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Changing Main Residence, Second Home, CGT and Council Tax
Hi all, I inherited a property last June when Probate completed, which I intend to live in as I am now being charged double Council Tax for the more valuable second home. Is it as simple as telling the two councils that I am changing my main residence then writing to HMRC and changing the Land Registry? Will this have an…
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Lettings in a box
Has anyone had experience of this company? Our letting agents have subcontracted Lettings in a Box to do the sanctions screening
and anti-money laundering checks on all landlords and tenants. The company wrote to me before our LA had informed us of it and I had already blocked them as I had no idea who they were. Despite…
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LAND REGISTRY UPDATING
In March 2025 my granddaughter purchased a property that had been repossessed in October 2024. Yesterday a letter was delivered in the name of the previous
owner informing them that a charging order had been made against the property. On checking the land registry I found that the property is
still registered in the…
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Breakup in relationship- how to sell house in joint mortgage?
Son and girlfriend bought a house with a joint mortgage. Only he lives in it. She plans to move in after marriage. The relationship has broken down. He wish to sell the property and move back home. This final decision was made today. Was wondering if anyone can give any advice? He plans to contact the mortgage people to…
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Contract states rent is due 27th of each month but I don’t always get paid on that date.
We are a month in for our New Rental and the contract states rent to be paid to letting agent on the 27th but I don’t always get paid at that time. It’s normally the last working day. I deal with LL for house but agent in terms of rent/contract. I did contact them via email asking if this would be an issue. But no reply.…
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Buildings insurance.
A few months back, a soil pipe cracked and caused damage to two of the Leasehold flats. There are 8 flats in all. The repair work was undertaken, and Zurich Insurance agreed to pay out. The freeholder paid the plumbers' bills, and has now billed us for his expenditure. He says the Service Charge bills will be amended…
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Twenty year right of way rule – dedicated car parking space
Very grateful for your views on this please. Slightly hypothetical situation at present which could very well
materialise. Person A lives in a house near to some flats and gets on
very well with the people who live in the flats and does not in any way wish to fall out with them. Person
A’s car parking space is a dedicated…
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Who do I complain to if the property manager is not part of a property redress scheme?
The government website states You must join a redress scheme if you’re:· an estate agent dealing with residential properties in the UK· a letting agent or property manager in England or Wales If a customer has a complaint about your service that you cannot resolve between yourselves, they can complain to the scheme. The…
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Selling Shares to buy house for daughter
I have £150k in stocks and shares that I am considering selling to pay for a house. The house…. is currently owned by daughter No2 who is moving away to an island and will be renting for the next year or two. Daughter No1 wants to move into the house, buying it from her sister, I want to pay for it, no strings attached.…
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Unauthorised access to the electoral Roll for Estate Agent 'phishing' - not OK - but from where?
I was under the impression that when filling in the annual council tax/election residents list, that this would not be released to any person or company except for legitimate security reasons, whatever they may be, but certainly NOT for any person or company 'phishing' for business purposes.I was surprised therefore to…
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Estate agent's description is correct. But not much use.
I am pleased that estate agents are now strongly encouraged to tell the truth about properties they are selling but sometimes they really push the boundaries of what is and is not "the truth". For example, near me there are some very nice executive properties being sold. Amongst the estate agents blurb is the fact that a…
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How long is your sale taking?
I wonder what has changed in the seven years since I last moved house? I thought that with so much more online it would be quicker. I’ve moved house a lot and the last purchase took 8 weeks from first viewing to completion. My previous sale a year earlier took 10 weeks. I’ve always sold and moved into a rental and never…
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Buying land and storing materials on it
Hi, I’ve seen a fair amount of land for sale at auctions… if I bought some land like the below (just an example below). Is there anything to stop me lending/ renting the land to someone who might want to store green waste/ building materials on it? Or do you ALWAYS need to ask the council and change the land type from…
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£100/month penalty from property management company
I own a small studio flat that I have owned for 6 years with no problems and a happy tenant. Yet now am being forced by the managing agents to replace my front door and a laundry room door for £2,818.80 with their contractor. This is as part of a planned replacement of the fire doors with their contractor for the whole of…
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When can I legally reduce rent payments?
Hi everyone. I hope you can help me save on solicitors fees with this one. I am an undemanding tenant and have put up with a lot over the past 2 years while always paying on time. During a business trip away, the landlord then took the ultimate Micky and placed livestock into my private garden. He'd trespassed multiple…
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Can I sell my original house by transferring it to relative in order to refund the second home duty
I plan to sell my house in oversea in order to refund the second home duty. Can I use the method of transferring to my relative instead of selling it? What evidences should I need to submit to HMRC to prove that the ownership of the house is not mine?
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ESTATE AGENTS MISREPRESENTATION
We are in the process of moving from Scotland to England and couldn't hold up the sale any further than 1 July 2025 because of the Scottish laws. We have been up front from the outset that we needed the purchase to move as fast as possible and were under the impression that the house we are purchasing was empty. Although…
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Putting a rental property into a Ltd Company.
Hi all, im moving home (main residence) but have a rental property with no mortgage that i want to keep. The rental is currently worth about 180k, far far lower than the new main residence I'm purchasing.. 1-will I have to pay the higher rate stamp duty as a result of owning 2 houses? Which i technically can't claim back?…
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Exchange Of Contracts Did Not Happen
My solicitor phoned me yesterday morning confirming that she has talked to the buyers solicitor and they have confirmed to exchange contracts in the afternoon and completion today. I sent my solicitor a email late in the evening yesterday to ask what had happened about exchange of contracts. I got a shocking response (The…
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Level 2 Survey - 20y old house
Hi, I've recently had a Level 2 Homebuyers Report done along the valuation from the bank. The house was built in 2004 so relatively new. There was no obvious faults with it. The surveyor had picked up on very minor cracks below DPC in 2 spots and also a very minor crack that appears to be between the conservatory and the…
