Credit cards

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Perhaps no sensible person on here would ever fall for this scam, but I did, so I'm going to share what happened in case it helps someone. I could never understand how people could be caught out by dodgy phone calls and give away banking details over the phone, so I've always assumed something is a scam unless there is…

This was entirely my fault, but in case anyone else sometimes fails to read the small-print then the 22 month interest free offer from MBNA is not entirley what it seems. So when you see the following.... ...you may (fairly reasonably) expect to be able to make purchases on the card for 22 months @ 0% interest. But that's…

Finally got rid of my credit cards, cancelled and cut up 13 of them, here they are in the dustbin. Started many years ago when interest rates were very high and would transfer from one to another. Now just keeping one with £0 balance. So my message to you all is don't give up you can be free of them it just may take a…

From the AmEx offer on my account it looks like B&Q now accept AmEx (Instead of paying via PayPal). The offer is in store only. Spend £40 or more, get £5 back

Hi, I have been in debt since the age of 18. I am 49 now. I am paying off a DMP with 6k left. I have 5 credit cards, all with a 0 balance. I log on every day and it fills me with joy to see a 0 balance. I use them but pay them off in full every month so I never pay any interest. This is my 3rd and final DMP. I'm so happy…

The Santander Edge credit card fees are going up to £4 a month. Not sure if this is just for new customers. Also the 2% cashback introductory offer is no more plus the £15 a month limit for cashback has been reduced to £10 https://www.santander.co.uk/personal/credit-cards/santander-edge-credit-card

Just a heads up as I got an email about a new cashback credit card from Lloyds Bank for those that are Interested. Here’s what it offers: 

Hi Everyone Just a quick reminder for long term users and a heads up for new users: if you spot any genuine Spam on this board, could you all please hit the spam button - it helps the forum team deal with it much quicker if we all work together to get it bashed. Please don't reply to the spam as this will just keep it at…

I've a NatWest 0% interest purchases card. The 0% expires next month, and I'm going to pay it off before then. I've just had an offer of £30 Cashback if I spend £600 - £300 per month, in the next two months. It looks like a targeted offer, but worth watching out for in the app.

https://www.amazon.co.uk/test/dp/B0BH98211K Doesn't let me apply yet, but I'd be ineligible on account of holding an existing Barclaycard. £50 reward for signing up 1% at Amazon, 0.25% elsewhere (boosted to 2%/1% for first 6 months then 1%/0.5% for months 7-12) 4% rewards during "key shopping events like Prime Day" No…

I've received an email from Nationwide this morning advising me of changes to the Select credit card from 1 December. The only notable change is that cash rewards are ending. I'm not surprised, and it was only 0.25% anyway, but it was better than nothing.

Santander have launched a new credit card, paying up to 3% cashback, with no f/x or annual fees. Details at https://www.santander.co.uk/personal/credit-cards/santander-rewards-credit-card

For the past 8-10 years I've been the happy user of a Creation credit card which I took out because, at the time, it offered foreign currency transactions without the usual 2.75-3% exchange fee (and thank you again Martin & team for alerting me to it way back then). I've always paid the card off in full every month, and to…

Today I received a replacement Barclaycard Visa Cashback Card (still on the old 0.5% cashback offer), thought I'd try adding to Google Wallet - and wow, it actually worked!!!! After adding it, I had an email from Barclaycard saying it had been activated successfully. Quite amazed it putting it lightly. I was ready to ditch…

An update on the Chase website implies a Chase credit card is imminent, potentially later this month: Coming soon: February 2023 update | Chase UK I've got high hopes given their loss leading Current Account offer.

Hello, I have a Nationwide Credit Card. This morning I received notification from ClearScore that 'A credit agreement is being added to your report'. I logged in and saw that my current Nationwide CC is being removed from my account and a new Nationwide CC is being added to my account (new account number). I logged into…

Hello All, I got a letter over the weekend advising that my Partnership card is essentially going to be shutdown since John Lewis is moving away from the HSBC offering to a new Credit Provider called New Day.I have had this card for many years and I liked the fact that you got John Lewis Gift Vouchers on the money you…

Not quite so generous. £15 spend needed for £5 cashback, and Max 5 retailers this time

Just received email from Barclaycard We’re relaunching our Barclaycard Cashback Rewards service in the app and changing the name to Barclays Cashback Rewards. Keep an eye on your inbox for more news and updates soon. Wonder what other changes are in the pipeline beyond the name change ?

A couple of weeks ago, I logged on to my MBNA account and immediately saw that there was something wrong - the total owed was about £1,200 when it should have been about £50. A closer look revealed three fraudulent transactions a week earlier - two debits and (very strangely) a £50 credit. There was no way that these could…