-
Curve support (no receipt emails)
Hi I've been a happy user of Curve's payment card, mainly in order to free me from Barclaycard's horrible contactless payment app. That was until recently when I discovered that it had stopped emailing me transaction receipts. I raised it with support nearly a month ago and they prompted me to do the usual app…
-
Credit card dilemma on cruise
I'm going on a 51 day cruise. I have to register a card (they prefer credit) when I embark, then I'm given a cruise account card to spend on board. Apparently each time you spend money, they put a hold on that amount but don't bill you until the completion of the cruise. My problem is I'm likely to exceed my £2000 limit…
-
Transferring three credit cards onto one
I have just under £8,000 across three credit cards which were balance transfers previously. I'd like to have them all on one new 0% card if possible. My credit scores are 875 with Clear Score, and 973 with Experian. I have searched for BT cards with these agencies, and I am pre-approved for a Virgin card via Experian. One…
-
John Lewis Newday
Does anyone have the details for paying John Lewis Newday accounts by standing order? I know the account number is the reference but I'm after the bank account and sortcode details. Thanks if you can help
-
Amazon / NewDay Mastercard closure - points to gift vouchers - anyone's been updated?
According to Amazon's site, any outstanding points balances were due to be converted and appear as Amazon gift certificates by the end of December 2022. I closed my account soon after the letters went out about the relationship ending, don't know if that's done me over but seeing as the card was due to close anyway, seemed…
-
Debt Consolidation Loan to clear credit card balances - Advice needed please
Hi, I have 3 credit cards with their outstanding balances in total approx. £4500. I am looking for some advice on the best way to clear the balances in full this year. I can obtain a loan for £5000 over a 3 year period or would it be more favourable to my credit file and potential mortgage lenders to just over pay the…
-
Does Amex “really just accept anyone” as some people say?
Hello, hopefully people can share a bit of light from their experience. I’ve seen on this forum and others, people often saying that Amex just accepts anyone. I’ve seen people with thin credit files be accepted, as well as students with no income getting excessively large opening limits. I’ve even heard people say they…
-
Is it possible to pay remaining mortgage balance with credit card?
Morning All I am coming to the end of a fixed rate mortgage. I'm thinking that the balance at this point may be small enough (less than £25k) to somehow move to a cheaper method of borrowing? Balance transfer credit card? Is this possible somehow? New mortgage rate (if I were to remortgage) is likely to be at least 5% as…
-
Santander Zéro unexpected charges
I've had my Zero card for years and never incurred any charges. On my last 2 statements there are Quasi cash interest charges. I can find no explanation for this on Santander's site. Any ideas?
-
New John Lewis Credit Card warning!
The old partnership card expired so i took out a new JL card. Id just done some work on the Kitchen so took the opportunity of doing a balance transfer interest free. However what i find out is that any other use of the card for petrol, food, gifts etc incurs a interest fee from the point of use, you do not get your 30-45…
-
Halifax Clarity Card
I know acceptance for any financial product is subjective to many different factors, but have any of you on here been accepted for a Clarity Card with less than ideal credit history? At present, I don't hold a single CC but like the idea of the clarity card for travel purpose.
-
Credit Card to buy a car?
So early next year thinking about buying a Car, I dont do loans for PCP, I like to buy the car out right. So I just thought, you can get 24month intrest free cards and could I put part of the value of my next car on that credit card, I usally get £3000 in credit, this would allow me to keep £3,000 in my saving account and…
-
Credit cards
Hi there 1 have 3 credit cards with balances on them 1 is interest free for 29 months (no spare to transfer others ) 2nd is 12 month’s interest free 3rd 11 months interest free with lowest balance should I pay the lowest balance first over 11 months and pay as much as possible to clear and pay minimum on the others or…
-
Mastercard priceless refunds
Hi! Can anyone help with some advice please? I bought 2 tickets to the theatre through the London theatres and Mastercard priceless promo but cannot go because I live in the south and the trains are on strike that day. Can anyone tell me if I can get a refund through my credit card on these? The small print on the tickets…
-
Personal cc letter arrived with business name on it
Today the other director of my business (& my other half) handed me a letter addresses to me with our company name on. As it had our company name on he had opened it as he's sorting financial papers in prep for the annual return. My name is the main one on our company bank statements. But this wasn't related to the…
-
Credit limit
Hello, I have had an unpleasant situation yesterday where I got a sms from First Direct saying that two of my transaction have been suspicious, it turned out it was five in total. My Credit Limit is £3000 which I actually never use so I could easily reduce it to £500 to reduce the damage if this should ever happen again…
-
Recurring payment query...
Not sure if this is the correct/best Forum to Post, but here goes - About 12 months ago I paid for access to a 'well known' genealogy (family tree) research website/app. I don't recall it being an 'automatic renewal' payment. First thing I knew was a few days ago, I spotted a 'Pending' payment in my credit card app. I…
-
A bit worried about my AMEX DD (due today)
Happy 2023 to all! I am a bit worried about my AMEX DD, set up to pay my statement in full from my FD current account roundabout at the start of the month, specifically 2nd January (=today) this month. I know it's bank holiday, but does this mean it will only be deducted tomorrow? It's not showing in pending authorisations…
-
Credit card advice - what to do next
Hi I have 3 credit cards. A tesco card with a balance of £1603 and a credit limit of £4900 A Sainsbury card with £2419 with a limit of £8000 however
ive just received a letter offering to increase this. A natwest card with £0 balance and a limit of £9200 A total balance of £4022 and a credit limit of £22100 The balance on…
-
MSE Credit card club login
This is in wrong category as there didn’t seem to be one for the mse credit card club. I need to check my eligibility for balance transfer and after correctly filling in all the login details, message says thanks for application may take a few days . I’ve had the account for years. What’s the issue? im worrying that a…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
