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August Bring Your Lunch To Work Challenge
I've not seen this challenge around for a while so I'm going to resurrect it! I'm fairly disciplined about bringing in lunch but haven't always been, three pounds per day spent on a meal deal used to be the order of the day (with a side order of St@rbucks hot chocolate and pastry for breakfast in the morning!) and I still…
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August challenges!
Hi everyone We'd love to get an August debt free challenge in next week's email so people can start it off at the beginning of the month but our deadline is today. If you have a moment would anyone be able to start some of them today so we can include them? Massive thank you in advance! Andrea :)
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Budget Challenge Personal Spend
New budget means that clothes, hair and beauty buys should be no more than £100 per month - I will try to stick with this until our move is settled and we know where we are financially going forward. Although, perhaps to many this does not sound like a restricted budget - sadly for me it is. Need to look decent for work…
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Do I legally have to supply a debt collection company with my bank details?
I'm just over 1,000 pounds in debt and have agreed to pay 100 pound a month, before even taking a payment I was told this was only going to be suitable for 3 months then I would have the pay the rest in full. These horrible people have said they wouldn't contact be until the 28th July to pay my first instalment, now I have…
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what to pay
hi its my first time posting. i work ft and am trying desperately to save for a mortgage.. very unsucessfully. In the past ive had some bad fortune and honestly been irresponsible with money ive come into some money 6500 and not sure where to start. Do i put this into a savings for the deposit? Do i pay off debts.. * 2100…
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The July NSD Thread!
Hey folks.Let's see if I'm better at updating this month!
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Make upto £10 a day in July 2017 - everybody most welcome
Hello and welcome everybody :hello: This is the 119th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
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NST Joyful July
Ninja Saving Turtles We are now half way through the year and how are we doing with our annual goals? Congratulations to those on target with debt busting / diet and exercise and any other goals. Keep it going remembering to revise your target if your current stepping stone is getting too comfy. For those who have drifted…
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The sinking funds challenge..........
Sinking funds is something I have been doing for a while without actually knowing that it even had a 'name'! A sinking fund is just a fancy economic term for savings :p Instead of putting money in a savings account for a rainy day or an emergency fund sinking funds is when you know ; a) the purpose of the savings b) the…
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Equita hassle over Dart Charges
Hi there, Just as a background (to help you understand my position) In Feb 2015 my mother died. Due to this a couple of months later I had to move out due to family disputes. My post was sometimes given to me no problem at all and sometimes I never saw it (and found out my father was sending it back with "no longer at this…
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Jacobs unfair charges
Hi please can someone give me advice. I have a council tax debt with Jacobs originally for £1150.88. Jacobs added £75.00 compliance fee. I received a letter whilst away saying I needed to pay £48.00 p/w this was the start of the agreement. Even though I said I could only afford £20p/w. I missed the deadline by 3 days so…
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Make upto £10 a day in June 2017 - everybody most welcome
Hello and welcome everybody :hello: This is the 118th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
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1 challenge versus 100 days chapter 26
Hello everyone! Regular challengers and newcomers! 1 Debt vs 100 days chapter 26. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts at 05.06.17 and finishes at 13.09.17 1. Swimminginaseaofdebt £255.07/450 2. Pippy1971 £775 3. Calling14 £660/1400 4.…
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NST June 2017: Jiggle Free June
NST June 2017: Jiggle Free June Welcome one and all to your 30 day June challenge. An opportunity to reduce how much you jiggle – financially, fitness-wise, healthwise… This is an opportunity to decrease your debt, increase your savings, reduce your wants, reject consumerism, use up foodstuffs that have been lurking at the…
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June Penny Pincher Challenge
Guidance * This challenge Runs from 1st June - 30th june * Post daily / weekly with your point amounts * Keep count how many tasks you do during the month * You may split the tasks into sections such as weekly/monthly/daily * There isn't a limit to how many times you can do the tasks * You can include other challenges here…
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some help please
ok really need to tighten my belt to pay pack lots of small amounts, am always rushing around other people and work 30 hours a week, there seem to be so many different challenges it is mind boggling, can someone please point me in the right direction to start. It is nearly June and my daughter graduates in 3 months so…
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The Jolly June NSD Challenge!
Good golly,June is only in a few days!Time for a new thread pronto Igor and Hubert.... Please join in and I will try and keep up with you all. :)
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30 Fridays Savings Pot
Here is my plan for a 30 week saving challenge. 30 Fridays from this one will take me up to 1 December which is usually when I start worrying about how I'm going to get through Christmas and the 6 or 7 week stretch from December pay day (when work kindly pays us early - thank you) to January pay day (when they pay us as…
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The Magnificent May NSD Challenge!
Goodness me,May is almost here.Need to get my skates on! Who is game to sign up for the rootinest,tootinest challenge going?! Come on folks,let's do it!!!!!
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May the (NST) force be with you
MoneySavingExpert Insert: For anyone new joining in, this is a No Spend Day challenge :) See misstara's challenge info below... Welcome to May's NST challenge :) . Star Wars day is May 4th but other than the title, this is not going to be Star Wars themed challenge I'm afraid :p I love May, it's my birthday month so…
