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Secret debt and coming clean....
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March's Bring Your Lunch to Work
Happy March and welcome to a new shiny month and a new even shinier challenge. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 22 working days up for grabs. Let me know if you want to join in and I'll add you to the…
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#Make Upto £10 a Day March 2018 #
Hello and welcome everybody :hello: This is the 127th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
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NST March: Marching to a different beat
NST March: Marching to a different beat Join the NinjaSavingTurtles, named after our leader and inspiration NinjaSavingKat, and march to a different beat. Your own beat. No more following the crowd. No more keeping up with the Joneses. No more paying the banks extra money for the privilege of having borrowed from them.…
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Bagged change policy - ususal
So I had £72 worth of coppers in a self counting coin jar. I need to clear £600 of credit card debt so decided to cash it into the bank and transfer it to my credit card account. I sorted them into bags and put the same coins in the same bags for as much as I could. There was 1 bag with a mix of 5p and 10p coin, totally…
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Limitation act 1980
Hi, I would like to know where I can obtain a copy of the two Case Laws shown below? Case Law 1 ICLR: King's/Queen's Bench Division/1891/Volume 2/REEVES v. BUTCHER. - [1891] 2 Q.B. 509 The following is a quote from page 1. [COURT OF APPEAL] REEVES v. BUTCHER. 1891 July 10. LINDLEY, FRY and LOPES, L.JJ. Limitations, Statute…
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Amazon Addicts Unite!
I love Amazon. Like a boyfriend I will never get because essentially thanks to Amazon I don't have to leave the house apart from going to work........ So I don't know if there is anyone else who is permanently logged into Amazon, no longer shops in the real world and when they need to make a purchase don't really look…
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$50,000 In Debt...Advice Needed
Me and my wife have $50,000 in credit card debt. We also have a mortgage and 2 car payments. While probably not the best thought process I don't consider the mortgage/car payments as part of the debt I am looking to pay off because we need a house and 2 cars. Both cars have under $10,000 left to pay off. My salary is…
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Fantastic Feb NSD Challenge
I created this thread as I couldnt see one for December. I dont own this challenge but know others would like to see a January one. This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January. Keep us updated with your progress…
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FEB Penny Pincher challenge
The challenge The aim of this challenge is to create a list of 15 tasks that you will aim to complete in the month to help you save money or to be more financially stable. Guidance* There must be 15 items on your list * Each task is worth 1 "point" . You will gain an extra 5 points for completing every task at least once.…
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~Make upto £10 a day February 2018~
Hello and welcome everybody :hello: This is the 126th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
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February's Bring Your Lunch to Work
Happy February and welcome to a new shiny month and a new even shinier challenge. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 20 working days up for grabs. Let me know if you want to join in and I'll add you to…
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NST February A FOREST ADVENTURE
NST FebruaryA FOREST ADVENTUREFor February, I want to take you on a trip to the Fantasy Forest. This is no domestic wood. The Fantasy Forest is packed with dense green foliage and bright flowers. It is dense and humid. (You may want to retreat there for a few minutes each evening). The forest is wild and dangerous. There…
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Fitness First cancellation
I cancelled my Fitness first membership through my bank in November 2017. I had my membership for over 10 years so therefore the 12 month contract wouldn't apply. I obviously attending the gym from December onwards as I joined another one. I received a letter in the post yesterday from credit link instructing me to pay…
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5 a day to save away
So I've decided I'd start my very own 5 a day challenge to help me make savings to my household budget and or/earn a few extra ££'s. Each day I aim to do 5 little things which will help me with my goal so lets see how long I can keep it up for:)
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Capital One CCA request
Hi all, requested a copy of my CCA from Capital one and received a sheet of paper back with my name, address, account number and credit limit. The header was printed as "CREDIT CARD AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974" There was no other detail on the page and not sure where I stand, I'm going to write back…
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Wedding Savers Challenge - 2018 / 2019
This challenge is for those who are bride-to-be's, Grooms, Family members etc... who are all saving for their wedding, helping a friends / family's wedding etc. Anyway to save is counted, The amount you stash away with your wages, things you sell, odd jobs, sealed pots etc. To join just tell us your target amount, your…
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Another way to help with your saved loose change.
Great to see people diverting their small change as savings. In many places where banks are closing faster than curtains on a cold night, small shops are desperate for change. I used to save a £5 bag of 20p and take it to the bank but now I take it to my local corner shop instead, and they gratefully exchange it for a…
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No more buying toiletries before I use the ones I've got..........
My name is Dolly and I am a toiletry hoarder :p Anyone else. I'm vowing to use up every last drop of all the toiletries I have before I buy any more. Will post back later with the current haul I'm using before I get to move on to the next which is lurking in the cupboard somewhere. Dxxx
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1 debt vs 100 days chapter 28
Hello everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 28. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 10 January 2018 and finishes on 20 April 2018. If you want to take a part, write your name and amount you're aiming to…
Save £667.95 in 2026 with the 1p Savings Challenge
