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Pedestrian Dropped kerb for crossing, do we have permission to use for driveway
We are buying a house with a council dropped kerb for pedestrian crossing which all the previous owners have always used to gain access to their drive. The estate agent has said it has sold 3 times previously with no issues, but my solicitors are saying we need permission off the council to use it. I spoke to the council…
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Buyer has asked for £20k off sales price
Hi all Our buyer's had a Home Buyer's survey done and apparently the results came back with potential damp and outdated concumer unit (electrcity). They have said they will only proceed unless we reduce sales price to reflect these - current asking price is £435k. The flat does not have damp - moisure and condensation,…
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England lockdown 2 - house buying
So with lockdown coming on Thursday for a month any advice from those who hit this hurdle first time around? - can it be used to a buyers advantage to negotiate a lower price - can it give sellers cold feet or they demand higher price - make seller less willing to negotiate what is the impact to valuations from mortgage…
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Stamp duty holiday extention petition
Hello all Just wanted to bring some attention to this petition: https://petition.parliament.uk/petitions/550545 For all those wanting to take advantage of the SD holiday but are now worried due to lockdown restriction coming into play Thanks
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Tax
I am looking for some advice. I just recently bought a new propoerty - 2nd home. I will not be moving into this property until I sell my current home which is proving a challenge but I was advised by a friend to write to HMRC to make them aware of this to avoid any issues with main residence down the line. I am happy to do…
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So Angry 😤
Well last week our vendors estate agent told me that their solicitor is now ready to talk exchange and completion date informed our solicitor, well today vendors estate agent (different man than usual) now informed me vendors solicitor still awaiting 5 enquiries, which I was told last week they were all done we are wanting…
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Parking space on plan but not registered
Hoping for some advice. We are buying a house which has a separate parking space opposite it. On the plan included, the house is shown edged in red, and the parking space is also shown edged in red with the house number and P (House is 93, parking space is P93). The solicitor is saying that the parking space is not…
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Electrical safety - rented flat
I rent out the flat above my old office, and I have just had an electrical safety certificate done. This was fine, except that the consumer unit is plastic, and the electrician graded it C3. Of course, it's safe, but it doesn't meet the current regs, which require a metal one. The regs change from time to time, as plastic…
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Thinking About Selling House to Local Landlord......
I no longer need my current house and I want to sell it reasonably quickly. It's terrace house and I'm now staying elsewhere and only visiting the property once or twice a week. The property requires money spending on it, mainly decorating internally throughout and also externally. I don't want to do this and would rather…
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CGT when income is variable
I’ve searched for an answer but all the internet wants to do is feed me cgt calculators with known variables, when I have an unknown variable as I don’t know what personal income will be this year. I know cgt on selling a second home is payable within 30 days of the gain realisation, and that it’s calculated using a…
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Anyone familiar with local authority housing/homelessness procedures etc?
Hi, I just wondered if anyone has experience in dealing with local authorities as we've had an unusual offer and I'm wondering if I was too hasty to turn it down?We're in a private rental at the moment, myself and son, he has multiple disabilities so all income is via Universal Credit apart from a very small amount I get…
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Selling to the Council or other advice
Hi All, Just looking for anyone who has experience in selling their property to the council. How they found it, how quick it went, what they took and what they left etc? Long Story short, I bought my flat in 2014. It is the only bought flat in the building of 7 flats total, the rest are owned by the council. This results…
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CGT
I and my wife purchased an investement property (buy-to-let) in 2001 and later transferred it to our son (1/2 in 2007 and the remainder in 2008). He now has to sell the property. What values should be used to calculate the CGT due? The original buying cost and the now selling price? or the value at transfer and the now…
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Selling half of our home to raise capital
Is there such a thing as selling half your home and either Renting it back or paying the buyer a sum of money every month? We're looking at options at the moment. But thought this might work for us
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Buying a house near a mushroom farm
I've just had an offer accepted on a lovely house in a lovely area but I've now realised that it's close to (less than half a mile as the crow flies) from a mushroom farm. A cursory glance at Google suggests these farms can regularly be very smelly. Before I go and canvas other residents in the area for their opinion I…
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Damp Survey by PCA Member Kenwood PLC
We are selling our house and our buyer instructed Kenwood Plc from Watford to conduct their Survey as required buy the buyers RICS Surveyor. To my horror they found damp in a previously treated area. The contractor has gone bust so I don't have a guarantee and the buyers Solicitor if waiving a big red flag. After a few…
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Ex trying to money-grab left right and centre! HELP!
Decided to delete------
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Do banks do any further checks after mortgage offer?£
Hi.
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Share of freehold advice
Hello, I am a FTB hoping to find a share of freehold studio/flat. I saw an affordable one, excellent location but cracks in windows, skirting boards, bubbles in roof (flat roof in a 3 bed converted house). They claim it was an overheating panel and that flat roof was done 5 years ago. The outside wall has damp marks, pipes…
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Boris announcement on new deposit scheme?
Hi guys hope your all well, just wanted to bring up this new story on a new 5% deposit scheme that boris spoke briefly on last week! what I don’t quite understand is that with had the “5% deposit” deal for a long time now so don’t understand what’s so great about this new up and coming scheme? also they keep saying Help to…
