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Alternative living, off grid...Static, Camper, Boat?
Im seriously looking at getting out of conventional living, our rent/rates/energy totals will soon hit £7200+ per year, off grid is looking more attractive day by day With a £10,000 budget i could JUST scrape a static caravan but annual site fees might be a problem A campervan/motorhome needs insurance and MOT/Tax Unless…
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A little bit more
No: ? Paid today £100. mbna cc. £235.04/£8700
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Housing benefit debt after death
Hi, my father passed away last month and he had some debts. He owes money to housing benefit as he never declared a private pension he had (he don’t realise he needed to). It’s quite a lot of money so just want to see where we stand. Is there we any way we could get these debts written off. My dad was disabled and had…
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Challenge to make an extra £10 a day May 2022 ~ all welcome
Hello everyone and welcome to the challenge. The purpose of this challenge is to try and make an extra £10 a day on top of your normal income to help things along eg paying off debt, making savings, paying for holidays, overpaying mortgages. If you feel £10 is too much why not start at £5 (or less if you want) or if you're…
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Lose pounds, save pounds challenge
For everyone that needs to lose weight and save money I thought it would be a good idea to mesh the both and double the motivation? I need to lose nearly 30 kg and I thought, wouldn’t it be a great idea to save money for each kg I lose? I can celebrate like that and get more cash in my savings! So, my personal goal is save…
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Lowell/Overdales letter
Hi there just come on here for some advice, I have several defaults with Lowell, they have now passed my debts onto Overdales (which I understand from here is a part of Lowells) They are threatning legal action which I had from Lowells anyway. I have 4 debts, one default is Aug 2016, so is statue barred in a few months,…
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1p challenge
Hello can I be added to the 1p savings challenge please?Haven’t posted since 2012(!) so not sure if I’m in the right place…..
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Interest charges
What is the maximum percentage a loan company lawfully charge on a loan of £400 for 77 weeks ?
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Please add me
Hello. My first post...... £3400 debt cleared by Christmas 2022. Thank you very much
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Challenge to make £10 a day November 2021 ~ all welcome
Hello everyone and welcome to the November challenge. This is the 169th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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Help! Payplan threatening to shut down our DMP because no fixed abode 😧
Hello there👋, Hubby and I have been on a Debt Management Plan with Payplan for about 14 years - as the big financial crash hit - and we are very very grateful for it. Unfortunately we had to leave our rented accommodation in 2009 due to loss of income and have been homeless ever since, living in a caravan on various sites.…
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Challenge to make £10 a day October 2021 ~ everyone welcome
Hello, welcome to the October challenge. This is the 168th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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Outstanding October's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during October. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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2021 1% Challenge
Welcome to the new home for the 2021 1% Challenge - 100 ways to make your 1%. Little Miss Uni debt started this amazing thread and Adventurewanted continued it 2020. I really found this challenge helped me when I was in debt previously and was disappointed to see it hasn’t continued into 2021. I know it’s late in the year…
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Challenge to make £10 a day September 2021 ~everyone welcome
Hello, welcome to the September challenge. I hope everyone's had a good summer and is raring to go to make some extra cash this month. This is the 167th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where…
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survey troubles :(
First tried swagbucks who said i already had an account (which i never have), tried reset password which said i didnt exist encountered errors and to contact them. Second tried Ipsos, signed up and when confirming email got a message "Thanks for your interest in our community, but we are looking for people with a different…
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Mortgage defasit
Hi. Any advice welcome. We took out a second mortgage around 10 years ago. 6 years ago I left my husband and the house. A few months later the house was repossessed. Few months after that my husband passed away. This was 6 years ago. The house sold,the 1st charge was paid off but thier wasn't enough to pay the 2nd charge.…
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Challenge to make £10 a day August 2021 ~ everyone welcome
Hello and welcome to this challenge to make extra money this month. This is the 166th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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Challenge to make £10 a day July 2021 ~ everyone welcome
Hello and welcome to this challenge to make extra money this month This is the 165th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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Challenge to make £10 a day June 2021 ~ everyone welcome
Hello and welcome to this challenge to make extra money this month :smiley: This is the 164th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…