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The Rich Got Richer?
One thing I have observed regarding salaries since the economy crashed is that many salaries went up. As I have been a consultant during this period, I have worked in many companies and seen pay rises to be common-place throughout this time. There is a balance though - if you split a company into senior or junior positions…
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About time landlords and some proper updated legislation
I am endlessly reading about gay couples and ethnic minorities taking businesses to court for treating them differently in that they do not provide the same service as they might to a hetrosexual or white person, and quite rightly so in many cases. But looking at some rental property in Saffron Walden over the weekend it…
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The coming robot zombie apocalypse of... Slapstick Comedy
http://gizmodo.com/at-the-darpa-robotics-challenge-we-saw-a-lot-of-robots-1709545034#_ga=1.215566612.2029516078.1433667850 Clearly only those with a more observational style will keep their jobs.
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At least 10% Housing benefit cuts could be on the way
http://www.24dash.com/news/central_government/2015-06-04-Housing-benefit-to-be-targeted-in-Osbornes-welfare-cuts-IFS This Government should be aiming for a much bigger percentage, maybe they are. Over the next 10 years as things stand the UK is set to pay on housing benefit alone of £1/3 Trillion, how much social housing…
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#GoodNews European economic sentiment index 'ESI' increases
GoodNews: As a whole, the Euro-zone looks set to have grown slightly faster than major international rivals such as the UK and the USA in Q1 2015. RealityCheck: Q1 2015 GDP growth: Spain +0.9%, France +0.6, Italy +0.3 over previous quarter, while growth in UK & Germany slowed to +0.3%.
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The Cumming Zombie Robot Apocalypse.....
....of those little cards you used to get in phone boxes advertising "O' Levels", "A' Levels", "Greek Lessons" and so on. http://www.economist.com/node/21611074?cid1=d/dsp/Outbrain/dyn/21611074/20150520-00:00am/paid/display-LA/BR-LC/BRPII/none/subs/AU/BR-MIT Definitely worth a read....
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Importing workers
This one all seems a bit stupid to me... The London Ambulance Service is experiencing a rather large crisis in recruiting, and keeping Paramedics. UK based paramedics are leaving the profession at rates of up to 30 per month. So basically, paramedics are being priced out of London by high living costs. So what do we do? We…
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Nationwide YoY down to 4.6%
I know we don't really do house price indicies anymore but this and the recent land registry continue to show yoy [STRIKE]declines[/STRIKE] oops slowdowns. It will be interesting to watch the next few months to see if moderate price increases are the new normal or whether the slow down since last summer was just a…
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Madness in the London Housing Market
Million pound council flat. http://www.standard.co.uk/news/london/madness-in-the-london-housing-market-tiny-excouncil-flat-on-the-market-for-115-million-10269280.html
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UK housing: The £24bn Property puzzle
http://www.ft.com/cms/s/0/ad851b70-fd76-11e4-b824-00144feabdc0.html#slide0 (free registration required) Continues...
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Sex 'n' Drugs 'n' ZIRP
How can the Fed (US Central Bank) increase interest rates when they are terrified of the market response and a third of traders on Wall Street have only worked when interest rates have been ~0% http://krugman.blogs.nytimes.com/2015/05/29/sex-and-drugs-and-zero-rates/
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US Q1 GDP numbers and Interest Rate rises?
http://www.bbc.co.uk/news/business-32931189 Is this in any way true, I thought US GDP figures were Q on previous Q change at an annual rate? Whatever the actual figures are, does this mean that the end of zirp in the US is pushed back again?
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Crowd funding buy to let houses
Anyone else think this might have serious implications for more up side in the market ? I'm tempted to say it could be quite a game changer, culturally crowd funding In the UK is very popular and lots of people all over the world with saving might see this as a clever bet. I predict the boom of booms (2012- 2024) coming…
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Will we see a worse financial crisis than 2007 in the next few years?
Europe in a mess...50% higher debt levels than 2007 globally....China property/Stock Bubbles....Stock markets at all time high...London property....Trillions in Q.E..... I am very bearish on the whole worldwide economic situation so read and watch lots of "doom" laden financial media. Does anyone away from negative…
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UK & London VS France & Paris housing and HPI
HPI From 2010-2015 Paris +23% France +4% ile-de-france** (excluding paris) +8% Greater London +40% England & Wales +11% SE England +18% But this also masks the fact that house prices are already much higher here, the only data I could find was that in 2005 the average UK house was 75% more expensive than the average French…
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Why the MPC should cut interest rates....
...according to one bloke anyway: http://mainlymacro.blogspot.in/2015/05/uk-monetary-policy-is-too-complacent.html
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Is it really that hard?
I get really fed up hearing about how hard it is for youngsters these days. We'll not only youngsters, anyone really. When I started work my pay as a graduate was £2800/year. My house cost me £5,000 two bed tiny terrace interest rate 6% Forty years later my salary is £28,000 - 10 fold increase House prices £250,000 - 5…
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1.3m right to buy HA
I see this has been announced in the queens speech - 1.3m HA rtb and 20% discounts. How will this effect house prices?
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insurance policy maturing
What product is this??? I have friends that occassionally say "I have an insurance policty maturing" and then they "seemingly" get a load of cash. What is it? A life policy? What are you insuring??? Is it an investment? Any help appreciated. I could ask them of course, but don't want to look stupid.
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David Cameron takes hit as France and Germany agree closer EU ties
Appears as Cameron has been out manoeuvred. http://www.theguardian.com/politics/2015/may/25/germany-france-eurozone-integration-no-lisbon-treaty-change-david-cameron
