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My journey to being debt free.
Heres to my journey on becoming debt free (hahaha she says) My names Sarah and im 26. I live in rip off Surrey, with my OH keith, and my son aged 8.5 yrs. I work as a domicillary (carer for the elderly in the community.) and I work varying hours. 1 week i may be over run others i may be struggling to get work as its an…
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Immoral_angel's Debt Diary
:beer: Hi, my name is Sarah and need to get our debts sorted out. I'm 21 and personally I have £3261 worth of debt from credit/store cards and a personal loan. My husband, Steve is 28 next month (november) and he has £2844 worth of debt to one credit card, a loan (Dell) and 2 debt collection agencies (He was naughty with…
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A Fool and Her Money- CAFCGIRL's Debt Diary
Hi All, Apologies in advance for the self indulgence, but like those above me, this is my one way of keeping track on myself!:o Besides this way I feel like I'm more responsible and answerable to the gods of the board to keep this struggle an uphill one! So heres the gory details, I'm 22, sharing a flat, close to city…
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I gave birth this morning......update & photos page 8
I really did it! I'm still in hospital, it all happened in a bit of a rush, 2 hours from start to finish! Sorry I didn't get chance to start a thread! Will update more this evening, from home hopefully, but we're all okay and Natasha is gorgeous! Typing this on my mobile so not very DFW, and no idea how it works really,…
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And so it begins ... the ROG fan's journey to DFness
I am fed-up with being in debt, and have decided to do something about it. I have an £850 overdraft with my current bank, Lloyds-TSB (although I have just opened an overdraft-free account online with Alliance & Leicester). I have £5,868.73 of an Egg loan to pay off (£207 a month at 6.73% interest) and I have an…
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Mission:Control - MinnieSpender's DFW diary
You know that it isn't real You'll disappear in a black hole You know that it isn't real Floating out of control ... Oh Wow* Hello chaps and chappettes Having read many of the debt diaries, I thought it might be time to taketh the bull by the horns (strong words for someone who dislikes blood sports) and join in.…
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Debt Free by 40 Debt Diary
I've decided to take the plunge and do a diary to keep me motivated. I'm 36 and since I've been 18, I've done the spend, debt, consolidate, spend, debt,consolidate cycle. In 2003 I split with my partner of 14 years and I actually had 5k in the bank to furnish my new house. Stupidity and a desire to furnish it quickly along…
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Animateme's debt journey
Hi I'm new, I discovered this site tonight between washing up yukky pots and prepping for a lesson tomorrow. I am so happy I am not alone, my debt problem has been an awful experience, but there is comfort in knowing you guys are here. I knolw now If you find yourself in a hole, then stop digging... My wife and I are up to…
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My Debt Free Journey starts today
Hi all I am so pleased that I listen to Jeremy Vine on Radio 2 every day and therefore have been listening to Martin Lewis. I finally plucked up the courage last night to visit this website - mainly , I admit, to get the dowloaded letter to reclaim bank charges. Im hoping for a VERY large payday on thats score. OK - so…
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Update from Lynzpower
Edit- just found my original thread :)http://forums.moneysavingexpert.com/showthread.html?t=154934 Sorry to steal your thunder Scottish Spendaholic, but Ive been thinking about how I dont have one of these mini-blogs and it might help my motivation, which is well on the wane at the mo. As I have some time, Im going to…
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My Journey To Financial Freedom Begins
I Would First Off Just Like To Say, You Guys Are All Amazing! I Have Been Reading Lots Of The Threads Over The Past Couple Of Weeks And I Am Very Taken Back By The Levels Of Support People Offer. I Guess My Main Reason For Starting This Thread Is I Want To Get Away From The Feeling Of Isolation My Situation Has Given Me. I…
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My debt free journey
Way back when I joined MSE in August 2006 I was 6 months into my Trust Deed. I also had not told my parents about the magnitude of my debt (all £20,519 of it :eek: ) this excluded my car HP. Although all looked fine on the outside I was still struggling to spend within my means. I was spending the money that was supposed…
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Frugal Fox's CCCS Journey
Morning all... Well this really is the morning after the night before. For those who can remember that far back - our budget has always been tight. However we were meeting commitments (not always on time!). However in July we hit a sticky problem. I miscalculated which day my husband got paid - by seven days - the cheques…
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Tondella's (epic) debt-free journey
Hello there! I've been a member of this board for nearly a year now and started my debt free journey last November. Briefly, OH and I got engaged and decided to tackle our credit card debts with the aim of being debt free for when we want to have children. After a big flurry of activity in the first few months as we set…
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6 months on from 'lightbulb' my DFW journey so far
6 months ago I wrote my first entry on here having just had my lightbulb moment. Our debts were astronomical and far higher than I thought infact 12k more at nearly £37k. I never put my SAO on here and I don't know why not maybe because I was ashamed at what we spent out at and I knew spending £300 a month on clothes was…
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my spending dairy
hi i hope you dont mind but im going to put my spending habits down on this thread as it has been sugested that i start a spending dairy for a month to see how much money i waste (if i put it on paper i will only lose it) feel free to coment if you feel im doing somthing wrong so here it gose monday 29 may sainsburry…
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carrying on with my debtfree journey..
Just wanted to say that although I don't contribute much I do log on every day and read all your posts. I have had some real inspiration from all of you and it has made me look at every aspect of our financial situation and review it. I have sent complaint letters to our endowment companies and started on the road to…
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I'm on a money saving journey
Hi all, Well after subscribing to this site for over a year now I have finally joined this chat forum. I just wanted to join to say thank you to Martin who is the guru! Also, I have decided to move back to my Mum and Dad's house (I am 23) to get rid of my debts and save up money to leave the country and marry my Australian…
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Raquela's debt journey...
Hi, all Have decided to start a thread for my debt problems, which ain't great to say the least! My situation is a little different; I'm 29, in the 2nd year of a 4 year degree. I have no regular income other than my grant / student loan, and an access to learning payment. My breakdown is as follows:- Cahoot Flexible Loan :…
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Starting My Debt Free Journey
Ok.. Here is where I am at right now. I'm a 3rd year undergraduate student, I finish this degree in June and would like to study for a masters come September for one year. There is a problem, I owe MONEY. It cuold be worse and I'm trying not to get to scared over it but it has been getting gradually worse to the point that…