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thanks mse - money back from NPower
Hi MSE - this Is my FIRST TIME ON THE FORUM. I HAVE BEEN READING YOUR NEWSLETTER FOR 2 YEARS & last week , after changing suppliers (I used your cheap energy club to switch to the best deal), I rang my old company - quoted my account no & asked about my balance. I was £186 in credit, I should get it in 30 days, hopefully…
Bradeastham savings
Hi everyone, This seems a fun thing to do and I'm hoping everyone's encouragement will help me on my journey. I started my first job at the beginning of the year and have always been okay with any money I had but I have never really kept track, well I have been with my girlfriend for over 6 years now and while she is in…
Complained to vodafone, saved £186
After taking out a contract with vodafone at £21pm, I soon realised that I was being charged £26pm. I swiftly called customer services and was told I would be contacted for £35 refund. After not getting a call, I rang them and was told that I wouldn't get anything. Infuriated I vowed to keep calling until I got a refund.…
Cashback and insurance
Whilst I have been changing insurance providers yearly I have only just started following the guides. My record was a year or so ago, I managed to get my house insurance for free :) Split the contents and buildings to 2 different companies and got cashback for both equal to the cost :) sadly most of the cashback now has to…
Dolly's Deposit Diary........
Hey peeps, I am 32 years old in debt & I am realising now that it is time to sort my life out, become debt free & get on the property ladder. This will be a long diary, the way things are going at the moment I will be looking to buy a house in the year 2020. I am going to split my goals up annually & then monthly to make…
Nathalie's Moving-Out Fund
Welcome to my thread for my moving-out fund! The rules are: - I receive around £900 per month in benefits. - £450 per month goes to my father to help with the rent. - I will put £225 into savings each month. - The remaining £225 will be used for travel, food, and other necessities. From now on, I will only buy books,…
New car savings
Just bought a new Hyundai 120 New Generation and Hyundai have an Affinities Scheme which is designed to help new buyers save cash. Thanks to a close relative having a Civil Service Pension, I was able to save a whopping £1,888 on the list price which enabled me to buy the 5yr Annual Service package, which will save me even…
pay off debts, save an emergency fund & a house deposit in 7 years (part 1)
Hi I'm not sure where to post this as it comes under an umbrella of categories. our expenditure on paper is a few pound less than our income. we currently have some debt (£1500) and the main reason for the debt is due to never having an emergency fund. Im about to start my studies and when youngest starts school will look…
Moonbean reporting for duties!
Hello , I'm not really new to MSE as I've had two past accounts on here but i've never really sed them to stay on track or anything & I just had problems with logging in and things. I know it's a little late in the year to make a drastic change to my life but for me personally it is the right time. I have a job, a good…
Living Payday to Payday
Decided to start a little diary for myself here to keep track of my money incoming and outgoing for the next few months. My thoughts are often a bit of a jumble and it helps to write it down! I'm 26 and own a home (with mortgage) with my OH and a cheaply-run car (paid off). 2 little cats who are the undisputed loves of my…
25 and need to sort my life out
So, I turned 25 a few months ago and can't stop thinking I should be further along in life than I currently am. I'm working towards a house deposit. I have currently saved: £27,883 in my ISA (getting on average £30 a month) £5,228 in my current account (I really should do something with this) I get just over £1560 per…
Myteeduck's Savings Diary - £16,000 Goal!
Hi This is my new savings diary. Basically I need £16,000 as fast as I can. I have a car which I am in negative equity with and I owe £15K on it. I would like to do my next year of AAT - Level 3 - as soon as I can and I need £1K for this. I understand that due to my income and my disposable income, I will probably reach…
Journey to... adulthood?
This year I'll turn the grand old age of 21 (yeah I know, I'm not THAT old but I feel it!). The past year has made me grow up loads. In short: got engaged, moved out and had a baby! My longer term goal is move out of rented accommodation and have our own mortgage by the age of 30. Owning my own house eventually is one of…
Saved on my car insurance with MSE
I'm a happy person. Car insurance bill came in ( plus RAC). Had gone up by £60. Followed MSE website and went on the different search websites compare the market etc and LVE kept coming up as the cheapest. (Strangely the three sites came up with the same site but with different prices!!) I then rang up my old insurance…
Minxy's- making money and mischief
Hi I post other places on the site, but I seem to have goals/tasks/challenges etc at the moment that fit under many sections. I have decide to post my own diary, of my goals, tasks, challenges and achievements. Instead of posting on 101 threads or clogging up specific threads with unrelated things. I give 2 warnings if you…
Resolute
Righto. 25 year old who's life is just completely stagnant, when there is no godly reason why it should be. So started July 1st and did a complete life overhaul. Going to try and use this to just keep a track of where I'm up to. I graduated in 2012, just, coming out backwards through a bush would be putting it mildly. Took…
I have saved over £163 with martin's tip on Sky TV
Martin was right about prompting Sky TV into giving loyal customers a discount if they think you are thinking about leaving. It was so easy. I just rang Sky TV pressed the option for "Leaving Sky" and told the adviser that I had received a quote from Virgin which was much cheaper than my present Sky subscription and I was…
List of aims for the rest of 2015
Morning all! My previous post (titled the same) was deleted; I think in error as there was a hugeeee spam attack and my post was just before the spam. I'm going to start where I left off :D SO: Job interview this morning, eeeeeekk!! :eek: Very nervous as I know I could be AMAZING at this job & I want it so badly! Going to…
Savings Diary
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Just saved £1,084.47
http://www.boots.com/en/Boots-StayDry-Pants-For-Men-Large-96-Pants-8-x-12-Pack-_1715400/ Managed to get offer 17 times.

