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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Car Insurance different prices car bought / not bought
Insurance for daughter Run through Topcashback compare coming back with the following quotes Car already owned. with Black box £1299 with no black box £2173 Car not yet owned with Black Box £1287 with no Black box £1700 The only thing I altered was owned / not owned Am I missing something. What difference does it make TIA
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House Insurance; separate excess charges for buildings and contents?
We're looking at moving to Aviva from Direct Line for house insurance. Whilst the DL policy is clear that a single excess is chargeable for water damage to both the building and the contents, it's not that clear for Aviva. They have two separate excesses, at different amounts, for buildings and contents, or so it would…
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Making an income protection claim with Bestinsurance (via Claimscog)
Hey! Not sure if this is the best place to ask this or not. Mods, please delete if inappropriate :) Tldr; making claim (30 day excess) for a Bestinsurance policy via Claimscog for income protection insurance, which is dragging on. Cover should of started already (first payment due end of this month) Read reviews for…
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Income protection for part time job?
Hi I work full time and my wife works part time. We are both 40 years old and have one dependent, under 18. My salary makes up around 80% of our household income and my wife's around 20%. We are very fortunate that my salary covers our monthly experiences. We use my wife's income to make additional contributions to our…
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1975 Inheritance Act - No win no fee
I am writing to you to raise a serious concern about the operation of the Inheritance (Provision for Family and Dependants) Act 1975 and the unintended consequences it can have for families administering estates .My siblings and I are currently executors and beneficiaries of our late father’s estate. We are responsible for…
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What is essential insurance coverage for a Private Road?
I have tried to source the answer myself but understanding what insurance is actually 'needed' for a Private Road wildly varies as much as the price; so far giving the same insurance brief has resulted in quotes ranging from £191 to £660. I'm not asking for a referral here, but to understand whether what I'm asking for is…
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Very late ambulance bill
I had an accident as a pedestrian in Cologne in November 2024. An ambulance was called and I was taken to the local hospital for treatment. I was given a bill by the hospital for 621 Euros which I had to pay before being released. The client I was working for said I could claim through their insurance, which I did and the…
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Buildings insurance cover for flooding
My buildings insurance cover seems to exclude cover for flooding if the source is a leak from a pipe in the street. It hasn't happened yet but I wondered if this is normal for buildings insurance. If it does happen, could I expect the water company whose pipe has leaked to cover the cost of the flooding or would I be left…
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Life insurance
I really am at a loss and whenever I start looking I find myself down many rabbit holes. I am looking for life insurance, not too expensive, just something to leave my daughter. I am 55 and have a few life long illnesses, leading to me being on disability. Obviously as I am on benefits I cannot afford a massive amount but…
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3rd Party Liability Insurance for dogs - Dogs Trust stop from 30/6/26
I've just had an email from Dogs Trust saying that they are no longer offering 3rd Party Liability insurance with the Companion Club membership. I cannot afford full pet insurance - both my dogs are 13 years old and the premium quotes are ridiculously high :o( . Does anyone know of any other organisations like Dogs Trust…
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How do I get Home Insurance comparison quotes for an empty probate property?
My late father's Home insurance will expire soon in May, and the current price is £51/mo for a 4-bed property, which seems extortionate. It used to be £57/mo, but this premium dropped to £51/mo after notifying the insurer the policyholder passed and property is unoccupied. I've tried the Compare+ Tool but the questions are…
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Travel Insurance - Medical Questions
Our annual travel insurance is soon due for renewal, so as ever I looked on a comparison site to see what's on offer and as ever wanted to give an accurate picture of any medical conditions. But, as ever, I'm not entirely convinced that the questions asked necessarily lead to an entirely accurate picture. Let me explain,…
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Party wall indemnity
Can anyone give me a few names of insurance brokers who can broker a party wall indemnity policy ...not for a house sale...but for a homeowner protecting against adjoined neighbour claims of damage please. This is for works already carried out not works yet to take place.Thank you
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I listed an SP40 from 2021-2024 despite doing a Speed Awareness Course
Back in 2021 a speed camera snapped me going over the speed limit. I was given the chance to take a speed awareness course as it was my first offence. I thought I then had to update my insurer about this and for the next 4 years I took out car insurance on the basis that I had points for an SP40 offence on there. I learned…
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car insurance and claiming
Hello, Just after some advice on what to do? I had a small bump in the car, my damage was my wheel arch dent and scratched, the other car scratched passenger side door. ironic a passerby shouted not worth claiming. The other car was what i believe to over react, when i got out the car said im informing the police, you were…
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Cancellation insurance for under 18 on school expedition.
Hi, my daughter is signed up for a World Challenge expedition to Eswatini (Swaziland). WC provide provide health and evacuation cover but advise we arrange our own cancellation and belongings insurance. My daughter is currently 16 and will be 17 at time of travel. Need cancellation cover for about £4k. I’m not overly…
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comparethemarket no quotes??
I pay £450 a year for my insurance on hastings direct, I looking at comparethemarket and only get one quote of £3,000. Has insurance doubled? or x3 for everyone? I have 20+ years no claims, an nothing else like convictions, age 40. The car is 2011 2.0L. Nothing special. Anyone else had this? Is this a error?
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When Should I renew my Car Insurance?
I've done the get quotes 29 days before renewal and decided on the quote I am going with so when should I actually pay for the insurance? My renewal is due on the 30th March.so wait until then or earlier?
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Travel Insurance - Cancellation only without the medical treatment!
We're booking a holiday on the Isle of Wight, and we live in Birmingham. The quotes I am getting are disproportionate to the amount we are spending - all we need is cancellation insurance for a ferry crossing and our accomodation, but all the quotes I can get include insurance for medical and repatriation costs which,…
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Small fault bump impact on car insurance and best solution?
Hi all, Just had a very unfortunate very minor bump with another car and they got a quote of about £600 for the repairs (small scuffs and headlight crack). I have a long claim free history, £125 excess and premiums are around £150. Ultimately I believe the claim has to be legally reported even if I was to pay for the…
