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Sept 2010-how many €€€€ can I save???
I have been meaning to start this since my 2nd little one as born in Aug but am only getting round to it now -well 2 under 2 tend to take up a lot of my time these days! We have planned on selling amd moving in the next 18months so the plan was save as much as possible for deposit and rent out the house we have now.. Then…
Made 2.5k in 15 minutes
I went to Barlays yesterday to see to my finances. My sons account, in my wifes name had been changed by BArclays from a 5% account to .1% because he had reached 18. (Without my knowledge) I opened a 5 years fixed bond account for him @ 5.25%. Which would equate to 1k over that period. I then looked at my offset account. I…
JTB wants to start 2010 with some savings !
Hi everyone, I thought I would start my very own diary to do what it says on the tin, get some savings before 2010 starts and continue to save during 2010. A bit about us (won't bore you too long!):* Family of 5 with a fairly good income, DH works full time and I'm part time. * No debts/mortgage (been there, done that, got…
Electron card for saving money
I applied for one of these cards a couple of weeks ago. I`m delighted to say it`s just saved me and a mate £15 each in credit card charges for 3 sectors on Ryanair flights next month :j They are available with Halifax via the easycash link
New to MSE and saving hard
I am new here but joined for lots of tips and ideas as we are saving hard for one last family holiday in Florida before our eldest son goes of to University. So will be trawling for lots of ideas since the begining of the month I have started planning meals and mostly doing a weekly shop with just the odd bread milk and…
Where do we go from here?
In 2006 my brother's soon to be ex wife instructed the bank to pay HIS wages into an account in her sole name. He only found this out at the end of June 2008 after she left him. What he found was a complete financial mess stuffed in carrier bags all around the house unopened. Its messy, its complicated. She has siphoned…
Most Popular Posts
Hi all, Just a quick heads up to let you know we've decided we're going to stop doing the most popular posts thread as it's a bit redundant these days.
The Saver's "New Beginnings" Diary
Im not sure if I'm on my own here or whether there are others out there like me? Basically, I'm not a Debt-Free Wannabe or a Mortgage-Free Wannabe. If I have to be pigeon-holed (and I guess I do so that this post is in the right place!), I'm a Saver who wants to improve the quality of my life and future, but without the…
newbie questions...
As a newbie and being that I have a little time on my side to prepare for my challenge (see "Livewire's challenge"), could any of you throw a few hints and tips at me? By that I mean, which cashback sites are best worth using? What have you found to be the most reliable methods of saving/making money? I know everyone's…
Livewire's challenge...
Hi guys, Being new to MSE, let me tell you a little bit about myself and what my plan of action is... Having been in full-time employment at my current position for almost 3 years (and in total almost 9) I've recently been informed that my office is due to shut (following loss of business) and all positions there are to be…
Just started saving!
Hiya Just after some tips on where to start really, our aim is to save for a deposit on a house, we've just moved in with my parents to help so no rent or household bills but I do have a loan, credit card and a few other bills, like mobile, contacts etc. Where do we start, how do we work out how much we could be saving and…
Mennies How much have I saved? Monthly Diary
A little history to begin........................... I used to be an avid memeber of this and every survey, cashback and PTC site going. I used to be the voucher, freebie queen and ebay queen. At the time I work shifts and had the whole morning at home to do all this. Now I work more hours and have a long commute I dont…
£650+ in 5 days!!!
I used to be a avid freebie hunter, bargain hunter, saver, ebayer, tightwad, cashbacker, survey taking, mystery shopping, couon using blagger The I stated to work longer hours and had a long commute to work and didnt have the time. Last Friday whilst off work for a week, i logged onto this site and had a scout round.…
Holiday savings - thanks Martin!
I have saved ££££'s on the cost of package holidays for myself and friends over the past couple of years by following Martins haggling advice. I have just booked a week's B&B in Dusseldorf, for my sister and myself, for £160 each, booking the flight and hotel separately on cheap deals. A similar package through a city…
thanks to you all
after reading about you all saving in your sealed pots, i bought a tin from home bargains in january and started saving £2 £1 50p and 20ps for my holiday in september, it was full today so i opened it ...... £326. so we will get extra treats on holiday this year:beer:
I have just saved
My insurance renewal has just come quoting £622 fully comp I have just followed all Martins steps for cheaper insurance and have managed to get it down to £313 and £42.50 cashback and a free MOT for my car which is due next month.:D This site never fails Thanks alot Martin :beer:
fixing things
Im so pleased with my hubby and the savings we made.He is a welder (when he had a job) but can turn his hand to most things. Lately, both our tumble dryer and our main oven packed up (they are only four years old, but out of guarantee, Im sure manufacturers put something into them to make them break just after the…
i made my target £4500
hey guys well last week i made my target of £4500 i saved so hard since just before xmas, i doubled my hours at work which helped loads and kept spending to a min, i joined cashback sites and surveys sites, so i would just like to say thanks to everyone for giving me lots of ideas. this site is great. i cant post of…
I am 57 [ need advice ISA]
and have £650.00 i can save a month , have no one to [at home] ask, should i put it all in a SS ISA or Cash ISA . Advice would help !! I hope to give up work in 12mts , so this a last rush to save!!
Just paid off my last debt!
Well, thats it I have now paid off the last credit card. (its been at 0% for the last 15 months while I have saved furiously into my ISA). I first found this site in 2005 when I found out my new husband and father of my baby had a gambling problem I was distraught and very worried about the debt we had ended up in. Well,…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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