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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Am I right in thinking I cannot build an extension the way I've planned?
I've added photos of the land title, and screenshot of where I plan to build. The black lines are my intended extension, the red dashed lines show where my fence sits. If I extend as full width of the home, I will block half of my garage, which is fine as I don't use my garage. Land registry shows that half of shared…
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Urgent housing association advice
asking on behalf of a family member - they have a HA property and had planned to move to a private rented house. Handed in notice on HA house and now private one has fallen through. Does anyone know if they can revoke their termination of tenancy ? They are now panicking they will be homeless. Can anyone advise?
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Higher rate stamp duty
Hi Have looked at previous posts but can't find recent information from anyone in our particular circumstances... We're in the process of moving and considering breaking chain by completing on our purchase a few weeks ahead of selling our current home. Am aware of the 3 year timescale for claiming back additional stamp…
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FTB, survey done, slightly confused on next steps
The background is after I receive the contract pack from the conveyancer I was asked two questions: Did I have any queries I wanted to raise in relation to the TA6 and TA10 forms? Did I want her to order the searches now, or wait until after I’ve had the survey done. She pointed out the searches are non-refundable so some…
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Flat purchase with underlease structure - Very concerned
Hi, First time buyer here, in the process of buying a leasehold flat in London. It has become apparent that this flat has an underlease, with a headlease held between the freeholder and a management company. Freeholder – Headlease – Underlease (Me) Admittedly, I was not aware this structure was a thing. It did not come up…
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Title Indemnity Insurance
I'm hoping for some opinions. We are top of a short chain, ( we are executors selling our deceased parents' property). Our buyers buyer is selling their housing association property (shared ownership) to a first time buyer. After waiting several months, it has been decided by the first time buyers conveyancer that there is…
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Saving for a deposit - FTB
I am saving for a deposit for my first home. I’ve actually reached my initial goals, but as I am looking to convert being in a contract role into a permanent position, I am continuing to save while searching for a new job, which will give me an even bigger deposit. When I first decided to start saving a few years ago, I…
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Rent-a-room scheme if you are renting :-)
Hi. If someone is renting a property, can they then rent out one of the spare bedrooms under the RaR scheme, if it's ok with the owner? Ta.
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Buying House Freehold Clause
Good evening, I have a leasehold house (900+ years left on the leasehold). I was offered the opportunity to purchase the freehold. I agreed with the costs and started proceedings. In the terms there is a clause relating to mining and mineral rights, which I don't think is unusual. However as follows: "Unto the person or…
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Persimmon Advertising price change after reservation
Hello… Im new here. I reserved a new build with persimmon under section 106 (DOMV) about 4 months ago. I have not exchanged contracts yet. Today they released more houses on their website for a reduced price from what i have reserved at. They 40K cheaper than my reserved house, the exact same house style just one street…
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Making an Offer - Advice Sought
Hello all! Hope you can help. First time buyer here. I've found a place that I can afford and would suit me well. I'd like to make an offer on it and wanted some advice before I do. What value would be a reasonable offer to make? https://www.rightmove.co.uk/properties/167840468 I should say that it wouldn't be the end of…
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'Charge' on property, but likely no sum owed. Chargee not discharging DS1, tho'.
Hi. Situation is that an estate's executor is trying to sell the house that is part of the estate. The deeds show a charge was added to the estate a few years ago for the benefit of a relative who had agreed to lend money to the homeowner for them to invest. The 'charge' was written up and exists, but no actual sum is…
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No contact from surveyor
Morning All, I was after a little bit of advice. I am in the process of purchasing a property and I instructed a surveyor on 27.07.26 (signed the consent form and sent it back) and have heard nothing since. They stated in their emails that they would contact the estate agents to arrange. The estate agent confirmed they…
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Capital Gains Tax on Property Sale
Hi My parents are downsizing to a flat. They will be moving before their current home is sold. So when they do sell their current home I think CGT will be payable as it will no longer be their main residence. I believe there is a grace period of 9 months after you move out but it may be extended to 36 months if the owner…
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Eviction
The house I’ve been living in for 40+ years, is the home I am being evicted from. It was my parents home, until they both passed away. I sacrificed my business to care for them 24/7, for the last 4 years of their lives. The probate process has been going on ever since. I am 50% beneficiary and my brother the other 50%. Not…
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Refusing retrospective consent to sublet
I live in a block of 3 flats that are leasehold. We acquired the freehold and each flat leaseholder owns 1/3 share. After acquiring freehold all 3 flat leaseholders became directors of the LTD company that owns the freehold. One flat was recently sold and let out. The lease requires consent of the Landlord (freehold…
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Conveyancing bank checks required?
Hello, I have read the other threads about conveyancing/ solicitors and proof of funds. But if you have already secured 100% mortgage and a deposit is not needed, do they still need to access your bank accounts to check if you have the funds to pay their costs? as only outlay, seems a bit extreme, or is it the norm. Thanks
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Just a quickie
Leasehold flat, First floor (3 floors), one of 18 flats in 2 blocks of nine, surrounded by nice gardens, also comes with a garage. 6million year lease haha (999) no ground rent, £1500 per annum service charge, £50k mortgage remaining, worth £130K. I'm a little nervous reading all the stuff about "Leasehold anything"…..Am i…
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The council are trying to force me to to sign an updated tenancy?
hi im a council tenant. The council are trying to force me to to sign an updated tenancy? I think it might be because theyre build 4 new blocks on my estate. i just wanted some advice on who to speak to about my rights? thank
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Gifts to help with Mortgage application and excessive checks
One of our children wants to buy their first property. They were a little short on the minimum deposit so we've gifted them a small amount to help, but now the Solicitors want to check all our finances and sources of income. It's all legal but just messy as a result of long standing savings and recent benefits from a will.…
