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Sell your house for free...
I've just finished developing a website for someone and it suddenly dawned on me that it might be of use to some people here... (honestly, it's not my site, and sorry if it sounds like blatent advertising, but it's worth taking a look). The site is https://www.barclayhomes.co.uk and during October you can sign up for the…
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extension paid by family
hi there i need an extra bedroom fairly urgently, but want it upstairs. this means building a ground floor room that for me is uneeded. nanna has offered to pay for the whole extension and live in the ground floor room. (rent free) apart from the legal side (contract for if she moves out i pay back, no claim on whole house…
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Property advice, parents swapping their mortgage to me?
I'll try and be as concise as possible, but basically my parents who live in Kent, own their own house, they are both on benefits of some sort as neither can work, my mother has now retired (both are 60). I think the suggestion came up when they spoke to CAB, but what would happen if the mortgage moved over to me (and…
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Shared ownership (housing associations and councils)
Hi, I'm sure you've heard it all before...myself and my bf have a combined income of £38k, and even on this we cannot get a mortgage large enough to buy in the area we are in. 1 bed flats seem to range at a min of £140-£150k. Anything lower is a studio flat or for OAPs! I've been looking into shared ownership. I am on the…
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Shared Equity/Ownership & Property Prices
Hello, I'm looking to get on the property ladder this year and the only way I see me doing so is via the shared equity or shared ownership scheme. There is no way I can afford any property myself in the normal way. But what are the catches in doing this? I know you have to give back your share and perhaps half of the…
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Fair price for Legal Fees for 'new build' home (Scotland)
Hello, I was wondering if anyone could give me a rough idea of what I should be paying legal fees wise for a 'new build' house with a value of £112,000? I am happy enough (I think?) to be paying approx £150+ vat for the survey but am unsure if "no more than £800 (including VAT)" is a fair price for the other legal bits and…
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Private Sale - Asking Price Excessive
a property of a recently deceased friend of the family has been offered to us as a private sale as they knew we may be interested (which we are) its about £10k above a reasonable price & £5k above the actual limit an estate agent acquaintance quoted on - this would sound about right as the bathroom is the original (1950's)…
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Subsidence!!!!!!!!!!!!!!!!!!!!
Hi Found a house I would like to buy 3 bed detached with PP for two story extension they want about 20k more than houses without space to extent and PP. Problem: just found out it had subsidence work in 1998 cost about 12k loads of paperwork and ten year guarantee but runs out 2008?? Will that bring problems when I sell or…
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Buying a Leasehold flat - any advice and what should I offer?
Any advice would be appreciated! My sons a first time buyer so he needs to know what to watch out for etc but also, what should we offer? Its up for £120k which is about right for the place. We dont want to lose it buy offering too little but on the flip side, we dont want to pay anymore that we need to. Thanks
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part-exchange?
We've seen a house we are pretty keen on, having spoken to the owners we have found out that they are moving into a new build (which isn't yet finished). The builder requires a deposit in the form of them being sold STC. The agent has offered the possibility that the builders may want to buy our FTB house from us on the…
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How do I speed up the exchange & completion process?
Hi again! We are not in a chain and are waiting to buy our house. The people we are buying from have found a bungalow and the bungalow guy has found a flat which is vacant so its a complete chain right?? We have been told that exchange should happen the end of next week and then completion by the end of the month..... Does…
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negotiating agents fees
I have 3 agents valuing our house on Monday. I know one agent charges a 1.25% fee, but I would ideally like 1% and 1 week lock-in period. Has anyone got any advice on how I actually go about haggling this fee down? I was planning to see what they all have to say on the Monday, take it all in, then do any haggling on the…
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moving pounds sterling into a spanish bank
we are buying a properties off plan in spain and would like to know the most effective way of ensuring we get the best rate for the euro (commercial rate) when we send the funds through to pay the builder. we have an account with the bank of andulucia but wonder if we are doing the right thing by sending our money there so…
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side entry would this deter you?
I have just spotted a property that I am keen to BTS. it has a really good price even though it needs updating. the other concern is the main entry is off the side of the house (i.e. most houses have entry at front). the entry here is off the pavement on a side road. would a) a side main entry b) one wall exposed to…
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good idea or not? what you think
thinking of selling my house . then moving into the girlfriends parents for a while whilst we look for a new property. i will have a large sum of money readily available for my next house purchase. do you think this will enable me to get the house i want easier. cant think of any major pittfalls unless the housing market…
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Legal Advice
I am in chain of four 1. Bottom of the chain is investment buyer (buying my house) 2. I am next in the chain (selling mine to buy another) 3. The house I want to buy (selling to buy the house at the top of the chain) 4. Top of the chain (this is where the problems lay) He is holding the chain up, he is being forced to sell…
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Storage units
I am thinking of selling my house without finding another (get out of the horror of selling chains) so need to put my stuff in storage. Has anybody used big yellow self storage? Can anybody recommend other self storage companies? What's the score re:insurance for thief/fire ect? Thanks
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Buying house - could just about to be repossessed
I am in the middle of buying a house, having sold mine and the sale almost done. I Have just been made aware by my solicitor that the house I'm buying could be on the brink of being repossessed. I knew nothing about the circumstances of the people selling other than they were moving into rented and out of the area to start…
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Buying in Turkey - raising finance?
We are about to go to Turkey to view a couple of properties we are keen on - £27,500 and £38,500. We have enough equity to release the money by remortgaging but still have 2 years to run on a discounted mortgage. So our thoughts are to add an interest only amount to the mortgage from our current lenders (at standard…
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buying property in nz??
hi all,ive absolutely no idea about buying houses as this will be our first.so excuse me if i write something stupid! my query is that my partner and i currently rent,he is self employed and a new zealand citizen with a nz and brit passport,living here for the forseeable future.im currently not working. We would like to…
