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NST Join In January 2019 - In With The New
:snow_laug NST Join In January Challenge :snow_grin The month of January is named after the Roman God Janus, who had two faces in order that he could look at both the future and the past at the same time. Janus is the God of transitions and beginnings and he symbolises changes in life and the universe. Many people see a…
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Saving for Christmas 2019 - £1 a day challenge
Getting ready for Christmas 2019 - save £1 a day challenge I know a few of us have enjoyed doing this challenge over the years so I thought I'd host it this year, please let me know if someone else has already started, if not here we go :) The Aim: To save a £1 a day from 1st December 2018 to 30th November 2019. How you…
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2019 1% challenge
Welcome to the new home for the The 1% Challenge - 100 ways to make your 1%. Little Miss Uni debt started this amazing thread, and I’ve copied below her first post from the previous thread: What's it all about? Basically the idea is that money comes to us in lots of small ways and we don't often realise it. When faced with…
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Want to be debt free
Hi.Could I join please? New to this. Just had a shock. Went online to tot up all my credit card debts.£17,000 in total :( ! Would like to pay a large chunk off by Xmas 2019, but due to study and part-time work will probably be a struggle :) . No mortgage. Have a part time job. Student (may have to leave for a year to…
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3 - 6 month Emergency Fund Challenge (part 2)
Hi All, I hope you all had a lovely Christmas. As we go into 2019 we are moving forward with the 3 - 6 month Emergency Fund Challenge and as such a shiny new thread here for part 2. The old thread is here. Your goal can be as much or as little as you want. Some aim for 3 months spending, others 3 months income or even push…
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2019 Frugal Living Challenge
Join us here for year 12 of the Frugaldom challenge on MSE The Frugal Living Challenge 2019 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some savings. Please take the time to read this post…
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£2 Savers Club for 2019
Welcome to the £2 Savers Club 2019 The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till December 2019, B) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy…
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£0.50p Savers Club 2019
Hey all, Continuing on from last years challenge we will be running the £0.50p savers again in 2019. Link to last years thread - https://forums.moneysavingexpert.com/discussion/5767122/0-50p-savers-2018 If you would like to join in let me know. I am adding my own reason in for saving these £0.50p's so you can feel free to…
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20p Savers Club 2019
Hello and Welcome to the brand new shiny 20p Savers Club 2019 This thread runs similar to its sister thread the £2 Savers Club; there are no rules as such and you can join at any time of the year. The main aim is to have fun and pop in occasionally to post how you're getting on. Should you wish to join, feel free to pm me…
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Januarys Bring Your Lunch To Work
Welcome to Januarys bring your lunch to work, hopefully Spring is just around the corner :D Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 23 working days up for grabs, if you are unfortunate to be working New Years…
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Pay ALL your debt off by Xmas 2019
Welcome to Pay ALL Your Debt Off By Xmas 2019! Firstly I would like to welcome all new and existing members from last years thread. [FONT="]Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have…
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Save on software
Hello all, I'd like to offer some pointers to useful and legitimately free software that will help you get work done without costing you money, tying you to subscriptions or upgrade programmes etc. By and large, these suggestions do the sorts of things you might be considering buying from people like Microsoft, Adobe,…
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Determined December's NSD's thread.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of December. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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Make up to £10 a day in December. Everyone welcome
Hello and welcome everybody :hello: This is the 136th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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NST December 2018 – Exterminate the debt!
[FONT="]NST December 2018 – Exterminate the debt![/FONT] [FONT="] [/FONT] [FONT="]The turtles go in the TARDIS.[/FONT] [FONT="]:xmastree::xmassmile:xmastree::xmassmile:xmastree:[/FONT] [FONT="] [/FONT] [FONT="]December is the most horrific money swallowing month of the year and there are some…
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only recieved enforcement visit warning on the same day they wrote up our controlled goods form
Bristow & Sutor knocked on my door today on the the 21-11-2018 at 14-15 (24 hour clock) and gave us our Enforcement Visit Warning. they also wrote up all our electronics and goods on the goods taken into control form wihtout even a few minutes notice being given to their visit. i feel totally walked all over and the…
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Owe a previous employer money
I left my previous job in October, after unsuccessfully trying to negotiate my 3 month notice period down to 2 months, I decided to send an email 2 months and 1 week after handing in my notice to tell them I wouldn't be coming back as I needed to start my new job. This day also happened to be my payday. HR from my previous…
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November bring your lunch to work
Welcome to Novembers bring your lunch to work, I do think that Winter is on it's way and that Autumn has fallen with a giant THUD! Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 22 working days up for grabs. Let me…
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Sealed Pot Challenge ~ 12
Hello once again Potters and welcome aboard to all new members! :D I never thought we would have been running THIS long, but here we are starting off with "SPC "No 12"!!! The years have flown past since SPC's birth! We've had 11 fantastic money-saving years, all purely because of the determination in saving of you all -…
Save £667.95 in 2026 with the 1p Savings Challenge
