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Discussion List
Frugal Fox's CCCS Journey
Morning all... Well this really is the morning after the night before. For those who can remember that far back - our budget has always been tight. However we were meeting commitments (not always on time!). However in July we hit a sticky problem. I miscalculated which day my husband got paid - by seven days - the cheques…
Tondella's (epic) debt-free journey
Hello there! I've been a member of this board for nearly a year now and started my debt free journey last November. Briefly, OH and I got engaged and decided to tackle our credit card debts with the aim of being debt free for when we want to have children. After a big flurry of activity in the first few months as we set…
6 months on from 'lightbulb' my DFW journey so far
6 months ago I wrote my first entry on here having just had my lightbulb moment. Our debts were astronomical and far higher than I thought infact 12k more at nearly £37k. I never put my SAO on here and I don't know why not maybe because I was ashamed at what we spent out at and I knew spending £300 a month on clothes was…
my spending dairy
hi i hope you dont mind but im going to put my spending habits down on this thread as it has been sugested that i start a spending dairy for a month to see how much money i waste (if i put it on paper i will only lose it) feel free to coment if you feel im doing somthing wrong so here it gose monday 29 may sainsburry…
carrying on with my debtfree journey..
Just wanted to say that although I don't contribute much I do log on every day and read all your posts. I have had some real inspiration from all of you and it has made me look at every aspect of our financial situation and review it. I have sent complaint letters to our endowment companies and started on the road to…
I'm on a money saving journey
Hi all, Well after subscribing to this site for over a year now I have finally joined this chat forum. I just wanted to join to say thank you to Martin who is the guru! Also, I have decided to move back to my Mum and Dad's house (I am 23) to get rid of my debts and save up money to leave the country and marry my Australian…
Raquela's debt journey...
Hi, all Have decided to start a thread for my debt problems, which ain't great to say the least! My situation is a little different; I'm 29, in the 2nd year of a 4 year degree. I have no regular income other than my grant / student loan, and an access to learning payment. My breakdown is as follows:- Cahoot Flexible Loan :…
Starting My Debt Free Journey
Ok.. Here is where I am at right now. I'm a 3rd year undergraduate student, I finish this degree in June and would like to study for a masters come September for one year. There is a problem, I owe MONEY. It cuold be worse and I'm trying not to get to scared over it but it has been getting gradually worse to the point that…
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MSE News
Martin Lewis: Do you have a legal right to return goods bought instore? Most get this WRONG!
You DON'T have a legal right to return goods bought in store if you change your mind, warns Martin Lewis in the lead-up to Christmas. The MoneySavingExpert.com founder explains your consumer rights in the latest episode of ITV's The Martin Lewis Money Show Live.
Scottish Budget 2024: Income Tax and benefits changes confirmed – here's what they mean for you
Scottish Finance Secretary Shona Robison has announced changes to Income Tax thresholds, benefits and Stamp Duty in the Scottish Budget. We've rounded up the key changes and what they mean for you.
How to bag a cheap, sustainable Christmas jumper... from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, then feel pressure to buy a new one the following year. That's neither MoneySaving nor good for the planet, so what can we do about it? I have a few ideas...
Co-op member? You've got less than a month left to use your rewards balance – or lose it
If you're a Co-op loyalty scheme member, check now if you have any cash left on your rewards balance, as any unused amounts will expire on Tuesday 31 December.
TV licence fee to rise by £5 a year to £174.50 from April 2025 – here's what you need to know
The annual cost of a standard colour TV licence will rise to £174.50 from 1 April 2025 – an increase of £5 on the current price of £169.50 a year – the Government has announced.
Tuition fees and maintenance loans to rise in Wales – here's what it means for you
Universities in Wales will be able to charge full-time undergraduate students up to £9,535 a year from 2025/26, the Welsh Government has announced today (Wednesday 4 December). Student living support – also known as maintenance loans and grants – will also rise by 1.6%. Here's what you need to know.
Nationwide hikes FlexPlus packaged account fee by £60 a year – should you ditch and switch?
Nationwide has raised the fee on its popular FlexPlus packaged bank account from £13 to £18 a month – a £60 a year increase. So now's a good time to check if you're still getting value from the perks or whether you should ditch and switch.
'I got a £430 refund for my son's faulty PlayStation after following Martin Lewis' tips' – here's how to enforce your consumer rights
A MoneySaver who'd initially been fobbed off by Argos after her son's PlayStation 5 broke has now secured a partial refund worth £430 after following tips in a social media post from Martin Lewis. The MoneySavingExpert.com (MSE) founder had highlighted that your legal rights when goods are faulty are with the shop you purchased from, NOT the manufacturer.
TV licence fee to rise by £5 a year to £174.50 from April 2025 – how to delay the hike
The annual cost of a standard colour TV licence will rise to £174.50 from 1 April 2025 – an increase of £5 on the current price of £169.50 a year – the Government has announced.
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