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Ask An Expert: ENERGY
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🗳️ A message from Martin Lewis:
"It’s the biggest consumer decision most people will make this year – so, as always, we want to ensure you know what you’re buying… The general election will impact almost every area of consumer life, from economic strength, to benefits, consumer rights, health of the high street, work rights, rents, homebuying and more. Yet some of these areas get glossed over amongst the political fire that flies during a campaign.
"That’s why since 2010 we’ve run the MoneySavingExpert Leaders' Debate every general election. We ask the leaders of the main parties to get into the nitty gritty of the biggest personal finance and consumer questions you, me and the MSE team have. This isn’t about party politics – it’s about practical policy.
"So we want your suggested consumer finance questions. We can’t include them all, but we’ll try and include the most common, as well as looking for powerful individual stories – so we can help you cut through the noise."
This board is now closed to questions. Thank you to everyone who participated! Stay tuned to MSE to see how the leaders answer the questions that got selected.
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Discussion List
State of Britain's roads
The road network across the country is in a shockingly bad state and infrastructure overall is deteriorating at an enormous pace as repair and rebuilding can't catch up. Only the deepest potholes are patched up and that most of the time isn't done properly either and the same holes reappear within 6-12 months. When road…
Financial Education in Schools
Will all party leaders commit to roll out full financial education to all school children at relevant ages no later than the start of the 2025-2026 school year.
Fully reviewing and replacing the tax regime
Will the incoming government commit to a full review of the tax system, followed by replacement or high levels of reform? The current tax system is overly complicated, it is the most complicated in the world, governed by more legislation and guidance than in any other country. This not only makes it inefficient but also…
Are Pension Freedoms Safe?
After the introduction of Pension Freedoms in 2015, many people have benefitted from the ability to choose how to drawdown their DC pensions.The Freedoms have enabled those who have to retire early through ill-health or redundancy to use their fund to support early retirement, rather than relying on the state. It has…
Greener Homebuilding
If you were elected would your party raise the standard of new homes so that the energy efficient in them are build to a good level (EPC A, B or C)
Electric Vehicle Transition
How can people with no ability to charge at home/work make the change to EVs?
Inheritance tax thresholds
The inheritance tax threshold has remained frozen at £325,000 since the 2009-10 tax year. Since then we have witnessed periods of high inflation and consequently a real terms reduction in the inheritance tax threshold. How long will the inheritance tax thresholds remain frozen?
ISA allowance
The ISA allowance has remained frozen at £20,000 since the 2017-18 tax year. Since then we have witnessed periods of high inflation and consequently a real terms reduction in the ISA allowance. How long will the ISA allowance remain frozen?
Lifetime ISA
What changes, if any, do you propose to make to the Lifetime ISA scheme? In particular, what support will you offer to those who find the only viable options for them as a starter home are valued at above the static £450k threshold, and end up paying a penalty on their own savings in order to do so?
Energy Price Cap
The energy price cap has now effectively become a state price control that is actively harming competition and leading to higher prices for consumers. As wholesale world-market energy prices fell, we should be seeing this reflected in consumer costs, but the price cap is keeping them stubbornly high. What are the political…
Plans for Pension LTA and Pension Inheritance rules
What changes will be made around pension LTA arrangements (including age 75) and Inheritance rules for pension pots?
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