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Seller not completing
I am having trouble with a house purchase. We exchanged contracts and were due to complete on thursday the 3rd, but the seller did not have all their paperwork in order so this couldn't happen. They did not have the redemption statement or a receipt form. I believe they now have the redemption statement but they still are…
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Exchanging and completing on the same day
I am selling my flat and all was going well, with exchange iminent and completion to be a couple of days later. Then everything seemed to stop for a few days. My conveyancer then told me that they want to exchange and complete on the same day. When asked why, their conveyancer said that they didn’t want to risk there…
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Getting rid of stuff!!!
I have put this on the house buying board because I am sure I am not alone. We are downsizing so need to sell stuff larger more valuable stuff is not a issue Facebook market place is great. However what do you do with the £1-10 value items? Too may to list individually not enough value for eBay. There is no car boots on at…
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Hoping for some clarity on settlement of property in a separation
I have a difficult situation with my home and am hoping for
some clarity of where I stand Background is as follows I moved in in late 2014, we lived together for around 6mo,
then my partner became ill and had anxiety issues together with heightened insecurity
etc. she requested I bought into the property as a sign of…
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Repaying Help to Buy loan before house sale completes
Hi all, Pretty much as the title says really. We are due to sell our house in the next 2-3 months (offer accepted for £330000, now in the hands of the solicitors etc) and will be repaying a HTB loan we took out to purchase the place. If we redeem it on completion, we will be set to repay £66000. We have a RICS valuation…
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Sold now what
we recently sold our house. February time. Then the sale fell through due to the roof needing repaired. (Buyer wanted 6k taken off along with the 10k we already took off) property sold again within a day and we are replacing the roof next week. I just wondered what the process looked like. I’d imagine we need a survey. Can…
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Help to Buy or Shared Ownership?
Hi everyone My eldest daughter (26) is currently saving to move out & buy her first property. She would ideally like to do this as soon as possible. Long story short, we have 2 other children with disabilities, the youngest is ALWAYS in & out of my eldest daughter's room. She does have a lock on the door but feels guilty…
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Tenant damage during COVID times - Advice please
I have been renting out a property for over 10 years with no issues and around 5 sets of excellent tenants - until now. My current tenant moved in last October and soon afterwards my management company received a complaint about loud music and what sounded like dogs barking in the early hours. The agreement states no pets.…
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Property developer trying to take land back from young family
Bovis Homes sold us a house two and a half years ago,
and now they're trying to take land back from us to sell to someone else! We’re
at a loss as to what to do. We purchased a new home from Bovis Homes in December 2018.
The house was complete before we exchanged contracts, including the garden and fence
line. Prior to…
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Moving day ideas
Hello, My property is SSTC to cash buyers who are not in any chain (they are living with family). I have put an offer in for a property yesterday, where the seller is not in any chain either, as they are moving in with their partner, so providing my offer is accepted my move should be straightforward. I will be getting a…
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Buying a property on a private road
I am in the process of buying a property on a private road. I recently discovered that in 2018 my prospective next door neighbour bought a chunk of this road for £500. This is a section of about 100 yards leading from the edge of my prospective property to the public road. I checked with my solicitor and he said I…
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Second house for work purposes
Hi! I’ve got a situation where I’m spending more and more time in Manchester with work, and finding it a pain in the neck to have to find different accomodation every time - it always ends up being really expensive and never feels like home. So I’ve been thinking recently that I could buy a second property in Manchester (I…
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Surveyor sent the Homebuyers Report to the Vendors
Hi Everyone, I'm looking for some advice. My partner and I are first time buyers so very inexperienced in all this. I couldn't find anyone in a similar position from reading articles and forums online so thought I'd post. To give a little backstory the property we were lined up to buy has fallen through a couple days…
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Completion date
Hello. Looking for some advice as we’re nearing completion. We signed our contract and mortgage deed this weekend and will be returning these to our solicitor tomorrow morning and asking for the completion statement ASAP so we can send our deposit and they can request the mortgage funds (Santander). The property we’re…
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£10k Major works charge!
Bought an ex-local authority flat and the council want to spruce up the exterior, it is a block of six flats, over three floors the repairs are extremely minor with some minimal painting, they want to lighten my wallet to the tune of £10k. Are there any procedures or appeals I can lodge to look at this and try to reduce…
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Add name to property title
Hi,We own a leasehold property under my name for rental (without mortgage). For tax reasons, it now makes more sense to add my wife's name to the title and split the rental income (I understand that this is not possible without her name on the title). Do we still need a solicitor in this case? If we do this DIY, can we…
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The Pub Next Door
Hi all, Newbie here so please be patient. I'd love some advice/thoughts from you. We are literally days away from signing the contract on a ground floor flat by the sea. We've been looking for nearly 2 years for somewhere in this location and its perfect for us. It is next door to a very lovely pub and the passageway to…
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Buying off Landlord, should he leave management company?
Hi, After getting fed up with the lack of houses and bidding wars at the moment (after finally being in a position to buy) we have spoken to our Landlord who is happy to sell to us! We’ve been here almost 5 years and have been on a rolling contract after the initial 12 months, would it be beneficial to the Landlord to…
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Should I withdraw my offer on a house?
I made the classic mistake of falling in love with a house (I know, I know) and I've now spent 10 days waiting for the vendor to respond to the offer I made. It was a strong offer, within 3% of the asking price, and I'm a first-time buyer with a 40% deposit and no chain. However, the vendor at first made excuses about why…
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Survey report - how much to ask
Hi all, I hope you’re keeping well. I was hoping I could ask for some advice? I’m a FTB and have had an offer / mortgage accepted on a property. We had the surveyor’s report back yesterday and I was wondering how much you can negotiate with the vendors on work that needs doing? We’re quite lucky the property we’re buying…
