Credit cards

Apologies in advance for what may be a stupid question, and the long thread for what is essentially one pound of interest, I am just trying to understand how things work I’m a bit embarrassed asking this as finance is actually my area, but consumer credit is not something I’ve ever touched either professionally or…

I just applied for a Tesco bank credit card as I'm very close to my 12 month interest free ending this month. Dismayed to be turned down though, whereas a year ago had no problem with Virgin money (the card I'm wishing to transfer balance from). It said on the decline page they used Transunion. I was hoping to apply for a…

I owe £24000 on credit cards. Most of them are reaching the end of the introductory offer at 0%. My credit score is OK according to my bank app and just 4 points off good. Although I earn a decent wage, I have ADHD and seem to have a problem shuffling my credit cards. Would getting a loan at 6.1% be better and pay it off…

I have just completed a booking for a restaurant which couldn’t take payment of the deposit by credit card over the phone, but sent me a payment link. After I’d put in my card and personal details, there was no way to progress the payment without saving my card details through an entity called “stripe.com”. I prefer never…

In the middle of my holiday Nationwide blocked my card. I kept trying to use it thinking it was just some transaction/contactless error like you sometimes get. When I got home they'd sent a letter telling me it was blocked. I complained because 1. they shouldn't have blocked it, there was no fraudulent activity and 2. they…

My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?

Hello, I had an AMEX Cashback Everday with a £15,000 limit. I manually changed the credit limit to £2,500 (long story) at the same time as taking out a new AMEX BA Premium card, again, with a £15,000 limit. My credit score has taken a really big dip across all CRA’s as a result of decreasing the limit. My question is, if I…

A while ago I had a large purchase to make. I had the money in savings but decided to keep my savings and make the purchase using a Tesco 0% spending card while just paying the minimum amounts. The 0% period is nearly over and I planned to pay the card off with my savings until I received an offer from another of my…

Apologies if this is not the place. Can anyone tell me if Swagbucks Gift Cards for Tesco, can be exchanged for groceries or are they for non-food items only ? Don't want any gifts but could sure use the groceries !! Thank you in advance. Can;t find any info on the Swagbucks site about this.

Hi All The first time I have used a balance transfer in ages, I got a e-mail from Barclaycard (Thursday evening), stating the transfer has been completed, but the balance is still showing on the other card today Saturday. Does this take a number of working days to show the other end and wipe the other card balance. I might…

I have a credit card at 0% Barclay Card and the minimum payment on 5000 is about 185 a month. I read somewhere they were cutting the minimum payments but that hasn't been applied. Is there a way of finding out the minimum payment before applying for a balance transfer? Or do I contact Barclays and ask for this new minimum…

is there any one that know section 75 law well recently I purchased a dash cam and fitting from halfords with my amex card they spent nearly 3 hours trying to fit it before giving up. doing around 1300 pounds worth of damage to my dash board and cars interia trim. they refunded me for cam and fitting and admited damage I…

Just spoke to Amazon Barclaycard. Apparently those of us that are still getting the RG105 error and can't register out card using the app, will either be text or emailed on Tuesday to phone in and register our cards over the phone. (Funny as it's day 1 of Amazon Prime Days) Don't hold your breath

Oh guys! I need your advice! I came across a link on Facebook last night offering a Stanley Cup for £3 (I should have known!) I paid the £3 by my credit card and then realised afterwards it’s signed me up to a subscription with Azbuds for £45 a fortnight! I have emailed them to ask them to cancel this ASAP (as advised to…

So I just received an email saying Your package from Bezos DPA has been dispatched. Amazon Shipping will organise delivery. It has a button "Track Package" with a tracking number. When I click on the button it takes me to a site that claims the tracking number does not appear to belong to my account and asking me to…

I carried out one transaction on last month's MBNA credit card which was a PayPal transaction and I have been charged an additional cash fee which was for a few pounds. This has never happened before. Is this a new MBNA fee? 

Hi all, I have a credit card that I always use for spending overseas and for overseas websites, but recently payments have been getting declined and the bank is blocking my card and I have to call the fraud number to get it unblocked. This has happened 3 times on the same website and I have had to call 3 times to get it…

Anyone know one? Very deaf and can't get the hang of Relay. Otherwise getting a visit from a helper or sending a letter. TIA

Hello all, and thank you for accepting me! I really need some help. I recently found out that we have a lot more debt than I thought. My husband deals with all our finances, he always has done. I knew we had quite a bit of credit card debt and a car loan, and a loan he’d got out in an attempt to control our CC debt. We…

Hi, I am looking for advice on which credit card provider to approach. I booked a Vienna hotel for 7 night s via Speedybookers and paid with my Sainsbury's Mastercard. On arrival at hotel there was no reservation for me and no room, so I had to rebook the whole 7 nights in another hotel, this time via booking.com and using…