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Value Comparison
I am trying to assess the value of a house, and I have this dilemma. If you compare these two houses, which one should cost more, and approximately how much more in percentage? House 1: - linked detached (garage linked with neighbour) - 50% larger garden than House 2 (also a bit more private) - garage (house 2 has no…
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buying a house off parents
I dont know if anyone can help with this. Im buying the house i live in off my parents. The house is worth £325000 and im just paying whats left on the mortgage £125000. Would either side be liable for capital gains tax or the like. I have no idea on any of this and dont want to have a shock of a massive tax bill at the…
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Redbrik reservation fee
Hi I have my offer accepted on a property which is marketed by redbrik. Now they are asking for a reservation fee of £595 to put the property as sold subject to contract and the fee is not refundable. Has anyone had such a experience with Redbrik and is there anyway to skip this fee?
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Help with right of light, with new porch built?
Hi all, Would appreciate if anyone has some knowledge on this as bit confused reading literature. I live in a H shaped terrace, of four houses, I'm on the end so the long sticky out bit! Two houses between, then last on end also sticky out. My windows face to the front, and to the inside, so 90degree to my neighbour. They…
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Changing a covenant in a lease on lease extension
My friend's flat has an onerous covenant that makes it extremely difficult to rent it out. This is great in a way if you live there as owner occupier blocks are always going to be much better than ones where a lot of the properties are rented out in my experience as a landlord myself. He is in the process of getting his…
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Solicitor has not started on purchase for 2 months
2 months ago I signed the required documents (in person) and paid for the searches as soon as my solicitor had received the contract pack from the vendor's solicitors. Since then I have heard nothing at all from my solicitor. I haven't contacted them as I know they do not respond well to being 'hassled', and it is holiday…
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Transfer forms
Hi Land Registry, We need to update our house ownership with the Land Registry. It's currently registered in the names of Mum (since deceased) and my sister as Tenants in Common. We need to register it as Tenants in Common between my sister and myself IN UNEQUAL SHARES (2/3 and 1/3). We have had a Declaration of Trust…
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Buying Section 106 Discounted Market Value Home - valuation issue
I'm a first time buyer trying to buy a discounted Market Value section 106 property and I'm having issues because of the valuation. The house is supposed to be sold at 65% of its market value but I've approached two lenders via my broker, Nationwide and Atom Bank, and both have sent back a valuation that is £30k lower than…
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Exchange and Completion
I am the Seller and I have given the go ahead to Exchange and Complete on 21 August 2025. My solicitors had said they do not require anything else from me as they have everything they need. I will need to settle and close my utility, insurance company and council tax accounts. May I check when I can do this and do I tell…
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housing association,unrepaired leaking roof,causing concerns.
in 2024 several of us in our small block of 8 flats noticed a leak in the roof in our communal area,this is an entrance way that go,s to 4 flats downstairs,4 flats upstairs.this was reported too the repair line and nothing happened.it was then reported to our previous housing officer,eventually at the end of the year in…
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Removal of Name from Deeds - do I need a solicitor?
My common law partner and I separated at the start of the year. It's been an amicable split where we've negotiated who gets what between us. He is remaining in our jointly owned home, taking over the mortgage in his sole name, and paying me out my half of the equity. We are nearing the point of removing my name from the…
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Porting mortgage with recent defaults & significant debt
We are with Skipton Building society. Never missed a payment would like to move to a cheaper property (bought our current for £310k & mortgage is £263,000). We’ve seen a property for £280k but in the past 12 months I have had £60k of defaults from credit cards & loans, added to my credit file. Obviously did not have these…
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buying a new home before selling our existing one
We are in the enviable position of being able to buy our new house, without yet selling our existing one. We've spent the last few months doing up our house and are now ready to put it on the market, and we will exchange on our new house this week. My questions are these.... Firstly, I know we will have to pay the higher…
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Neighbour now says our fence is on his land after previously agreeing to it.
We bought our house 2018,our neighbours moved in the same year, we got on really well. They erected their own fence all the way around their property because they didn't want to have a party fence. We then built our own in our back garden, the neighbour suggested we go onto his land around half a foot to get concrete posts…
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First Time Buyer - Buy to Let
Hello, I am planning on buying my first house in my home town while i am posted down south. I have found a house i would really love to retire in (home town up north) and would love to purchase it now. Im just after advice on how i can proceed. I have a LISA, and i believe i can use that if i intend to move into the home…
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Disputes when selling a home
Hello, At some point in the near future i will be putting my house on the market. About three years ago i raised a noise complaint with my local council regarding my next door neighbour's dog barking. I have since closed the case and requested that the council remove my dispute which they have. I know this might be a legal…
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Elec test done on a green form (not CPS)
When we asked the seller for a EICR, he produced one on a green paper (form), not by someone who is a member of a CPS. The tester (who lives 40 miles from seller) basically did a box ticking exercise and didn't test sockets, wiring, switches. Has anyone had this and would it be acceptable, to pay for a test ourselves and…
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Building Approval + Share of Freehold deed
Hi, In 2006 I did some big(ish) works in my leasehold flat (with the freeholder's informal permission). I've got two issues. 1) having applied for building approval without finishing the process (planning permission wasn't necessary).2) never changing the floors plan in the share of freehold some years later. My informal…
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What should I do?
My partner and I are looking at moving to a new property that’s in a nice area (bungalow style) but needs a bit of work so we can afford the mortgage as opposed to paying a premium for one already done. I’ll have 86k equity from this property sale now and I’ll put 47k down (20%) on a 235k property (rough guess). This…
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Property value limits on Help to Buy ISAs
I opened a Help to Buy ISA seven years ago. It sounded like a good way of saving a bit every month towards a home of my own. My decision to open one was motivated primarily by the fact that the Government would pay bonus interest of 25% on the total amount saved. I'm now looking for my first flat. If I want to benefit from…
