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The 'I'm not buying anyone presents' savings diary
After a very stressful and almost penniless Christmas 2016 I've decided not to be the same this year when it comes to birthday and Christmas gifts. I find myself blowing Decembers money on the children's presents, family presents and end up struggling (and still paying for things even in January). Birthdays throughout the…
Doing it on my own: bobobski's house deposit diary
Spending my Christmas break reading further around the forums is becoming a yearly tradition for me, and this year it's brought me to this forum (I usually stick to the essential money section). I'm in a very up-y down-y part of my life and thought keeping a quasi-public diary would help keep me accountable. So, to start…
The Wedding Fund
Hi, I'm Laura. I've spoken about my wedding fund on the debt free wannabe board but I thought I'd make a diary dedicated to saving. I'm saving for one thing in particular this year - my wedding. I'm getting married on 5 November 2017, to my wonderful fianc! Tom. We've been together ten years so it was about time! We were…
Open Up to Me - A Savings Diary
I thought I would start this as a kind of New Year's Resolution. I do have friends IRL but given their situations if I start complaining to them about my situation they might resort to physical violence. My situation: I'm 25, I have a permanent, full time job that I love which appears to have good prospects for promotion.…
Graduate Saving Strategies
Hi, I am currently in my first graduate job and looking forward to the future! I have started to think about savings, mortgages, direct debits, money management in general etc. I am simply looking for advice and tips! and will post my own every week! I currently have a Save to Buy ISA into which I am depositing the maximum…
The Marvellous Meticulous Savings Diary
I have so many things I need to save for I'm not even sure where to start! I'll start my diary with ideas of what my savings can be used for but will decide eventually :D BIG THINGS - Deposit to buy the house I am in now - New car as new as possible as sick of unreliable bangers - Renovation of the whole house and garden…
Lady K's savings diary
I wanted to get my saving thoughts and ideas down somewhere and thought this would be the great place to do it. I hope you all don't mind! I'm 27, I moved out to live with my partner just over a year ago. I started a degree with the OU and I also changed jobs from being a carer to working in an opticians. Although the wage…
I have saved nothing via MSE
Hi I got an email from you on 27th September saying that you (MSE) were going to sort an energy swop for me and from which I got good savings - but nothing has happened!! Can you please sort, as checking on your website today (and those of your rivals), if I arrange another swop at present rates I will get virtually no…
smoking no more
stopped smoking(30 a day between us) and drinking(twice a week) one month ago, i transferred the cash daily that i spent on ciggys/wine(bank statement is a mess lol) into an online saving account = £590!!! I also cancelled sky(£50pm) i sold my second motorbike(£4500) and only insure the one now(£30 pm saving)! I have saved…
My road to financial freedom
Hello! In this post I will keep track of my savings and investments, and I would love to receive your tips and feedback. I am from Barcelona, Spain, I'm 24 years old. I am studying social work, and I work as a waiter in a restaurant in Barcelona. I live with parents and save everything I can, but also help at home. If any…
Nikadi's Saving Log - trying to keep myself accountable!
I lurk more often than not but thought I'd set out somewhere where I could keep track of our savings as I'm rubbish at popping on regularly and keeping up with the We're Saving For A Deposit thread! I have apparently had a savings diary in the past, but that was 3 years ago and got abandoned and closed! I'm 27, DH is 28.…
Kids Pass charges on account before trial finished
I advise anyone who took advantage of the Kids Pass deal to check their bank account. I signed up on 31st August and paid the £1 only to find that I'd been debited £39.99 on 3rd October. I've contacted to ask for a refund but suggest you check in case you leave it too late.
No Debt! Saving to buy a Flat/Apartment.
Hi, Welcome to my thread. This is my first time doing a Savings Diary. I paid off all my debt last Friday! 😄😄😄😄 So now at the age of 24, I want to start saving money and buy myself a Flat/Apartment next year. I'm currently single (casually looking for Boyfriend). My job is a secret. 😊 I'm not the best at saving because I…
Hello, I haven't save a penny but I desperately need to!
Hello, I need help and was going to email MSE until I found an article that stated they don't have the staff power to respond so to post on here for help. I want to be a money saving expert but I don't know where to start and because I've never really had to deal with this before, it's a lot overwhelming! Anyway here is…
MSE News: Eat neighbours' food for free + 21 more hacks
Including Amazon delivery trick, free roaming, iPhone 7 saver, free credit score...Read the full story: 'Eat neighbours' food for free + 21 more hacks' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
Somewhere to keep track!
Mortgage-free Glee! not yet drat Debt-free and Proud! so the weather is nice this time of year... Car Insurance Carver! I use the MSE guide every year - this year I picked wrong as their service was just too awful lol lesson learnt Home Insurance Hacker! Follow the steps like a slave! I won, I won, I won! About 8 years ago…
The Next Chapter: Our Dream House Fund
So, I've been married for two weeks now (which was the most fun, amazing day), a wonderful honeymoon in The Maldives, and now back at home, going back to work on Monday — yep, the honeymoon is definitely over! The next step for us is to continue saving for a deposit of our first home. Now, a little secret: I spent more…
The Gibberish trek to a deposit!
Hi everyone, I've been lurking here for a few months but thought I'd set up my own thread to help me keep track of my savings and also to provide myself with motivation from other money savers! So I'm 22, graduated from university a year ago and have since been in a full time job in my desired field woo! Anyhow myself and…
How have you saved on every day spending?
Hi MSE'ers! I'm relatively new to the world of MSE but absolutely love what it stands for and seeing my bank balance hold its own. I have read lots of diaries and challenges and whilst I am not in a position to be saving £1,000s a year, I went through the numbers last night and in the last 2 years, my husband & I have…
Transfer of a 1 year fixed rate ISA
Hi, I'm 7 months into a 1 year ,1.93% fixed rate isa with Shawbrook bank but because of BREXIT im anticipating a reduction in the base rate by at least 0.25% before my account matures. So, my question is should I / could I transfer now into a 5 year ,2% fixed rate ISA with Halifax or Nationwide and take, what I believe…

