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Credit cards
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Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.6K comments
Most recent: Stooze pot as emergency fund by maxaxe
13 October at 8:08PM
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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Yonder Reward credit (or debit) card
Searching for reward credit cards online, and Yonder came up. I can't find anything about Yonder on MSE website or forum, but there's a couple of posts on Reddit. It sounds brilliant, but remembering the mantra "if it looks too good to be true, it probably is....." makes me suspicious! And if it's that great, why hasn't…
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Barclaycard Letter
Noticed a transaction on my barclaycard last night that I didn’t recognise so was gonna call them today, anyways before I could call today I had a notification that my barclaycard had been removed from my apple pay so called them up, they said my card has been suspected for fraud use in the past couple of days and they…
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Credit cards income restrictions
Hi, Apologies if this has already been asked elsewhere.😊 I'm looking into applying for a credit card at the moment, and I can see some have minimum salary requirements, e.g. must be earning above £7000 to apply. I fulfil that criteria for now, but I just wondered, what would happen if I lost my job or had a period between…
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Can I get Apple TV perk with Barclays 0% interest credit card?
Next month, I am planning large purchase (£6K). I usually put things like this on a 0% interest credit card, pay it off over 12 months, then close the card. In the MSE newsletter there was an offer for 12 months free Apple TV with a Barclaycard balance transfer credit card- is there a way to get this perk with the 0%…
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LLoyds Ultra1% cashback coming to an end.
The Lloyds Ultra credit card has been great but the 1% cashback drops to 0.25% after a year. Also great for using abroad. If I cancel the card would they let me take out a new card at 1% cashback straight away or would I have to wait? If so how long? Any one tried this?
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AMEX Platinum Cashback Everyday Credit Card
Just got this account. Was wondering when can i access the cash back?
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BT with Chase Credit Card
Has anyone else had an issue making a balance transfer to a chase credit card? In this case from a Santander All in One (fee free) card to the Chase Card. Santander said it was successful, but nothing showed on the Chase account. After a week the money reappeared on the Santander card as a credit.
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Has anyone used payr?
Thinking of using payr to pay rent using my credit card. I'm happy to pay the 2% fee. Just wondering if anyone else has used it and how they have found it.
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Amazon Barclaycard online banking login
Hi, Could anyone please confirm whether it's possible (or not) to to log in to Barclaycard online banking without use of the mobile app? To access online banking currently I enter my customer number (online) and then receive a notification in the Barclaycard App on my phone which I approve and then I can view my account…
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Nationwide Debit card expiry date
My debit card has an expiry date of Oct 2026 - does this mean the end of Oct or start ? And do I need to request a replacement or will this be automatic ?
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New card
can anyone help me with a question?? I have a capital one account and my card has expired, when searching the website I cannot find the answer, asking me to sign in and having to insert my card number but I can’t sign in because my card has expired!!!
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What can I do with this card?
I recently got a Barclaycard 0% balance transfer card, purely to take advantage of the offer of 12 months Apple TV. But I don't actually have any balances to transfer. My only borrowings at the moment are a residential mortgage and two buy-to-let mortgages. I looked in the Barclaycard app, under interest rates, and it…
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Co-op Bank credit card applications currently paused
Just had a look at the Co-operative Bank's credit card pages, to find this message: We're not currently accepting credit card applications while we update our services. We're sorry for any inconvenience. I know the Co-op Bank is currently updating all manner of their systems, and this looks to be part of that process. Just…
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Section 75 claim - solar installation damage
Hi all, Back last December I had a solar panel install from a national company. All Seemed OK until early January when there were heavy rain storms. I was sitting in my lounge when I noticed water running down a corner wall. On inspection of the loft, I noticed that a lug bolt from the panel rails had clearly gone in…
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Barclaycard offer question
Barclaycard normally give me a 0% BT however this month have not they have given me a 5.9% offer until October 2028 with a zero fee. Does anyone know if that 5.9% is total for the two years. It reads as if it is but just wanted to check in case I needed to use at some point.
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Barclaycard new customer Apple TV+ offer?
Evening, I signed up for the Barclay card on the 11th Sept, it was accepted and I have the card which works fine. Has anyone else who signed up had the Apple TV+ code through at all? regards, Greg
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Halifax credit card
Apologies if this has been discussed.. I have a Halifax cc that I use for BT that currently is at zero. I've changed apps to Lloyds as instructed and now am unable to see an offers as it's not a Lloyds cc. What am I best doing before the time comes that I need to shift some debt? Cancel Halifax card and apply for a new BT…
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AMEX payment app issue.
I pay my card manually as a direct debit comes far too early for me. When I try and pay via bank transfer in the Amex app, it takes me to Lloyds app and all seems ok, when I''ve competed at Lloyds is redirects me back to the Amex app, but the Amex app has logged me out and no sign of payment I tried a few times but always…
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Can't get any offers with soft checks
I used several eligibility checkers but they all came up with no offers not even for credit builder cards. Depending on what website I use, my credit score is in the 700s or 800s although some of them failed to verify identity. My salary is zero because I'm unemployed and living off substantial savings, is this likely to…
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Inadvertent payment on Barclaycard Rewards with 0% balance outstanding
I have an unexpected charge on my Barclaycard Rewards card from Google Wallet (details here). It's a nuisance because I have a 0% balance transfer running with some time to go on that card - and I have avoided using it for any purchases (or advances). Obviously I want to avoid any interest charges. The 1% minimum payment…
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