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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
I can see the light at the end of the tunnel, now my saving journey begins!
I am nearing the end of my debt free journey with just 48 days to go before I reach financial freedom! Its been a long time coming and I have hit many bumps on the road to get here. As I am close to paying off the last part of my debt I have been thinking about what to do and how I can get there in terms of my goals when I…
Saving lots in pots!
Ok so i have been deliberating whether or not to start a diary, and have now decided its time to jump in. I have been on these boards for years, but only just starting posting and reading reguarly this year. i have found so much kindness and support for each other on here and that is why I come on and read. Plus many of…
Building savings to bubblewrap my new life.
I would like to join the savings gang if you will have me. I am a fifty something on the verge of a big life change. I am moving away from the place I have lived for many years to a lovely market town with rural countryside on my doorstep plus a nature reserve and a river. I will be under 5 miles from the sea too. I had…
2021 - let’s start again!!
I closed my previous thread as I wanted to start a whole new one. I started last year with £5K and finished with £3.5K. Last year was expensive! I stopped putting anything away in September as I knew I had an expensive Christmas coming up. Anyway, my house plans are only put back by about a year so far. As the clocks…
Life after debt.
Morning, I have been on the DFW board since Jan 2017 and finally became debt free in April 2021. I found I no longer fitted there a few months ago , and some things didn't sit right with me so closed my diary. Have decided this is the place for me now. Semi retired working two days a week, age 61 living alone in HA flat so…
A year of saving but maybe also spending a bit too!
Hi, I've been reading the forum for about 5 years, but only starting posting today. Life has changed a lot in that time, financially. I've been a full time working single parent for years and years. Up until the end of 2020 I was receiving UC to top up my income. However a really supportive boss pushed me to aim for a…
From £6000 ----> £9000 in 2023.
EDIT May 2023 - I have reached my £6000 goal and this is being tucked away in a high interest easy access CHIP account. I am re-jigging my goal to fill my sink funds now including a possible amazing dream. Onwards to £9000. EDIT January 2023 - my original goal was £2600, then £6000 in 2022. I managed this and propped…
Saving for a smallholding
Hi all, Up until late last week I had thought we would be joining the Mortgage Free Wannabe part of the forum, but unfortunately our house purchase has fallen through. We have reassessed our buying power and realised that we need to make some changes over the winter and start looking again in Spring. Long back story: we…
Nearly 60 - where did that time go?
https://forums.moneysavingexpert.com/discussion/6176755/need-to-organise-budgeting-and-saving-more-effectively This is the thread that I originally posted in the Budgeting thread and Moving Forwards made the excellent suggestion that I popped along here. My updated savings are below, but next payday is 28th of the month,…
Arrietty's Acorns
Hello, I think we're past the 'happy new year' stage now and as we don't know each other yet I'll just dive right in, say 'hello' again and declare that I NEED to be on this board. I've been dipping in and out of here for a while now and debating with myself as to whether I should start my own savings diary; whether it…
Saving For Early Retirement
Hello, Currently have a diary on DWF board, feel this will be a better place to be as I am currently saving for early retirement! We are mortgage and debt free. Mr D has his savings, he is very good at saving, we have joint savings and I am starting to build up my saving after being in debt for most of my adult life. So I…
Escape to the country & living off savings
Copied over from my old diary Hello again from Yorkshire 😁 The move from the south coast went well but it has been hectic since I got here. Spending has been budgeted for van hire £250 diesel £90 train fare for DS to get home £30 new boiler £3600 living room light £32 kettle & toaster £40 New bath towels (sale) £6 Living…
2023 Challenge!
Hello savers! As a forum ambassador for this board I thought it would be a good idea to have ourselves a little saving challenge. Everyone here is so supportive and encouraging and I’d like to keep that going with a little added competitiveness 😀 there won’t be a physical prize as such but there will be a monthly…
Living life on my terms..
Over recent years I've come to realise that I need to start living life on my own terms and to stop trying to meet other peoples/societies expectations. For a while, I was constantly putting myself under unnecessary pressure in many areas of my life, thus creating extra additional stress that then started to affect my own…
Ready for the next stage!
Hi everyone :) Things have been a bit stressful around here lately (as they have been for everyone!)- I'm in my second year of an msc and I'm juggling placements, assignments and a research project, as well as a lovely 2 year old- and we've let spending get a bit out of hand. I've started using Emma to track our spending,…
Did I really need to buy deer food?! My 'concentrating on saving' diary
Yesterday I decided after a discussion with dh about my spending on deer food and a bin to keep it in (despite them seeming perfectly happy with the bird food and peanuts that i put down several times a day) that I'm probably not being as money-saving as I should be!! I need to make much more of an effort with my savings…
Is 2023 my year?
Will 2023 be the year that I get on the property ladder? 🤔 Currently sat at about £18K, £10K of which is his and the rest mine. The increased cost of living is biting a little in that I’m not saving as much as I should but I am sticking something away each month at least. Another rent increase in January isn’t going to…
Hold me accountable
Hi, I'm new here... Well that's not true I have lurked for many many years whilst promising myself I will get my sh*t together. Well I never have im addicted to spending and no matter how much myself and my husband earn we always seem to live outside our means. Well enough is enough, we want to buy our beautiful house and…
The simple things
Hello fellow money savers, I managed to lock myself out of the forum for a couple of months but have finally got it sorted so thought it was a good time for a new thread. As some of you know I am a single mummy with two young children, always trying to make sensible decisions to ensure we are secure financially. I have…

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MSE News

Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Which NatWest and RBS branches are closing from 2025? Here's the full list – and banking alternatives
NatWest and Royal Bank of Scotland (RBS), which are both part of the NatWest Group, will shut at least 108 of their bank branches in 2025 and beyond, after the Group announced a further 52 NatWest closures.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
Winter Fuel Payments will be reinstated to all pensioners in England and Wales this winter – but will be clawed back automatically from those earning over £35,000 a year, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up. MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis.
Car finance mis-selling update: regulator prepares for compensation scheme – and warns against using claims firms
Payouts for mis-sold car finance could be another step closer as the financial regulator has set out the factors it will consider if it were to introduce an industry-wide redress scheme – though we won't know more about how this will work until after a key Supreme Court decision expected in July. In the meantime, the regulator has warned that you DON'T need to sign up with a claims firm to be included.
Winter Fuel Payments to be extended to pensioners earning £35,000 or less – here's what we know so far
Winter Fuel Payments will be extended to all pensioners with incomes of £35,000 or less this winter, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up.
Winter Fuel Payments extension confirmed for this winter – watch Martin Lewis' instant response and his message to the Chancellor
Winter Fuel Payments will be extended to more pensioners this winter – though not to everyone – the Chancellor has today confirmed. However, exact details of who will now qualify still remain scant. Watch MoneySavingExpert.com founder Martin Lewis give his instant response, as well as his key message for Rachel Reeves.
Nationwide Fairer Share: Free £100 bonus confirmed for 2025 – here's who will get it
If you bank with Nationwide, you could get a free £100 paid into your account in June or July as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it.
Forced onto a prepay energy meter? You may be due money back as 10,000s to be compensated
If you had an energy prepayment meter forcibly installed or your smart meter was remotely switched to prepay mode without your permission, you could be entitled to compensation of up to £1,000 and may even be eligible to have your energy debts written off.

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