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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Credit card scammers - warning!
Perhaps no sensible person on here would ever fall for this scam, but I did, so I'm going to share what happened in case it helps someone. I could never understand how people could be caught out by dodgy phone calls and give away banking details over the phone, so I've always assumed something is a scam unless there is…
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Warning: MBNA 0% for 22 Months credit card.
This was entirely my fault, but in case anyone else sometimes fails to read the small-print then the 22 month interest free offer from MBNA is not entirley what it seems. So when you see the following.... ...you may (fairly reasonably) expect to be able to make purchases on the card for 22 months @ 0% interest. But that's…
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Really chuffed!
Finally got rid of my credit cards, cancelled and cut up 13 of them, here they are in the dustbin. Started many years ago when interest rates were very high and would transfer from one to another. Now just keeping one with £0 balance. So my message to you all is don't give up you can be free of them it just may take a…
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B&Q now accept AmEx
From the AmEx offer on my account it looks like B&Q now accept AmEx (Instead of paying via PayPal). The offer is in store only. Spend £40 or more, get £5 back
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Santander Edge monthly fee increase
The Santander Edge credit card fees are going up to £4 a month. Not sure if this is just for new customers. Also the 2% cashback introductory offer is no more plus the £15 a month limit for cashback has been reduced to £10 https://www.santander.co.uk/personal/credit-cards/santander-edge-credit-card
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Lloyds Bank Cashback credit card
Just a heads up as I got an email about a new cashback credit card from Lloyds Bank for those that are Interested. Here’s what it offers:
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Spam Button
Hi Everyone Just a quick reminder for long term users and a heads up for new users: if you spot any genuine Spam on this board, could you all please hit the spam button - it helps the forum team deal with it much quicker if we all work together to get it bashed. Please don't reply to the spam as this will just keep it at…
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New: Amazon Barclaycard
https://www.amazon.co.uk/test/dp/B0BH98211K Doesn't let me apply yet, but I'd be ineligible on account of holding an existing Barclaycard. £50 reward for signing up 1% at Amazon, 0.25% elsewhere (boosted to 2%/1% for first 6 months then 1%/0.5% for months 7-12) 4% rewards during "key shopping events like Prime Day" No…
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Nationwide ends cashback on Select credit card
I've received an email from Nationwide this morning advising me of changes to the Select credit card from 1 December. The only notable change is that cash rewards are ending. I'm not surprised, and it was only 0.25% anyway, but it was better than nothing.
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Anyone else had their Creation credit card cancelled without explanation?
For the past 8-10 years I've been the happy user of a Creation credit card which I took out because, at the time, it offered foreign currency transactions without the usual 2.75-3% exchange fee (and thank you again Martin & team for alerting me to it way back then). I've always paid the card off in full every month, and to…
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Barclaycard finally on Google Wallet
Today I received a replacement Barclaycard Visa Cashback Card (still on the old 0.5% cashback offer), thought I'd try adding to Google Wallet - and wow, it actually worked!!!! After adding it, I had an email from Barclaycard saying it had been activated successfully. Quite amazed it putting it lightly. I was ready to ditch…
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Chase Credit Card
An update on the Chase website implies a Chase credit card is imminent, potentially later this month: Coming soon: February 2023 update | Chase UK I've got high hopes given their loss leading Current Account offer.
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Nationwide CC & Credit Reference Agencies: ClearScore says a new credit agreement added to report
Hello, I have a Nationwide Credit Card. This morning I received notification from ClearScore that 'A credit agreement is being added to your report'. I logged in and saw that my current Nationwide CC is being removed from my account and a new Nationwide CC is being added to my account (new account number). I logged into…
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John Lewis Partnership Card
Hello All, I got a letter over the weekend advising that my Partnership card is essentially going to be shutdown since John Lewis is moving away from the HSBC offering to a new Credit Provider called New Day.I have had this card for many years and I liked the fact that you got John Lewis Gift Vouchers on the money you…
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Amex Shop Small returns 5 - 25 June
Not quite so generous. £15 spend needed for £5 cashback, and Max 5 retailers this time
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Barclaycard Rewards
Just received email from Barclaycard We’re relaunching our Barclaycard Cashback Rewards service in the app and changing the name to Barclays Cashback Rewards. Keep an eye on your inbox for more news and updates soon. Wonder what other changes are in the pipeline beyond the name change ?
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HSBC Visa Credit Card - 10% cashback offer (1st Oct-31st Dec 2024)
Just received an email from HSBC offering 10% cashback for 3 months on groceries, fuel and UK travel (up to £50 per month) with my Visa credit card. 5 purchases or more on the above will be required too. Keep an eye out for an email as you have to opt-in by the 30th September 2024. You probably have to be an existing…
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Credit cards - there is hope
I've been in debt for years at >20%, always paying slightly over the minimum & throwing whatever I could at it here & there. I've not been able to get 0% BTs for years. Then a couple of weeks back one of my cards offered me a 0% balance transfer so I figured something must've changed. I went onto MSE eligibility checker &…
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Creation Finance credit limit reduction by stealth
I am interested to hear from anyone else who
has had a similar experience as my partner recently with Creation Finance or
any other similar company. My partner has had a Creation
Credit card for about 2 years. My
partner puts about £1000 to £1500 a month on the card and pays the entire
balance every month. The card also…
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Zopa CC (if you’re considering one)
Hi all, Just thought I’d share my initial experience of Zopa and their app/CC application. I decided to download their app so I could open a smart saver, I like the idea of the pots and boosted rates (let’s hope they actively increase rates in line with the BoE BR change!). Upon downloading the app and setting up savings…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: When to clear/shift balance by GoodDealSearcher
3 November at 12:21PM
