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House buying and that feeling of poverty
Just done the sums for the next house move and have found that we are going to be well and truly broke when we do finally get the house we're looking for. The last time I was this broke was when I bought my first house (8 years ago). I'd like like to find out whether this is pretty common or do others leave plenty of money…
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help
Hi, am in need of some advice as my head is spinning. Here goes: We are wanting to move to a house which is on the market at £5000 more than ours. Current mortgage with B&B @ 0.65% off their SVBR until 01/04/07 so currently 6.19%. No ties after this. Redemptions - 3% of balance repaid before 01/04/05 2 % upto 01/04/06 1 %…
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Landlord help required - Insurance
Hi I have recently purchased a buy to let flat. I am starting to get everything arranged such as tenancy agreements etc. Does anyone that currently has any buy to let property have any good advice or links to good websites? Also - What are your thoughts/experience on insurance? Do you simply have a buildings insurance…
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To sell or not to sell?
Hi Everyone, I'm not really sure what to do. My husband has given up his day job to do his own business full-time and I'm a stay at home Mum with 3 young children and I also do admin for the business. We have a house which was valued nearly a year ago at £300k and a mortgage of about £135k. Obviously we have lost our…
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House purchase in France, whats my best bet for.depositing money in the interim
"Greetings fellow travellers", I'm looking for some sound advice. I am currently selling my property in the uk for approx 200k, with the intention of moving to France as soon as I can find a suitable replacement, we are probably talking on a 6-8month period between selling and repurchasing. The advice I need is , are there…
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Leaving the house empty and keeping costs low?
Hi, I'm in the process of buying a house (contracts to be exchanged in the next week or so) and I won't be moving in until September or October (travelling abroad). I am concerned at the fact that I will be leaving the house empty until the day I move in and keeping costs low? In view of the fact that there are no…
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Property Auctions
Hi all, I have been using this site to find property at auction. It might have been mentioned before forgive me if it has but you can search through up and coming auctions go through previous auctions via the auctioners website. Most auction catalogues are downloadable and there are still some bargains out there at £20K .…
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moral dilema
We have had an offer of 180k for our house, 10k under the asking price (but nothing to sell), having lost a buyer just before xmas we decided to continue marketing the property until we felt secure that the buyer would proceed, i.e arranged the survey and finances arranged. the offer was made on the 17th and they were due…
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Which new house company
Hi all, I have been looking at new and old houses recently, since i have done a lot of work on my current house I don't fancy having to go through all that again, especially with our new baby daughter! I like the idea of buying a new house so it's built to spec and to be honest the price compared to existing houses of…
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How Much A House Actually Sold For
There was a web site mentioned recently on moneysupermarket.com where one could actually find out just how much a particular property in a particular street/area had actually sold for. I have mislaid this web site and would appreciate someone letting me know the web site address as soon as possible. Thanking all in…
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Buy to let Property Company
Hi Everyone I'm after some general advice. I am in the process of purchasing my second property (I currently live in my first property). The new property is a flat which I will be letting on AST. I obviously have done all the maths for rental income, and having to cover the mortgage if I am without tenants for a number of…
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Will I ever be able to get a mortgage?
Myself and my husband had our house repossessed 15 years ago. Since then we have been living abroad. We have been back in England for a year and we are renting a house. The problem is our rent is £700 a month plus £120 council tax. We can manage on our wages but cannot really save much. Even flats where we are (Kent) are…
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Property video wanted
I am looking for a couple of videos of property in the U.K. just a general tour of an average house. Video must be in wmv, mpeg, avi or jpg format, dont worry about compressing etc. We are incorporating video onto our free property for sale website and need to do some testing before going live. Please leave me a private…
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Owning two houses
Would like some thoughts if possible from anyone regarding the future of the housing market. I own my house outright and i am toying with the idea of purchasing a second property for investment. I have a gut feeling that in the very near future, local authorities(Government) will target all those with second homes by…
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Property Auctions
I'm struggling to sell my house and have been informed by my very disinterested agent that the market above 250k is dead in the area. As such, I am considering alternatives and someone mentioned selling the property through an auction. Have any of you experienced either buying or selling through an auction? Is there…
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Reminder: buying a house is a financial decision
Thought it appropriate to give that reminder given some of the things I've read and heard about the housing market lately. Actually, I think the cliche about buying a house being a lifestyle decision rather than a financial one has been around for years. But lately - perhaps because of all the conflicting info that we read…
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Prudent Graduate seeks advice on Property
Hello all, After a fair slog, I've finally made it out of university, clutching my 2.1 with pride. I've only been working for 6 months, but I'm on a reasonable salary, living at home with my parents (Minimal rent! No bills! hooray!) and I'm eager to get a foot on the property ladder a.s.a.p. I'm fairly prudent with my…
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Who owns a particular property
Hi, I am really finding it hard to get a foot on the property ladder, and have watched some home improvement shows and stuff where they purchase run down properties and spend like 20K on them to modernise them, then they are great cheap houses to live in or sell. I think I would enjoy the challenge of this and know a great…
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eastendannie
Hi, hope someone can help me. Hope I am in the correct forum. I inherited half a house in London, the other half having been inherited by my sister, who lives in another country. Anyway, she has agreed for me to buy her out and I will need to raise the money to do this. Does anyone have any ideas about how I can raise the…
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Can I change Estate Agents??
Hi I have had my house up for sale for a few weeks and I know I/m impatient but I have only had one viewing - I have seen a house I want to buy but obviously can/t do anything until I sell mine! The Estate Agent who has my property sold it in three days last year but the market has changed and I am a little concerened that…
