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Freehold isn't due to solicitors mistake
I'm in the process of selling my house, it turns out my house is registered as leasehold, but was bought freehold. This is what the landregistry is recorded. We have contacted the solicitors who represented me at the time , and they say they don't hold records past 6 years. My solicitors who represent me now are preparing…
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Stamp duty when owning more than one property
Can someone check my understanding of the stamp duty rules please? If you buy a house whilst owning other residential properties, you pay the additional stamp duty rate? However, if you sell your main residence whilst also owning additional property and buy a new main residence you will not have to pay the addtitional…
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Where do we stand?
Hi all hoping for some guidance please. We proceeded with purchasing a new build earlier this year. We were due to exchange contracts but it came to our attention at the final hour there was issues with planning permission - the issues are based on the material used for the build which have been refused (after house is…
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Selling property - solicitor's omission from final completion statement
Hi all, a little issue just cropped up when I least need it (of course). My Grandmother passed away last year and I was sole executor of her property, which after many stressful months I finally sold earlier this year. I settled the final completion statement as supplied by my solicitor, and got on with my life. Now, 4…
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How to get a lower-end property valuation?
Hi, for capital gains tax purposes I need to get my property valued. I have booked an estate agent valuation, stating I am considering selling (which I am), but mainly need it for CGT. Essentially I would benefit from as low a valuation as possible - how do I achieve this? My current plan is to ask for a realistic quick…
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Fair or Unfair clause?
I have been marketing my Mothers home for 5 months and am very unhappy with the agency. Despite speaking with them,, nothing has improved and I am changing agents. I have a clause in the contract that says:"Please note: If you terminate this agreement and later sell your property to a purchaser outlined above your…
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Company in receivership owes a debt for trespass and nuisance...
Morning all, I hope this is incompetent the correct area. If a (building) company is in receivership and then receives a new debt (for trespass and nuisance), do they have to pay it? Many thanks!
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Sound proofing
Being woken up.at 3am.in the morning from youngsters from flat above as no soundproofing at all , asked landlord from flat above but as it's expensive I got a no 😔
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Jointly owned house up for sale
I jointly own a property that was agreed through court to be put up for sale. Since being put on the market the other party has instructed the estate agent to reduce the price and now removed the property from sale. Is the estate agent allowed to reduce the price and remove from sale without both parties consent? Despite…
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How important is building name when buying?
Leasehold England: At this stage no body seems to know if the building name “white court” is officially apart of the title or not. Royal Mail postcode checker simply shows ‘Apartment 24 48A Example Street’ without white court mentioned. Land registry website search also doesn’t show “white court”. The broker has returned…
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Estate Agents -material information disclosure
We are in the process of buying an empty house (aim for simultaneous sale/completion). Our offer was accepted around 17.5.25. We were told by the vendors estate agents that a previous sale had fallen through a few months before “for personal reasons, nothing to do with the house - all is in order”. Last week the vendors…
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Stamp duty
Looking for some advice. My husband retained an interest in his former matrimonial home 5% stake just because of the mortgage. This would be transferred to her in a few years when the mortgage is paid off. He moved into the house I own before we married so it’s my name. We’re now looking to move and buy a house together…
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LTD Company Rental
Hi Everyone, Just thinking of this idea; 1. Borrow extra £200k from our home via remortgaging 2. set up a LTD company 3. Lend the company £200k as a loan from the directors. 4. Buy a BTL property within the company and pay all costs via company. 5. Repay the loan with interests back to directors. 6. Tax not paid on loan by…
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Merged: Subsidence, surveyor missed?
This discussion has been merged.
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What is my residential status?
I live in a flat which is owned outright by my parents, to whom I don't pay rent. Some of the time I live on my own, while some of the time my children (whose mother lives elsewhere) live with me. What is my residential status for the purposes of applying for finance, where "Other" is not listed as an option?
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Capital gains on property I lived in as a council tenant
Hi All, I have scoured through here but can't find a post that answers my specific question and I'm hoping someone will be able to help me. I moved into a council property (one bed flat) in 1995 as a council tenant. In 2000, I used the right to buy and purchased the flat from the council. I continued to live in the flat…
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Decision From Property Ombudsman Without Asking For My Evidence Beforehand
Hello, I am just trying to find out whether the above is standard practice with the Property Ombudsman. A judge at my Possession Hearing said that I had a worthy case to come back to court just for the disrepair, poor service, medical impact etc. But I was not in a position to pay for that (as many people aren't when they…
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Home Insurance quote and historic CCJ
Myself and my husband have a joint CCJ which was lodged in June 2019, paid in full August 2019 and has now finally dropped off our credit history. We're buying a house and need to take out buildings and contents insurance. The wording of the question for the quote is: Have you or anyone living in the property been declared…
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Best way to purchase second home shortterm in Scotland
Early 2026 I will be taking retirement and we plan on selling up and relocating closer to our daughter in the northeast of Scotland. Our plan had been to purchase outright our new home using our savings and my retirement lump sum...since suitable property is always for sale up there.We would then have our own house put up…
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FTB Tenants in Common rules for residence/ renting
This is long so bear with me. I live in London (renting for eye watering amount). My intention is to move back to Scotland but there are fewer
jobs there in my industry so I’m essentially waiting until I get a job. A very good friend of mine who I’ve discussed buying with
for years currently has the opportunity to buy a…
