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i need help!!!
please dont laugh,but i need help i am a thirty something male,who has reasonable knowledge of most things football,golf,politics,the price of a pint and women(maybe not) but mortgages i just dont understand them could someone please help me out? we brought our house 13 years ago,on a shared ownership 50% 3 years later we…
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Land for Sale
Can anybody recommend some good website for checking out land for sale please?
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house letting agent Milton keynes
Has anyone had dealings with any house letting agents in Milton Keynes they can recommend? A family member is looking to rent out a house for a year or so and the letting agents they were talking to appears to have disappeared into thin air, maybe they went bust, but they need to find someone else pronto. Thanks Soo
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Tax on selling a second building
Hello All, We have recently purchased a victorian house which we are very pleased with but it is just a stepping stone and we would like to move in around two years time to a house with a better garden. My fiance has another small unit which is his business. We have been thinking that we should put the house in just my…
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Renting need to buy..but I am no fool
My wife is desperate for her own house as we are renting at the moment. However I really feel we are in for a crash of some sorts. All the signs are there. EA we talk to are now having a difficult time. One I spoke to in Huddersfield now has 220 properties on their books compared to only 40 at this time last year. They…
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Read the real news stories.. not all that VI stuff
This is what is really happening out there not what the banks want you to believe http://www.wholesale.abnamro.com/wholesale/docs/news/09052005_UKeconomy.jsp
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Britain is a big place you know
Hi all, please excuse my petulance (I am about to ask advice on another thread, so who am I to comment). However I read post after post about people being mad, stupid, bonkers offering anything remotely close in todays market.... Can I suggest that this may be the case in your area, some areas, even most areas but it is…
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Loan to buy House?
Hi Guys, What are the legal implications of using a loan to buy a property instead of a mortgage? Obviously on the basis you can borrow enough! Thanks S_C
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Property Funds v Renting Property Out !!
I have seen a few stories re the above, are these property funds alot less hastle than having to deal with tenants whilst also making more or less the same in income ?
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Rebuilding cost of your home
Are you under or over insured? Use the BCIS calculator here http://calculator.bcis.co.uk/ to calculate the rebuilding costs of your home.
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HELP!Advice on renting needed!!!!!
Hi there. My partner and i deperately want to move out (19 and 20) as we are living with my parents at mo. We dont earn alot of money between us and renting is seriously expensive round here (St. Albans). I dont mind moving away slightly but we both work in this area. Here is what we earn and our out goings at the moment…
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Renting a Property - escaping the reference check ???
Hi All i have just been told by my landlord that i need to move out of my property in 6 weeks as he is selling. i have had a look around and we want to rent a house , but the agencies want to rob us blind , 4 of us want to move into a new home (2 couples) & the agency want to charge us per adult £70 to reference check our…
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house sale agreed but...
i have a rental properrty which is currently going thru motions of being sold. my tenants have a contrct to stay there till middle of august 2005.what should i do regarding the contract ,renew and or inform the new owner about their asking price for the rent which i am sure they will want ot push up.time is getting close…
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Radon
My solicitor has told me that house which we are going to buy is in Radon exposure area. How significant is that? I am in a fix whether to go ahead with purchase. Opinion will be appreciated. Averi
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conflicting damp reports - where do I stand
the initial survey done on behalf of the people buying our house recommended a damp & wood survey which said there was a moisture reading in the one bay window - we had a DPC put in 1o years ago & it is under guarantee so we contacted the original contractor who came with his probe & said there was no damp - he said you'll…
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Inherited house to rent - Ceiling Problem
I have inherited a house and I want to rent it out. The thing is it has ceilings in some of the bedrooms that have been made of a foam type of material that have been stuck to the original ceiling. A friend has told me that it would be classed as a fire hazard and I would therefore not be allowed to rent the house out…
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Rental Increases Legality
We received a letter from our landlord complaining about a few issues which were dealt with over the phone a while ago. At the end of the letter we were informed that the rent would be increasing by 6.84% which I feel is too much of an increase. We have been in the property for just over a year (although my girlfriend has…
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Help - Leaving UK with Property to Rent
Hi, I will be leaving the UK shortly for several years and need to rent out my property. I have a few questions which I would be very grateful if someone could answer. The property is jointly owned by me and my wife. In terms of tax, would the income be treated jointly (i.e. 50:50). My wife doesnt currently work and I'm a…
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Avoiding 3% stamp duty on £260k property?
A friend of mine is selling a house with sale agreed of £260k . The buyers want to avoid paying 3% stamp duty by putting the property through at 250K and giving my friend a bankers draft for £10k. What are the pitfalls of accepting such a deal and if/when should my friend take the £10k bankers draft (exchange or…
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Legal fees – Do these prices include VAT.
My girlfriend and I are buying a bungalow for £166,500 (subject to satisfactory survey etc) and we have had our solicitors fees come in and I just need to clarify what disbursements I will have to pay VAT on top off. I am reluctant to phone the solicitors as I know how much they charge to receive phone calls etc, once they…