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Saving for my future everything
As per my title I'm here to save. Im relatively young at age 20 however I've come to a steep realisation of the past year that I need to change my habits if I have any chance of saving for my dream of having a house deposit :T I work within the financial industry for a very well known and probably well used bank within the…
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Saving for my very own place...
Good afternoon :) I haven't been checking this forum for a while as I wasn't focusing on saving money...but now I am back on track and fully motivated to put aside enough money to get a one bed flat. I will need 10-15k for a deposit, at least 5k for furniture etc, a few thousand for fees and 1-2k as an emergency fund. I…
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Atrixa's Saving Diaries
Hello everyone! I'm 26 years old and currently renting a 1 bed flat in the North East of England. Due to not having a great income, I always thought I'd be renting forever but luckily, the North East has some of the most affordable (If you can call anything over £50k "affordable") properties in the country that aren't…
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The quit smoking fund
As of today, I have quit smoking; to put it bluntly, paying £12 for a 30g pouch of rolling tobacco is just absolutely ridiculous and I don't know why I keep doing it. Addiction to be honest. So, here we go, I'm going to keep track here of how much I'm saving from not smoking. On average, I'd go to the shop and spend £12…
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Don't accept change of address fees from any company when you move.
So. We moved house and had 20 plus companies to contact with our change of address. Time consuming but it has to be done. Our Car insurance company had long queues and their chat line let you fill a change of address form in, then said it wasn't available. After several attempts with the same thing happening, got peed of…
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Saving for a Deposit in Brighton and Hove
Hi All, An avid reader of MSE and I thought like everyone else here, I would benefit from starting this thread to keep myself accountable for saving towards this goal. My original goal a couple of years ago was £20,000 for a flat deposit. Based on house prices in Brighton/Hove, the extra fees and furniture required. The…
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Dreams and wishes....
Hello! Hoping that if I start being even more sensible about saving by accounting for myself on here, I'll get to where I want to be faster.... A bit about me: My lovely DD, Miss Kittikins, and I live with my parents in their house, where I grew up. We've been there for 4 years and I think we all need our own space most of…
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Saving for driving lessons
I'm 32 next year and I can't drive! I'm so desperate to learn now I live somewhere a bit rural so the saving has begun. I only have £35 so far but hoping to have £400 by January so I can book in a block of lessons
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Sorting it all out... a 'got to start somewhere' diary
A long-time lurker and poor implementer of all the amazing advice here on MSE. At 34, I've only just started a pension, don't own a house, have *some* savings but house prices are continually just out of reach, it's time to start understanding this thing called money. I'd also like to accumulate lots of badges ;) To top it…
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PinknSparkly's Mortgage Wannabe savings dairy
So this is a savings diary with the intention of getting my husband and I into debt (i.e. a mortgage) as soon as possible :) I am currently finishing up a PhD and as such we won't be in a position to apply for a mortgage until I have been employed for at least 6 months. In addition, I am now at the fun stage of my PhD…
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It pays to shop around for Insurance
Hi, I had to let you know about how much I have saved and that's all because of MSE. My car insurance was due for renewal at the end of May with Tesco. I called them to see if they could bring the quote of £466 down or if they could match it with a quote I found using your site. They would not budge so, I cancelled the…
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Dolly's Savings Stashes....
So does anyone else have several little stashes saving for things way in advance or is that just me I thought now that it is coming up to the new tax year I would start myself a new thread to keep a track of all my savings stashes so that I can keep the focus on topping them up each month and not borrowing from them I…
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Admiral car insurance
I've been with Admiral for 5 years claim free and haggled them down £90 for car insurance renewal in a pleasant 10 minute phone call using the cheapest quote from a comparison site (and pretending it included the same extras that Admirals policy does) Called them again today to see if they could reduce it any more, they…
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Saving in yourself - best investment
I've found out that the best investment is neither in the bank, your wallet nor other material things but yourself. People do different things, at different times and places just to make money but often forget that they need to invest in themselves first. The truth is many wealthy people in the society were able to put…
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£100
PCNs... Thank you Martin Lewis I downloaded a template and adapted it a little to my circumstances and within 48 hours the Civil Enforcement Ltd 'phone to pay' company cancelled my charge they had sent me. It was for a 'wait' of just over 12 minutes on a private piece of land (in Stroud, Glos) that did indeed have signs up…
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All change, All change
So, some time ago, I got out of debt and set myself a £20,000 house deposit goal. True to life, I got there some years on, only to find that I'm to be made redundant this year, so all thoughts of housebuying went out of the window. Ok. I have kicked myself for not getting to the goal sooner, as I've frittered away money on…
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Time for Change...
Hello all, long time lurcher first time poster. I have decided its time for a change; It is time to start saving money for mine and my girlfriends future. I'm 24 and currently work as a Commercial Analyst on £22k a year (Fancy name not so fancy pay check) and my girlfriend is currently studying Psychology at Uni so money…
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Get a grip !
.....25/11/2018 ...... I have decided to update as its been ages since I started this thread and so much has changed including my priorities..... We gained a puppy after starting this thread and although she is a handful she has given me something to focus on and to get up for each day. DS split from one long-term gf and…
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My attempt to be a super saver
I had no idea that this board existed! In theory, I should be a whizz at saving money but in reality I am not. I ended last year with £2k in my savings account. For some, this is a huge amount but, for me, it isn't so great. I have a permanent FT job and I earn £32k a year. I live with my fella but we keep separate…
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The Smoosh Bottle...........
Anyone else have one of these at home for all the loose change or smoosh as we call it? We had quite a bit in various different tins & jars so I picked up one of those huge plastic coke bottle banks & the aim is to keep adding the smoosh from our purse & wallet until its full to the brim. I'm gonna start getting some money…
