunting car…
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Travel claim refused
I was booked to go to New York in May from Saturday to Saturday. On the Saturday morning I received a text from the airline to say my flight had been cancelled due to technical issues and I'd be put onto another flight. The next flight was on the Sunday and via another country. I lost out on a day of my holiday, couldn't…
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Insurance Renewal Problem
I'm unsure if this is the kind of issue that should be discussed here , but need to get advice. My mother was admitted to hospital several weeks ago in a rush. She is 96 years old and not very well. She received a message on her phone telling her that her COOP house and contents insurance was due for renewal soon, with no…
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At our age?
Hello, I'm 80, my wife is 74, we have a life insurance term ending in 2027. We wonder if it would be worthwhile to enter into another agreement which would be relatively short-term, obviously, but which would help further if we survive for a few years. I'm thinking mainly of funeral exes (rather than entering into a…
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Sharing my experience of Dynamo Cover ltd insurance products
Absolute shambles of a company. Their policy documents refer claims to a third party company who have no access to policy numbers so were unable to deal with a claim. Their telephone number is automated and after directing you to an online portal it automatically hangs up the call. The online portal didn’t recognise my…
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Bike insurance claim help…. Please!!!
Hi all - please help! My insurance company have turned down my claim for bicycle theft. i was in the house at the time, so the front door wasn’t locked. I think the wording is vague, would really appreciate any help. The security requirements from appendix 1 mention “security devices” but no definition of secure devices is…
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Merged: Travel Insurance Compensation
This discussion has been merged.
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Contents insurance on probate property
Hello, I hope someone can advise... We are currently in the process of selling our house and buying a family property that is going through probate. We are selling our property ahead of our onward purchase and moving in with my in-laws at the end of October, whilst we wait for probate to be granted (estimated mid-late…
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Beware Goodtogo Travel Insurance – A painful lesson after medical emergency abroad
We learned the hard way that an “Excellent” Trustpilot score doesn’t mean much when you’re stranded overseas and relying on your insurer. We took out a single-trip policy with Goodtogo for a holiday starting with a stopover in Singapore then on to Thailand. My husband suffered a motor-sensory stroke on the outbound flight.…
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Home insurance and bike theft
My home insurance is due for renewal next month. In February this year I bought an e-bike, and because it cost a lot more than the maximum bike cover in my home policy (£1400 compared to £500) I took out a stand alone policy with Cycleplan.The bike was stolen from my garage in June, and today Cycleplan have finally…
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Question on comparison site : is your property within 400m of a watercourse. Yes I do.
Also I live near the top of a very steep hill. Never been flooded. So whilst this questions answer will no doubt push the premium up why is there no nuance to the question I am forced to give? Almost as stupid as the many questions about types of locks. I’ve got three possible ‘main’ entrance doors all with different locks…
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Home insurance - claim - loss of appearance compensation
Hi all, I currently have an ongoing home insurance claim for a flood that occured. Two of the kitchen cupboard units have been damaged and the insurance company is stating that they are not liable for replacing them as it would mean replacing other parts of the kitchen. They have discussed loss of appearance compensation…
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Insurance company refusing claim
Hi I really need some help. I live in my parents house to care for them. This is the first time ive had to deal with the home insurance company as previously me Dad did it but he cant anymore. Basically, we had 2 blocked bathrooms (toilet, shower+sink) with water almost overflowing when we used any of it and drain gulleys…
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Long term travel insurance - couple travelling to Australia
My daughter & her partner are going to Australia to work & travel for 10 - 12 months, with a possible trip to New Zealand while they are there. They don't live together here in the UK but will be travelling & living together for the whole trip. Should they buy individual travel insurance, or some sort of couple insurance?…
