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Pull out of flat purchase because of uncertain parking?
Hey — would really appreciate some thoughts as I’m in a bit of a strange situation with a flat I’m in the process of buying in London. I viewed a flat that was marketed as having secure allocated parking. The listing heavily emphasised this (including photos of the space). When I spoke to the seller at the viewing, they…
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New RRA rules ending tenancy
Hello all, looking for some advice please. My daughter gave notice on her rental flat today (01st May) as they've also just exchanged contracts on her first house purchase. She couldn't give rental notice until exchange of contracts. The existing tenancy agreement gives a one month break clause but the landlord's agent is…
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Tenant obstructing access rights.
Posting for a friend. Two adjacent terraced houses, both tenanted, different landlords. One is an end of terrace and the mid terrace has a right of access to their own back garden, through the back garden of the end of terrace. This is written in the deeds of both properties. Tenant of the end of terrace has started to be…
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Processing time of Land Registry to aid New Build resale
I have just found out that the leasehold portion of my shared ownership home has not finished being registered in the land registry, but the freehold portion has (i think that’s how it works). I attempted to expedite the process and they informed me that they had sent a request to my previous solicitors and are awaiting a…
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CGT on main residence – moving abroad before completion (final 9 months + non-resident)
Hi all, I’d appreciate a sense check on CGT treatment for my main residence as I move abroad. Facts: Bought UK property in 2020 Have lived in it as my only/main residence the entire time (~5 years) Plan to leave the UK and become non-resident in September 2026 (moving to Australia) Property will be on the market before I…
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Leasehold Carpet Clause
We are looking to buy a leasehold property but have just been informed there is a "carpet clause". We would really like to have hardwood flooring instead and can't see any issues since there isn't a property below it. However, I'm wondering if anyone has had experience in convincing their leasehold landlord to allow them…
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Dilemma: stick with buyer after long delay or remarket?
Selling parent's flat - it was put on the market last May before my parent died as they had moved into a home. Buyer is an older person who was first one the flat was shown to. They loved it, offered asking and parent accepted, then died suddenly about a month later. I then had a very long probate delay, finally getting…
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Renting a house to family while overseas
We are moving to Switzerland this summer and our daughter and son in law are selling their property and moving in to ours. We are not charging them rent (savings their mortgage is a gift to the newlyweds) but wondered about the best arrangements for bills etc. We are in our mid/late 50's, mortgage free and owned the place…
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Shared Ownership Staircasing to 100% - SDLT due?
Hoping someone like @SDLT_Geek will be able to help here - have read great advice to others. As a first time buyer, I purchased 50% of a brand new shared ownership leasehold flat in June 2019 based on a value of £420000, paying £210000 for the 50%. I did not opt to pay SDLT based on the full value, as even though it would…
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Short Term Lets after May 1st?
I have been told by an established rental agency that after may 1st it will be illegal for landlords to advertise their property as a short term let even if thats what they wish to do. So this raises the question. If one has a property they wish to let just for a limited period. Say, for example, you are not sure what you…
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CGT - property
Hi all, I’m looking for some advice on Capital Gains Tax (CGT) as I’m getting conflicting information online and want to make sure I get this right. I bought my house in 2019 for £84,000 on a shared ownership (50/50) basis and sold it in 2024 for £145,000. During ownership I spent around £18,000 on improvements: new…
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Eviction problems with form N5B
Brief version, I became an involuntary landlord after the original landlord died and named me as executor of the will. I have served a section 21 on the tennents, that notice period has passed and they are still refusing to leave. I am now applying for an accelerated possession order using form N5B and having the following…
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Stamp duty on 2nd property, or is it?
I sold a house last year and I’m currently renting. Other half (not married) has a flat with a mortgage that he wants to rent out. Value c£100k He’s unofficially living with me on a trial basis but hasn’t changed his address etc, although he will soon. We are looking to buy a house together. Value £350k We are both putting…
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Covenants
There was a news item on radio four today, about 'Asset Invest' buying up old covenants and changing house owners thousands to have the covenants dismissed. More than a dozen homeowners received letters in August telling them they needed retrospective permission for alterations under the terms of restrictive covenants on…
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Anchor Housing failures
I’ve been an Anchor Housing tenant since 2007, and for the past six years, I’ve lived in dangerously cold conditions. My kitchen and bathroom drop to 10–12°C in winter, despite repeated complaints. I also suffered from high electricity bills for years, only for them to drop by a third after a smart meter was…
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House insurance/mortgage with indemnity insurance
Hi all, my conveyancer somehow never realised that the seller’s roofing work to replace all the tiles required a completion certificate. It was only after several months that I realised this rule applied. The conveyancer magicked an indemnity insurance policy out of thin air the day I flagged it to them. I understand this…
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Rental holding deposit
has anyone had experience where holding deposit on a rental is being asked to be paid via rightmove ?
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Cash ISA for house deposit
I’m currently in the process of looking to buy a house with my partner and we want to use our cash ISAs (easy access etc so no penalties for withdrawals) towards our deposit. Am I right in thinking that we will be able to use the full amounts towards our deposit and there will be no penalties tax wise from HMRC for taking…
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Home Insurance Headache
Been living in this property for 19yrs. And this is our forever home, not planning to sell ever. Took a home buyers survey when we bought. After the 2nd or 3rd remortgage, the new mortgage ptovider sent someone round to value the property - rest of them did it remotely. He asked to go in the loft.what he found was previous…
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Can my student daughter now give 2 months notice and end her tenancy?
Looking at the new rules it looks like from May 1st she may be allowed to give notice and end her tenancy early. There are 6 in the house and they all finish uni by 1st July but their contract makes them pay until 31st August. I appreciate that it means the landlord wouldn’t have the income for 2 months but they each pay…
