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Nst november in new york
NST NOVEMBER IN NEW YORK Everything can change (in a New york Minute). Be prepared for the worst. However change can be an opportunity. We can change. We can be the change we want to see in the world. Welcome to the Ninja Saving Turtles (NST) November challenge. We will plan and be prepared. We will keep our families safe.…
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Oofy omtimistic Octobers NSD challange.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of October. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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Make up to £10 a day in October 2018 - Everyone welcome
Hello and welcome everybody This is the 134th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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EU student loan enforcement in UK
Hi everybody, I went to uni in my home country and took about €15k in student loans which I did not pay off before leaving the country. Now living and working in the UK for 3 years, I have a clean credit history. The creditor back home sent me an email saying they will be transferring my debt to Intrum unless I pay in 2…
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Octobers' Bring Your Lunch to Work
Welcome to Octobers' bring your lunch to work, the weather can't make its mind up, but that won't stop us. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 23 working days up for grabs. Let me know if you want to join…
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NST Penny Pinching GoSober Stoptober
NST Penny Pinching GoSober Stoptober Gobstopper The cosy autumnal season has begun. The blankets and slippers have come out as well as the comforting cups of hot tea at night. But one thing will stay in the cupboard or even better the shops for me and DH – alcohol and cigarettes. I have made a fair few positive changes…
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Nightmare Payday Loan Cycle
I feel completely embarrassed posting this, however recent news has driven me to do so. Over the last few years I have been in an awful payday loan cycle with Wonga and have had nowhere to turn. Only recently I've come to terms with the fact that I'm in trouble and that I need help...but it may be too late. The recent news…
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The DFW Christmas 2018 Planning Thread
Hey all, So I know we have a thread which covers saving up for Christmas but I thought we could have our own DFW Christmas 2018 Planning thread where we can share hints and tips on bargain buys and reducing our spends over the festive period. Dxxx
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step change
Hii All l am so glad l found this forum. l am in debt of almost 60£. l arranged DMP with step change. they were very nice but when l told them about my salary they checked it with HMRC. is that possible? Basicall I just want to know when l am doing my review in 1 year if they still gonna be able to check it again. l…
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Splendid September's NSD's challange
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of SEptember. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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Make up to £10 a day in September 2018 - Everyone welcome
Hello and welcome everybody :wave: This is the 133rd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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NST September: Sunshine Challenge
Hello fellow turtles :hello: and welcome to NST September - the Sunshine Challenge. Set your budgets now. Pay to your debts/savings first and live off the rest. Make sure you're on the best deals for utilities, phones, broadband, etc. Are there any areas in your budget that you could cut down on? Use up. Have a look…
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Septembers Bring Your Lunch to Work
Welcome to September's bring your lunch to work, the summer holidays have finished and we are on the slope to Autumn. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 20 working days up for grabs. Let me know if you…
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Unenforceable debt with Cabot
It has been suggested I post on this thread rather than loans. As briefly as possible, Cabot bought my merged credit card/loan/overdraft debt from HSBC 3 months ago. My debts with HSBC date back to 2003 and became a managed loan when I defaulted in 2006. The bank didn’t formally default me until 2012 however. I have been…
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Howard Cohen court proceedings
Hi, I am a newbie so hoping g I've listed in the right place. I have received a Directions questionnaire N180 from the court as Howard Cohen solicitors are taking me to court for claimant hoist portfolio. They are referring to a debt from 2012 that they apparently took over in 2016. I am Aware if a couple of outstanding…
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1 debt vs 100 days chapter 30
Hello everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 30. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 13 August 2018 and finishes on 21 November 2018. 1. RhiBi £673.72/1000 2. Beanielou £900/900 Well done!!! 3. Myamyamoo…
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My Ultimate Challenge
Hello, I'm new to the forums after being a lurker for a number of years! Have decided I need to take control of my financial life, and my life in general. My life in brief is, married, 2 children, 1 dog, 1 (huge to me) mortgage, recurring depressive episodes and a relatively new business. I don't seem to do things by…
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Aug 18 | 15 ways to save Challenge |
The Challenge Write down 10-15 ways you can save / make money and track how many times you do them over the course of the month. You should at least aim to do everything on the list once. For each task you do is 1 point . There are no 'real' prizes but it would be good to see how many 'points' we can all get by the end of…
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Awesome August's NSD challange.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of August. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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NST - Achievable August
Welcome to August’s NST challenge. The flowers for August are the Gladioli and the Poppy which represents beauty, strength, love, marriage and family. So for August we are going to pick one of the above to work on – if you feel you have let your skincare routine go, or you have been saying yes too often to things or maybe…
Save £667.95 in 2026 with the 1p Savings Challenge
