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How much is Council Band B in your area?
I was just reading the online comments underneath the article about the rising council tax on the Grimsby Telegraph's Facebook page (North East Lincolnshire) and someone has added a link to find out council tax rates for London. Here in Grimsby, for 2020/2021 band B was £1484.42 for the year (that's what I paid) but for…
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conveyancing solicitors
I'm wanting to put an offer in on a property soon, along with my mum(buying half each), I'm a first time buyer and i'm not sure how to pick a conveyancing solicitor, what should I be looking for? Any advice is much appreciated, thank you!
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Why not replace sealant in bathroom?
I see so many properties that come up for sale across a wide range of price bands that display horrid blackened sealant around the bath & shower tray & really discoloured grouting & don't quite understand why people don't see to these relatively minor jobs before marketing their properties? It really puts me off of even…
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Couldnt make this up - any solictors advice please
Hi all - you may have seen the constant updates over the last few months. Today - we were just about at the point to sort out exchange and completion dates today. Everything is done from both sides and all sorted - and then i find out that my sellers solicitor firm (Notary Express) has closed down!!! Something about not…
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Solicitor searches
Solicitor searches were started on the 29th Jan.. apparently these are not due back to them until this week (around 26th) so that’s would have been 4 weeks. Sounds to me like they have gone through a 3rd party search as I was told initially it would be 2 weeks. We even offered to pay more to get them done quicker but…
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Tenants in common
My partner and I bought our house 10 years ago as tenants in common. I own 55%, he owns the remaining 45%. I paid for my share in cash after selling my flat, he took out a mortgage because he was renting. The mortgage was and still is in both our names (the bank insisted on this because I live here too). We then went to…
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Adverse possession
Today at 2:27PMI'm thinking of taking over a neighbouring property...adverse possesion. It has been abandoned for the last 3 years and is being vandalised and left to the elements.The owner died but her name is on the land registry as owned out right. She did leave a will..everything going to a chinese gentleman who does…
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Roof terrace issues - help!
I own my ground floor flat ( leaseholder) and I also own 50% of freehold with owner flat upstairs. He has a roof terrace over my back bedroom ( it was established late 1980 when the building was converted into 2 flats) and it is demised on his lease, so there is no dispute as to who owns it. However. In 2015 it leaked very…
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Law regarding statutory periodic and deposit protection
Hi there...
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Council Tax on purchased property 300%.
Hi all. My parents just bought a house to do up and contacted Liverpool city council to set up the council tax account. They need to do work on it before they can sell it. They were informed that as the previous owner left the property empty for 8 years they have to pay 300% council tax adding up to almost £400 per month.…
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Title deed map - not sure what line means! Help before purchase!!
Hi, I am in the process of purchasing a semi-detached house. My solicitor has sent me the title deed and in there I noticed a line connecting my purchase (in red border) with another house with a black line. I have an arrow pointing to this line in the attached picture. I am wondering if this line is of any significance? I…
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Just purchased - can i beat the stamp duty deadline
Hello, Can anyone give me any advice, thoughts, opinions etc on how i can beat the stamp duty 'holiday' deadline? I have agreed to purchase a house yesterday. There is no chain as the vendor will be moving out with no property to buy. I am a cash buyer, so effectively there is no chain. The stamp duty is just under 10k…
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First time buyer (cash), slightly nervous, basic questions
Hi, this is my first post, so I hope I'm in the right place. :) I'm a first time buyer (previously only rented) who's in a very fortunate position -- I'm able to buy my first home for cash. Now, I realise how lucky I am not having to deal with the added stress of acquiring a mortgage on top of negotiating the sale itself,…
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Using the new Help to Buy Equity Loan
Hi, My partner and I reserved a new build in December with a small-ish developer. We are wanting to use the new Help to Buy scheme with the property expected for completion in May. The developer have told us that they haven't received their Help to Buy allocations through yet so we should wait for that before progressing…
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Lost our buyers
After months and months of waiting and paperwork and then days away from exchange we've lost our buyers. They broke up apparently. Now we are back on the market, seemingly at a much slower time. Any advice on how to get through this? I'm assuming we will have to accept a lower offer now that we are so close to the stamp…
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What are these?
Hi all. I moved into a new flat last week and found these rings in the kitchen cupboard. What are they for? Gymnastic equipment for elves? Hanging a collection of hankies? I can't think of a use for them.
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Restrictive Covenant on New Build - advice please
Hi, Looking for advice on whether anyone has had a positive outcome in receiving permission to lift a restrictive covenant placed on a new build, for a garden extension in particular. We purchased our house in December 2019 through Persimmons, we have a detached house that has a piece of land to the side of our brick wall…
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Electrical inspection
Hi, just after a bit of advice! At the end of October last year we sold our house. We're now only just getting to the point of exchanging contracts and the buyer has asked for an electrical inspection to be carried out 🙄 admittedly they're paying for it so I can't grumble. Just slightly annoying that we've got this far!…
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Are there any plans to update the antiquated process of house buying in England?
I am really keen to understand why the house buying process in England is so insecure and stressful and what can be changed to make the process more efficient. Dealing with solicitors is painful! Lockdown has opened up so many opportunities to work smarter from home and drive efficiencies, so why can't solicitors adopt a…
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Question about exchange and completion dates
Hi all Been noticing a lot of posts on here about people exchanging and completing on the same day or 1-2 days with a sense of "relief" about it (and not just because its taken a long time!) I'm planning to have a 3 week difference between exchange and completion otherwise i cant arrange removals, broadband connections…