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MSE News

Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Which NatWest and RBS branches are closing from 2025? Here's the full list – and banking alternatives
NatWest and Royal Bank of Scotland (RBS), which are both part of the NatWest Group, will shut at least 108 of their bank branches in 2025 and beyond, after the Group announced a further 52 NatWest closures.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
Winter Fuel Payments will be reinstated to all pensioners in England and Wales this winter – but will be clawed back automatically from those earning over £35,000 a year, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up. MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis.
Car finance mis-selling update: regulator prepares for compensation scheme – and warns against using claims firms
Payouts for mis-sold car finance could be another step closer as the financial regulator has set out the factors it will consider if it were to introduce an industry-wide redress scheme – though we won't know more about how this will work until after a key Supreme Court decision expected in July. In the meantime, the regulator has warned that you DON'T need to sign up with a claims firm to be included.
Winter Fuel Payments to be extended to pensioners earning £35,000 or less – here's what we know so far
Winter Fuel Payments will be extended to all pensioners with incomes of £35,000 or less this winter, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up.
Winter Fuel Payments extension confirmed for this winter – watch Martin Lewis' instant response and his message to the Chancellor
Winter Fuel Payments will be extended to more pensioners this winter – though not to everyone – the Chancellor has today confirmed. However, exact details of who will now qualify still remain scant. Watch MoneySavingExpert.com founder Martin Lewis give his instant response, as well as his key message for Rachel Reeves.
Nationwide Fairer Share: Free £100 bonus confirmed for 2025 – here's who will get it
If you bank with Nationwide, you could get a free £100 paid into your account in June or July as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it.
Forced onto a prepay energy meter? You may be due money back as 10,000s to be compensated
If you had an energy prepayment meter forcibly installed or your smart meter was remotely switched to prepay mode without your permission, you could be entitled to compensation of up to £1,000 and may even be eligible to have your energy debts written off.

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