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First time buyer
I am a first time buyer. My husband bought a property in the 1980s then sold it in the 1990s. He and I have been in rented accommodation ever since. If we buy a property together will we have to pay stamp duty? If I buy the property in my name only but it will be a home for us both will I have to pay stamp duty?
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Pink shaded part in land registry what does it mean
Hi We are in the process of buying a property with a view to renovate and extend Came across a link shaded area on the registry and even after having paid for downloading those documents can't understand any conenants any suggestions please?
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Stamp duty refund
I’m hoping someone will be able to help advise on a stamp duty query that I have! I own House A which was my main residence up until May 2024 when I purchased House B which I moved into as my main residence. I paid the higher rate of stamp duty as it was a second home, but I had always intended on selling House A to get a…
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Cheeky offer?
Hi. When making an offer on a property, what do you think the boundaries are between a cheeky offer and an offer likely to offend the vendors? Is 5% below asking price acceptable and normal? Is 10% below likely to cause offence? Asking price is £355k. Thanks for your feedback.
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Colours on title deeds
Hi, Would anyone be able to offer suggestions regarding the colours on my title deeds please? This is the section of text that relates to colours in my title deeds (but they don't correspond to the actual colours on the image!). The house was built in 1929 and owned by the same person until I purchased it in 2016. I want…
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TR1 Form + Will Question
Good afternoon, My father passed away and left me his share of some land that he has a 1/3 share in with his 3 brothers. I was out of contact with my father for a number of years and in turn was out of touch with that side of his family and still have no significant contact with them. A few weeks after his passing it was…
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Is this situation classed as under offer?
Parents are FTB. We viewed a house this week. I asked the EA if there had been any offers. EA said they'd had two viewings last week, both offered full asking price but they are both part cash and part mortgage both need to sell their own houses. Do these offers mean it will be listed as STC and we will have lost out?…
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Renters Reform Bill (as it stands September 2025)
If I, a landlord, find a bona fide, large, established Company tenant (where the Company would sign the tenancy agreement for their named employee plus named family members to occupy the property) for a 9 month fixed period only, would this situation fall OUTSIDE the Renters Reform Bill Assured Tenancy arrangements? That…
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Reputable moving companies
DH and I are having to move for medical reasons and its becoming rather urgent as we can barely manage our external stairs plus we need an extra room to dialyse DH. We currently own out flat but over the last 2 tears there has been an influx of horrible neighbours in the street and next door and below me who have turned…
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Payment of stamp duty and legal fees from equity?
We’re selling our house for £450k. We have £240k left to pay on our mortgage / £210k equity. We’re buying a new house for £420k. Our mortgage lender (HSBC) has said we can ‘port’ our existing mortgage easily without needing to do a full application. I’m a bit confused about this as the purchase price of our current house…
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First time buyer stamp duty
Hi, I am a first time buyer but my partner is not. If I buy a property for us both to live in do I have to pay stamp duty because it is a home for both of us?
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Would you buy a house with kids playing outside?
We have a small green area outside the front of our house. We lived here peacefully for years but the past 2 years have brought an influx of older children who play outside. Sometimes it just a couple of children, sometimes it can be large groups of them. We've had enough of the noise going on until 9pm and footballs being…
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Buying and selling
I have been worried by Angela Raynor! I own 3 buy to let properties (having extended their leases but careful not to exceed the £40k annual threshold), and am currently selling my main property (not one of the 3) and buying another home to avoid the additional SD tax on this. So far so good I think, but just to complicate…
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Can i allow my Son & Family to live in my 2nd home rent free ? No mortgage.
I have previously rented my 2nd home (no mortgage) to my Son and his family, but I now intend to cease charging rent. They will maintain and improve the property. Are there any tax implications ?
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Planning Permission
Hi everyone, I am in the process of buying a house, but my solicitor has only been able to locate conditional planning permission for the property. As a result, they have requested a full residential structural survey and an indemnity policy. Is this sufficient and could we face issues if we decide to sell if we want to…
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Encroached or Not?
I recently had my conservatory roof replaced at my semi-detached property. The work took place over a 3-day period. From the very first day, my neighbour stormed round to my place to give the installation engineers hell, alleging that the guttering around the conservatory they'd installed, had encroached unto his property…
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Solicitor Account
Hi there, In the final stages of purchasing a small commercial property. Will need to send full cash funds to the solicitors client account v soon. Nothing has occurred to cause real cause for concern, just a bit of the heebie-jeebies when thinking about transferring the full lump sum to their account. The solicitor is…
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Is it possible to restrict to a SMALL CLAIMS COURT ?
hi everyone, quick update. I want to lodge legal proceedings in the small claims court, however total expense I have paid to date is about £16,000 and a number of issues 1. All NO WIN NO FEE solicitors, say its below £50,000 and not worth their time 2. I am told if I restrict it to a small claims and insist on £10,000. Its…
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Owning two retirement flats
My mother bought a flat in a serviced retirement facility last year, but she wants to move. It will take a long time to sell, but she has just enough savings to buy another retirement flat in another town. We've talked through the issues like paying two sets of service fees, and leaving a property empty, and having no…
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SDLT and inherited share of property
Hi all, I inherited a share (16.66%) of my late father's home which my mother still currently lives in. I don't own any other properties and so if I were to buy a property in the future as my main residence would I have to pay second home SDLT given that I technically own a share in a property or would the percentage share…
