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2019's wi-wa-wombles!
welcome to the wombling thread for 2019! Firstly what is wombling? In the words of Bobarella, the founder of the earlier wombling threads: Wombling is at its most basic level finding things. That you can use and someone else decided they couldn't. When I started this challenge in January of 2015, I used to Womble a lot of…
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No Shopping Challenge
Hi Everyone, This is something I did once before and felt really pleased with myself afterwards so I thought this time I'd share it here to try and keep myself on track! Basically, I have set myself the challenge of buying nothing during the month of January (with a few exceptions - I shall explain below!). I have a…
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Jan 2019 selling challenge
Hello! This is my new attempt at hosting a goal, first popped it on in 2015 I think, if there's already this one then please let me know and I'll hop over and join it but I did have a search though.. I know I have things to sell, and I know I need the money, but I just don't seem to be able to get motivated, I'm hoping…
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Mortgage shortfall
Hi everyone I wonder if anyone can help me please bit of a long story. I split up from my ex husband back in 2012 due to a really bad relationship where he was an alcoholic and kept loads of financial difficulties secret from me. We also had 2 children aged 10 and 13 at the time, the youngest with severe learning…
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Virtual Sealed Pot Challenge 2019
Hi All Welcome to the Virtual Sealed Pot Challenge 2019 I have ran this thread since 2016 and I have motivated a few people on here over the last three years so I decided to keep going with the challenge. It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and…
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Make up to £10 a day January 2019
Hello and welcome everybody :hello: So, new year, new financial goals! Let’s see what we can achieve together in 2019. This is the 137th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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The 365 day penny challenge 2019
I started this challenge in 2017 but due to the pressure of a large amount of debt I struggled to keep up with it. As of this month I am debt free and determined now to save as much as I can to have a more secure future. I know some of you will be in a much different situation but we are all here for our own reasons. The…
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Jolly JANUARY's NSD Challange!
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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1 debt vs 100 days chapter 31
Hi everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 31. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 7th of January and finishes on 16 of April 2019. If you want to join in, please write your name below. I need your help.…
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NST Join In January 2019 - In With The New
:snow_laug NST Join In January Challenge :snow_grin The month of January is named after the Roman God Janus, who had two faces in order that he could look at both the future and the past at the same time. Janus is the God of transitions and beginnings and he symbolises changes in life and the universe. Many people see a…
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Saving for Christmas 2019 - £1 a day challenge
Getting ready for Christmas 2019 - save £1 a day challenge I know a few of us have enjoyed doing this challenge over the years so I thought I'd host it this year, please let me know if someone else has already started, if not here we go :) The Aim: To save a £1 a day from 1st December 2018 to 30th November 2019. How you…
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2019 1% challenge
Welcome to the new home for the The 1% Challenge - 100 ways to make your 1%. Little Miss Uni debt started this amazing thread, and I’ve copied below her first post from the previous thread: What's it all about? Basically the idea is that money comes to us in lots of small ways and we don't often realise it. When faced with…
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Want to be debt free
Hi.Could I join please? New to this. Just had a shock. Went online to tot up all my credit card debts.£17,000 in total :( ! Would like to pay a large chunk off by Xmas 2019, but due to study and part-time work will probably be a struggle :) . No mortgage. Have a part time job. Student (may have to leave for a year to…
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3 - 6 month Emergency Fund Challenge (part 2)
Hi All, I hope you all had a lovely Christmas. As we go into 2019 we are moving forward with the 3 - 6 month Emergency Fund Challenge and as such a shiny new thread here for part 2. The old thread is here. Your goal can be as much or as little as you want. Some aim for 3 months spending, others 3 months income or even push…
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2019 Frugal Living Challenge
Join us here for year 12 of the Frugaldom challenge on MSE The Frugal Living Challenge 2019 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some savings. Please take the time to read this post…
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£2 Savers Club for 2019
Welcome to the £2 Savers Club 2019 The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till December 2019, B) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy…
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£0.50p Savers Club 2019
Hey all, Continuing on from last years challenge we will be running the £0.50p savers again in 2019. Link to last years thread - https://forums.moneysavingexpert.com/discussion/5767122/0-50p-savers-2018 If you would like to join in let me know. I am adding my own reason in for saving these £0.50p's so you can feel free to…
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20p Savers Club 2019
Hello and Welcome to the brand new shiny 20p Savers Club 2019 This thread runs similar to its sister thread the £2 Savers Club; there are no rules as such and you can join at any time of the year. The main aim is to have fun and pop in occasionally to post how you're getting on. Should you wish to join, feel free to pm me…
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Januarys Bring Your Lunch To Work
Welcome to Januarys bring your lunch to work, hopefully Spring is just around the corner :D Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 23 working days up for grabs, if you are unfortunate to be working New Years…
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Pay ALL your debt off by Xmas 2019
Welcome to Pay ALL Your Debt Off By Xmas 2019! Firstly I would like to welcome all new and existing members from last years thread. [FONT="]Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have…
