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Letter writing
These restrictions of travelling being enforced has led me to start writing letters again, especially to my elderly relatives. They are always pleased to receive a hand-written note than something electronic, as I am too. I know the cost of a stamp has gone up recently but to send something well-received for 100 or more…
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When flights go ahead, but you are not able to take them - frustrated contracts
There is a very common situation on this board, where people have bought flights which go ahead, but which they are prevented from traveling on.It seems that the stock advice that is given is that if the flight goes, the supplier has executed their part of the contract and it makes no difference that the passenger cannot…
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Make Christmas special
Here's a simple idea for making Christmas special for another household - maybe they are self-isolating, short of cash due to lack of workor just exhausted frontline workers? If you are making a Christmas dinner then prepare another one with clear cooking instructions and tell them it will be delivered on Christmas eve…
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CMA secures refund undertakings from Lastminute.com
Better late than never.... https://www.gov.uk/government/news/lastminute-com-commits-to-refund-over-7m-for-cancelled-holidays
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Coronavirus Data
Hello, I have not seen this linked elsewhere on the forum, so I thought I would share. There is now a new data source available that allows information down to local (election ward) level, including a map, all with post-code search: https://coronavirus.data.gov.uk/ No question, just sharing for information and interest…
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Send a child having cancer treatment a cuddly toy for Christmas
A really lovely initiative this year is from Cancer Support UK who are sending warmie teds to children who will be in hospital having treatment for cancer this Christmas. It is harder this year due to coronavirus isolation -- many of the toy rooms are closed and people cannot send in toys as individuals. Donate £10 and…
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AXA Travel Insurance
If you've had a travel insurance claim turned down by AXA Insurance over COVID double check your claim In short - My daughter booked holiday with On The Beach - ended up being cancelled. OTB refunded hotel but as flight was with Ryanair they refused to refund. After plenty of back and forth they declined the claim -…
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Success complain and reclaim
I was helping my daughter navigate her way through some financial difficulties, using the resources available on MSE, when I stumbled across the information about mis-sold packaged accounts. Years ago my bank insisted I must open one of these, but after I'd read the info here I realised I'd been had. Long story short, I…
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Audible Amazon 12 Month Refund offered.
I was looking at the weekend at subscriptions i may of forgot to cancel and found Audible. I contacted them via live chat to cancel and the live chat agent mentioned that i had only used the service 2 months out of the 12. and offered to refund 12 months of my subscription. I accepted. Now a refund of £95.88 is on its way…
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Happy New Year!
Shanah tovah to all starting Jewish New Year
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Possession Hearings : 20 Sept 2020
Courts have just issued guidance. The priority list is as follows:
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Planet/Iglu Cruises
There are 300 very angry holiday makers who have booked holidays with Iglu cruises and the company have not refunded them for cancelled holidays. This is what I have written to the CEO The global pandemic has had a devastating
effect on the leisure industry in this country and thousands of holidays and
flights have been…
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JSA will run out soon
Hello all. Bit of a !!!!!! year for most I'm sure. I am unemployed and only qualify for JSA £74 per week because despite being always poor and not exactly a high earner, I had the gall to make some investments which are now worth over 16k so I can't claim Universal Credit. When the JSA runs out I believe I will qualify for…
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Quit my job today
I quit my job today because the stress and anxiety I was experiencing from working from home has really got to me over the last few weeks. I only joined my employer at the start of the new year so was still on my probation period which was due to end on the 27th July. After being furloughed for 6 weeks in April I found it…
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Desperate travel companies
Increasingly desperate measures by travel companies in their efforts to bend the law. "Travel agents resort to hardline tactics to get out of a refund | Consumer rights | The Guardian" https://amp.theguardian.com/money/2020/jul/05/travel-agents-resort-to-hardline-tactics-to-get-out-of-a-refund
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Schools & childcare guidance
updated guidance on who could be attending school. No one is forced to. Includes information on childcare and fees…
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Just a timely warning.
https://www.theregister.com/2020/06/02/contact_tracing_spoofable/ Remember the three key smishing don'ts – 1. Do not respond to texts from unknown or unusual numbers; 2. Do not click on any links in text messages; and 3. Do not share any banking information, usernames or passwords or other personal details after receiving…
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Claiming UC? You may be able to arrange Power of Attorney for free (normally £82)
I know that, due to Coronavirus, there are lots of new Universal Credit claimants. When I was filling in my POA forms today, I noticed that you may be able to apply for POA for free if you are on UC. I thought that this might help others to get this organised while they are at home during this period. It is worth arranging…
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Self Employed using personal account with Lloyds & Bounce Back Loan
If anyone else is doing the above, it took 3 days with Lloyds to open a Business account, apply for a bounce back loan and the money to be in my new account. All done online, very good during this mad time for us all including the banks.
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Self Employment Grant SIGNIFICANTLY lower than expected
I have submitted my application for the self employment grant SEISS. The grant is significantly lower than I expected. This is because they have taken into account my 2016-2017 profits (which were a mere £289!). This is because I was made redundant during the course of the year and then started up on my own at the very end…