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how to deal with 10 year old debt
hi, i would be gratefull for any advice. i am on long term esa support group benefit, i have five defaults that i am paying off at between £5 and £10 per month, they range from £400 to £7000 owing so i know i will be paying them for ever, the agencies i pay are happy with my payments and i am up to date. my problem now is…
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Virtual Sealed Pot Challenge 2015
Hi All Welcome to the Sealed Pot Challenge 2015 - better late than never! I was a late comer to this and am picking it up in the hopes we can do some wonderful things with little bank transfers - many thanks to Spam.Jam, Palema, Flat Eric and keza who have run previous challenges. From last year's thread - and to continue…
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Challenges 2015 - please read for a list of challenges
January note - Looking for inspiration? - check out this thread to see how much DFWs paid off their debts in 2014 - How much did we pay off in 2014? Hello All This is a list of challenges that will hopefully motivate you on your debt free journey or help you with your money saving goals. This list was originally complied…
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Weekly Savings Challenge 2015
Originlly set up by splodgethefirst last year, I thought this years participants would like a new thread! There are lots of different ways to approach this Starting with £1 in Wk 1 up to £52 in wk 52 starting with 50p in wk1 up to £26 in wk 52 starting with 10p in wk 1 up to £5.20 in week 52 Let us know how you plan to…
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20p Savers Club 2015
Hello and Welcome to the brand new shiny 20p Savers Club 2015 :D This thread runs similar to its sister thread the £2 Savers Club; there are no rules as such and you can join at any time of the year. The main aim is to have fun and pop in occasionally to post how you're getting on. I have kept the list as per last year, so…
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What do you want to achieve in 2015?
Good Morning Everyone and Happy New Year!:beer: Last year a number of us committed to achieving a number of goals across financial, social, professional, physical and emotional areas of our lives. By focusing our mind and efforts and committing to the achievement of achievable but challenging objectives we managed to…
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How much did we pay off in 2014?
Happy New Year everyone :beer: Around about now, someone usually kick starts a thread with an accumulator showing how much we have all paid off in the previous year. There are other threads for previous years, this is the link to the thread for 2013: https://forums.moneysavingexpert.com/discussion/4856717 Please add how…
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2015 - January ~ Make £10 a day challenge ~ everybody welcome
HAPPY NEW YEAR EVERYBODY! Here is to a prosperous and debt free 2015. This is the 89th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first…
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*~* January 2015 *~* Make £10 a day thread!
Ignore this thread :)
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The 'Extra Payment Every Week' Thread 2015
Welcome to 2015 and the 4th year of this thread! The idea was conceived by inamin in 2012, continued by Betty Crumble in 2013 and then taken over by yours truly! In that time it has kept lots of us on track and helped clear thousands of extra debt £££££s. SO, the idea of this is that we all make a decision to make ONE…
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NST; January Challenge- The Money Saving Game
:D NST; January Challenge- The Money Saving Game!! :D New Year? New Start? Press -Continue- (or scroll down) Welcome to the new Monthly NST (Ninja Saving Turtles) Challenge! NST's are a group of Money Saving challengers from across the UK who are always up for new money saving challenges, fighting our way to debt freedom,…
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52 week challenge
Is there a link to the 52 week challenge I can't find it anywhere xx
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The Completely Crazy 2015 Clothes Challenge
Another year and yes, another crazy clothes challenge! Come on and join in as we attempt to keep the success we achieved going for a further 12 months at least! Do you buy clothes as something to do and stick them in your wardrobe without trying them on and leave them unworn? Do you wish you could spend less on clothes?…
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The Jumbo-normous January NSD Challenge!
Yes,another year is behind us.We are all ready to dive into 2015 (really?!),but we all need a teensy little escape from the rough hardship of winter. So,what better than to head off for a winter's cruise.The NSD gang are hoping to forget the cold,the dark nights,the rotten weather and we need something to help us get over…
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Use it or lose it 2015
Hi everyone, I did this a few years ago on here, and it worked really well for a few of us. I've had my second LBM yesterday, and have only come back on here today. In short, my house is full, as are my credit cards. It's been a hell of a year for me, involving a marriage split and real serious health issues. Putting it…
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Roadkill Rebels 2015 Challenge
Hello Roadkill Rebels, Welcome to the 2015 Roadkill Challenge. The purpose of this challenge is to find as much roadkill as you can every month. What is roadkill? Money found outside of your home and/or car - it has to be money that genuinely wasn't yours or your family's before you found it! So if you find it down the…
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The Ultimate Biggest Losers - counting the pennies, losing the pounds
This is a thread for the Ultimate Incentive threadies, and anyone else who would like to join in who would like to lose weight. We've been clearing debt together in my Ultimate Incentive diaries for about 6 years, now we want to battle a different kind of pounds as well. I've found as I've gotten older life has gotten…
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Remember you're a womble 2015
Hi All I don't seem to see a good wombling thread on the debt free wannabee boards at the moment so I thought I'd start my own. I'm guessing most people know that wombling refers to making use of things you find for financial gain. Examples could be receipts that you have added onto your loyalty cards for your own gain.…
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£2.00 Savers Club 2015
Welcome to the £2 Savers Club 2015. I am taking over the baton from Purpleofmum2 who has done a superb job in running the thread this year. Thank you. The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till…
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2015 Frugal Living Challenge
The Frugal Living Challenge 2015 2016 Challenge has now been loaded at https://forums.moneysavingexpert.com/discussion/5383908 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some savings.…
Save £667.95 in 2026 with the 1p Savings Challenge
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Most recent: ❗️Important!: 1p Challenge T… by BeyondDirect981
4 August at 9:55PM