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MSE News

Martin Lewis: Mobile and broadband mid-contract inflation hikes are BANNED – but there are winners and losers
Inflation-linked broadband, mobile and TV price hikes have been banned. It means some will see bills rise by a specified amount in pounds and pence going forward. However, MoneySavingExpert.com founder Martin Lewis has warned that many WILL still see above-inflation rises in future despite the new rules.
'Catastrophic' Council Tax debt collection practices to be investigated by Government – Martin Lewis says move is 'brilliant news'
"Catastrophic" Council Tax debt collection practices – that can see bailiffs at your door within six weeks demanding payment for the whole year despite missing just one month – are to be investigated by the Government. It's a win for MoneySavingExpert.com founder Martin Lewis and his charity the Money and Mental Health Policy Institute (MMHPI) who've campaigned against this rapid escalation.
MoneySaver's 'unbelievable' £675 refund from Complete Savings – how to check if you can claim too
MoneySaver Ray secured a £675 refund from Complete Savings after reading our warning about the 'cashback with a catch' site's misleading 'click to claim' ads. And Ray's not the only one, as we've been swamped with similar successes.
Origin broadband customer? You'll soon be moved to Utility Warehouse – here's what you need to know
If you're an Origin broadband and home phone customer, you'll soon be automatically transferred to Utility Warehouse – but your service will continue as before and you should keep paying your bills as normal.
Bank of England cuts base rate to 4.25% – here's what it means for your mortgage and savings
The base rate has been cut to 4.25% from 4.5% by the Bank of England. This rate is used by the central bank to charge other banks and lenders when they borrow money, so the move can impact mortgage and savings rates.
Is now a good time to fix your mortgage or should you wait? Brokers answer as rates continue to fall ahead of expected Base Rate cut
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further – and should you fix now or wait?
Fixed-rate mortgages continue to fall ahead of expected Base Rate cut – so do brokers think now is a good time to fix?
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further?
Martin Lewis: How to call your bank by dialling just three numbers
How to call your bank by dialling just three numbers… simply dial 1-5-9. Then you know it's legit. Watch MoneySavingExpert.com founder Martin Lewis' video below, which explains it. And please share – the more people know, the fewer will be scammed.
Martin Lewis: How to call your bank by dialling just three numbers – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.

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