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Admiral - we're sending some money your way?
I was wondering if anyone has received a similar letter as am confused! (Waiting for a call back from Admiral hopefully today) I receieved a letter today relating to a claim around 4 years ago where my car was written off as a total loss and I received compensation. It hasn't asked for any bank details or anything like…
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My Experience with Dial Direct Car Insurance
Following the following experience I have now had a sympathetic response from Dial Direct who will be investigating this situation and reporting back to me afterwards. Have also hade a phone call (which I unfortunately missed) to discuss this. Watch this space. I was already insured with Dial Direct and as I was buying a…
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Claim for damage from neighbours leak refused.
In September, just before going on holiday we had an estate agent round to put our house on the market. As we saw him out the door, returning to the lounge we noticed a wiggly line just above the skirting board, we got or insurers in and they said 'rising damp' so as we were going away we arranged for our regular plumbers…
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Renovations and home insurance
Home insurance is up for renewal soon. In the next year I'm planning to have the roof redone on the sun room and am trying to understand the implications on insurance of this. I understand that pretty much all policies have a clause that you need to inform the insurance company before getting any building works done and…
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Private insurance for flats
In the UK, is there a way of ensuring my flat is covered if other flat owners in the block brake the building insurance terms? The risk at present is that one flat owners could invalidate the insurance for everyone in the block
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Car Insurance cancellation
my daughter has car insurance with a black box and her insurance company have informed us that they are cancelling the policy in 20 days time because her score is to low, she never had a problem the previous year with a different company and she is so upset because she doesn’t believe that their information is correct. My…
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How to decide whether protecting home insurance NCD is worth it
Hi. I am currently with QuotemeHappy. I have the option of buying NCD protection at renewal, but QMH won't tell me how much my current 7 years NCD has knocked off my renewal premium (either in £ or as a %). I asked them to recalculate my renewal premium using a 0 years NCD, so I could see the difference in the premium, but…
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Insurance policy cancelled auto renew still showing as renew automatic
I have a caravan insurance policy that is due for renewal end February. The company sent me a renewal quote for 0.00. Obviously this is a mistake on their side and not the first one. I do not want to renew with them but the auto renewal was showing as switched on - this company has made it very difficult to work with them…
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Travel Insurance Query Health Condition
Just asking as have a health condition which is controlled by medication. Can you get travel insurance to cover things such as loss or theft of items without qualifying a condition My predicted premium is very high with disclosing the condition, way more than if not. But if i only want cover for such things as loss etc…
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Travel insurance wording
when searching for travel insurance one of the questions that comes up is: Have you: Been currently put on a waiting list for treatment or investigation? I have paid privately to get off a waiting list. so technically I’m no longer on a waiting list for treatment or investigation. I had the test and have the results and…
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Annual Travel Insurance Policy
I received my annual renewal policy today for £1561.95 inc Tax. This included disclosed existing medical conditions such as BP etc for myself and my wife After using the comparison sites I found I can take new policy out with the same disclosures, cancellation costs etc for £686.00 That is a saving of £875.00 year on year.…
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Home Insurance Quote misleading.
Compare The Market home insurance search quoted AA silver at £285.56. But, when going to the AA provider they say "Just one more question. What is the value of your house?" and the premium jumps to £518.18. MSE have a search category for house value. Is this is an AA/CTM con?
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Lloyds home insurance ends in 3 weeks
I have been sent the documents for my renewal which is an increase of 6.5% According to Martin Lewis tonight it should be goinfg down. Are there links to home insurance companies on this site. So I can look for a cheeper deal? Thanks. Desmond.
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High home insurance due to outbuildings
We have a 3-storey town-house, end terrace. The garage (not attached to the house but within the plot) has been converted into a gym / music room. In the garden there is a small purpose built office. We got insured via A-Plan over 12 years ago and the policy is with Axa. We liked the policy at the time as it covered the…
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Bell put insurance up by 50%; clean license, no claims
Talk about a loyalty tax… I've been with Bell for many years. I have a clean license, drive a sensible car and have never claimed. Lived in the same house for nearly 20 years and it's fairly low crime. I passed my test in the late 90s and got insurance in my own name a few years after and have no claims since then — so I…
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Flight in few hours, woke up pink eye
Hi all, I'm currently abroad Just woke up with possible pink eye, lovely! Issue is I'm due to fly home in about 7 hours. Should I take my chances at airport? If not what should I do? If I take my chances, they deny, the first thing I will do is ask for it in writing and ring my travel insurance for advice. I'm assuming…
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Leasehold insurance cost
Good evening. I am struggling to understand why my leasehold flat insurance is so high. Currently its 380 a year without ground rent . We live in a maisonette. Doe's this amount sound correct to anyone or are we being ripped off. In the current situation we are really struggling with our bills of course like nearly…
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Flight delays and travel insurance observation
So just asking a couple of question and I know the answer to the travel delay insurance is to reduce claims payments We were delayed by 5 hours 15 minutes as the plane broke down at East Midlands Airport, The flight was from England back to Northern Ireland and I have already asked for flight delay compensation from the…
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No Heat or Hot Water- No Contractor attending with home emergency cover.
Hi, Our unvented system boiler has not been working since yester evening. We have Sainsburys insurance home emergency cover. This is covered by Davies Group who said someone would attend this morning from Aquilo Facilities by 11am. Nobody turned up so I have contacted Aquilo who said they have not accepted this job…
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Policy Expert - beware paying before the policy commences
Most insurers refund any payment you make in advance if, for example, your car purchase doesn't go ahead, so your cover doesn't even begin. Policy Expert charges £30 in this case, and will not waive the fee even if you've had car (and home) insurance with them (claim-free) for many years. There are companies who do not…