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Jolly June's NSD Challange!
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of June. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1. Decide…
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June bring your lunch to work
Welcome to June's bring your lunch to work, hopefully now the weather is getting better :) Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 21 working days up for grabs. Let me know if you want to join in and I'll add…
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NST June 2018 A JUNE ODESSEY (Staycation)
NST June 2018 A JUNE ODESSEY A Staycation Getting into debt is much easier than getting out of it. We turtles have rejected the notion that possessions make you happy. We give up fleeting pleasure in favour of debt freedom and having the life we always wanted. We help each other, encourage and console when times are hard,…
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May NSD Challenge 2018
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January. Keep us updated with your progress and hope you all have a great start to the new year. To join, just post your personal target and you are on your way. Tips for the…
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~Make upto £10 a day May 2018~
Hello and welcome everybody :hello: This is the 129th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
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Debt Free Wannabe Challenges
Just looking for ideas from those of you who are members of different challenges and what you do with the money from each challenge - i.e. do you use one challenger to save for meals out, one to maybe for a holiday, one which you just bank? For instance if you are a member of the £2 savers club, 50p savers, 20p savers and…
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NST May 2018: May the odds be ever in your favour!
[FONT="]NST May 2018: May the odds be ever in your favour![/FONT] [FONT="] However difficult life may seem, there is always something you can do and succeed at. Stephen Hawking. MMM says: If you are one of the 99% of people who is forced to live with only a finite amount of money, you should probably give some…
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May Bring Your Lunch to Work
Welcome to May's bring your lunch to work, hopefully it will feel more like summer than the spring or winter we've had recently. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 21 working days up for grabs. Let me…
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Being chased for debt which starts 9 years ago
Any advice or help would be appreciated thank you my husband and I bought and moved into my home is 2008. Some of the houses and land around us are owned by a housing association and there is a grass verge which is owned by the housing association. In 2008 we asked for permission to put a driveway across this land to get…
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Hitting rock bottom
I'm stupid, desperate and at a loss at what to do. I'm married , working two jobs and in a load of debt, I haven't got the exact figures yet- I'm scared to count it all up , but on credit cards I have about £9000 of debt, £25000 of debt over three loans, plus a small mortgage , I owe my daughter ( this hurts the most)…
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1 debt vs 100 days chapter 29
Hello everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 28. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 23 April 2018 and finishes on 1 August 2018. If you want to take a part, write your name and amount you're aiming to pay…
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the £1,000 project
This challenge is based on the book & challenge originally created by Canna Campbell entitled "the $1,000 project" The book is £9.49 from Amazon for the kindle copy. The challenge is to create little Parcels of £1,000 $1,000 through passive incomes. Canna Campbell had the goal of creating 40 of these parcels, meaning she…
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April's Bring Your Lunch to Work
Spring time April is upon us :D Welcome to a new shiny month and a new even shinier challenge. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 20 working days up for grabs. Let me know if you want to join in and I'll…
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Capquest - Should I engage?
Hi, After a little info regarding CapQuest. They have recently started harassing me via text and phone calls, I haven't answered any of them though and have been blocking the numbers. As I haven't spoken to them I'm not sure what the debt is for, I have a few what I believe to be 'statute barred' debts as they are older…
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April NSD Challenge 2018
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January. Keep us updated with your progress and hope you all have a great start to the new year. To join, just post your personal target and you are on your way. Tips for the…
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*Make upto £10 a day April 2018*
Hello and welcome everybody :hello: This is the 128th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
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NST April 2018: April Fool's Challenge
Welcome to NST April 2018, the April Fool's challenge. Aim for at least 15 NSDs. Usual exceptions apply, you won't lose a NSD for ys items, petrol or medical expenses. Pay to your debt or savings first and live off the rest. Report in every day. The daily support from this thread will keep you on track :) Interests - is…
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Zeroing your money
I came across an interesting concept on YouTube this weekend called zeroing your money. You do it every day for each type of spending account. Basically it is ending any money with a zero. e.g. £673 becomes £670 So if you have £232 in cash you zero it to £230. You do this by putting the £2 aside. If you have £558 in your…
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Can I eat well by earning from surveys?
:hello: To begin with I have to save every spare penny I have as my friend who I live with has asked me to move out in June. (He wants his house back.) So I have done a budget to try and see how much I can save by then. However, its less then I need. Since the 2nd of March I have earned £45 doing surveys :T So the aims…
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Marvellous March NSD Challenge
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January. Keep us updated with your progress and hope you all have a great start to the new year. To join, just post your personal target and you are on your way. Tips for the…
Save £667.95 in 2026 with the 1p Savings Challenge
