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NST March 2020 Merriment
NST MarchMARCH MERRIMENTWelcome to the March Merriment. This is not about forced jollity but about choosing to be happy. Paying off debt or saving (to buy a house, improve, study, make life a little more comfortable) can be a long hard slog. Many of us have committments or events in our lives that were not of our choosing.…
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Fredrickson
Paying money through attachment of earnings to company that no longer exists
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120 ways to save in 2020
Okay so I am little late. This challenge is about using as many ways possible to save or make money within the year and track to see how many you've done. Each month we will aim to do at least 10 although you could do more or less. Each month can be different. I am in the process of creating a spreadsheet with all of the…
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Make £10 A Day February 2020
Hello and welcome everybody to our second challenge of 2020 :hello: This is the 150th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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Bailiffs just turned up: Collectiva Enforcement Agency
Good morning Out of the blue, a bailiff just turned up (9am Saturday) demanding £603 (£353 for the remainder of an unpaid SP30 courtesy of Staffordshire and £250 fee for the 'Enforcement stage' visit). He said a payment had been missed a few days before on and demanded the full payment or said he could enter and take…
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Fantabulous February's Bring Your Lunch To Work
Welcome to February's bring your lunch to work. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge There are 20 working days up for grabs. Let me know if you want to join in and how many days you want to attempt…
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Fabulous February's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during February. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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NST February 2020
Flappers are we, Flappers are we February Flappers are MSE February’s rule is plain enough - To squeeze every Pound and treat it rough. Now we are into the 2020’s and have the shortest month of the year to look forward to, with only 28 days between paydays, it is time for some frivolity. So who were the 1920’s flappers?…
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1 debt vs 100 days chapter 34
There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 13th January and finishes on 22nd April 2020. If you want to take a part, please put your name down. My name is first. I want to clear out my overdraft once and for all. 1. Amara £400/750. 2.…
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Current sim only contract
Hello, it's the nuisance again. I want to thank you for all your help on here and I am sorting the Paperwork out for a DMP today... Two things... I am on a SIM ONLY contract with 02 that I'm happy with... Will O2 take that away from me... Never been in default and I own my phone. Also.. I've sort of botched a letter to…
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Wombabeluba 2020!
Welcome to the wombling thread for 2020! What is wombling? In the words of Bobarella, the founder of the earlier wombling threads: "Wombling is at its most basic level finding things. That you can use and someone else decided they couldn't. When I started this challenge in January of 2015, I used to Womble a lot of brand…
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Overpayment (DLA)
Hello. I know that maybe this isn't the correct thread for my concern. I am just new here so I am a bit confused on how to do this. I just want to share the story of my husband and hopefully I'll get some advices from you. My husband (then boyfriend) left UK last April of 2014. But before he left he made sure to sort…
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Jubilant January's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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Make £10 A Day January 2020
Hello and welcome everybody to our first challenge of 2020 :hello: This is the 149th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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£0.50p Savers Club 2020
Hey all, Continuing on from last years challenge we will be running the £0.50p savers again in 2020. Link to last years thread - https://forums.moneysavingexpert.com/discussion/5940201/0-50p-savers-club-2019 If you would like to join in let me know. I am not saving for anything specific this year but you can feel free to…
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January's No-Shopping Challenge
Hi everyone, Some people might remember that I did this last year - so here I am once again, with cupboards full of stuff I have hoarded over the past year. I'm going to choose five items that I'm allowing myself to buy to compliment what I already have in the cupboard, and apart from that I am not allowed to do any other…
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Debt free or savings
After a few years of being stupid and getting into debt. I have now decided enough is enough and to tackle this head on. I want to get rid of my debt as fast as I can then work my way to getting a deposit for a morgage.. I'm hoping with your help we all can work together and help each other with tips and motivation to get…
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NST January 2020: A Turtle Quest
NST January 2020: A Turtle Quest For the month of January, we are on a quest. “Quest”: a search or pursuit made in order to find something; an adventurous expedition undertaken by a knight or knights in order to secure or achieve something. You can slay dragons, swallow frogs, beat the banks, win against the joy-stealers,…
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About my debt
i am a little bit confused about my present situations. i am planning to go to university but i have a bad credit basically i have defaulted already im just wondering if that will prevent me from getting a student loans, overdraft? etc
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366 Day 1p Challenge 2020
Hi everyone Welcome to the 366 Day 1p Challenge for 2020! The rules are simple - every day you put aside an amount between 1p and £3.66, covering all the incremental amounts in between... You can do this starting at 1p and working up, or start at £3.66 and work down, or just put aside whichever amount off the list you'd…
