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Campaigns corner

Want to raise awareness of a MoneySaving campaign? You can share experiences and encourage change via discussions here.

ANY WEB SITE SUBSCRIPTION MUST BE CANCELABLE ONLINE
How about a campaign to ensure that if you can sign-up to a service online (e.g. Graze, Sky channels etc.) you must be able to cancel online. This would mean you are NOT forced to telephone, and at your expense, a companies customers services to cancel - there should be a simple clickable 'cancel subscription' - no further…
MSE News: One in 10 shoppers using BNPL services have been chased by debt collectors, charity warns
One in 10 shoppers using buy now, pay later (BNPL) services have been chased by debt collectors, rising to one in eight young people, according to new research from Citizens Advice. Read the full story: 'One in 10 shoppers using buy now, pay later services have been chased by debt collectors, warns charity' If you haven’t…
Early termination charges (ETC)
Hi all, currently, I find myself moving home (rented) within a two year period due to circumstances beyond my control ie.landlords selling property to keep cash flow for other items. Due to these moves I’ve encountered two different rounds of ETC* for both phone line (BT) and electricity provider. I feel it is extremely…
MSE News: Mortgage prisoner review launched amid concerns even MORE homeowners could be affected
More homeowners than previously thought could be trapped on expensive mortgage rates and unable to switch, the Financial Conduct Authority (FCA) has admitted. Read the full story: 'Mortgage prisoner review launched amid concerns even MORE homeowners could be trapped on expensive rates' If you haven’t already, join the…
Move the State Pension age back to 60 for both men & women
https://petition.parliament.uk/petitions/581736 50k signatures so far
Martin Lewis and MSE renewing calls for Government action to tackle online fraud
MoneySavingExpert.com and the Money and Mental Health Policy Institute, which were both founded by Martin Lewis, are among 13 organisations today renewing calls for the Government to do more to tackle online fraud after it failed to commit to cracking down on scam financial ads in its new draft Online Safety Bill. Read the…
MSE News: Give all primary school children a financial education, MPs urge
All children across the UK should be taught basic money skills in primary school by 2030, a cross-party group of MPs have said in a new report published today. Read the full story: 'Give all primary school children a financial education, MPs urge' Click reply below to discuss. If you haven’t already, join the forum to…
MSE News: Google takes action to reduce scam ads on its platforms - but not all ads will be blocked
Financial services providers will have to verify their identity with regulator the Financial Conduct Authority before advertising on Google, in an effort to tackle online fraud. Read the full story: 'Google takes action to reduce scam ads on its platforms – but not all ads will be blocked' Click reply below to discuss. If…
MSE News: Campaigners call for action to fix 'absurd' universal credit flaws
Campaigners have called on the Government to fix "absurd flaws" with the benefits system that prevent vulnerable people from getting help from family and friends to manage their universal credit accounts. Without this help, campaigners warn claimants ultimately risk losing their benefits... Read the full story:…
Derbyshire Police Raid
Just hoping someone could offer me some advice please, the background is: I have a shop with a flat above, in a small village in Derbyshire, I have been running my shop from this location for the past 31 years, and in the flat- a friend has been living there for the past 12 years. It has never-ever been any issues with…
MSE News: MPs reject interest rate cap for mortgage prisoners - but the fight won't stop here
The House of Commons has struck down a proposed amendment to the Financial Services Bill, which would have seen interest rates capped for certain mortgage prisoners. But the Government has announced it will look for other solutions and MoneySavingExpert.com won't give up the fight. Read the full story: 'MPs reject interest…
MSE News: House of Lords votes in favour of interest rate cap for mortgage prisoners
The House of Lords has voted in favour of an amendment to the Financial Services Bill, which could see interest rates capped for certain mortgage prisoners, as well as ensuring some have access to fixed interest rate deals. Read the full story: 'House of Lords votes in favour of interest rate cap for mortgage prisoners'…
UNFAIR RATES ON ANNEXES
Hello Do you have a "Granny Annex" which is Rated separately? Potentially, you are sitting on a financial time-bomb! Annexes are often Rated separately; generally if they have both bathroom and kitchen facilities, which deems them to have the "potential" to be a "separate dwelling" in the Rates Valuation Office Agency's…
Mortgage prisoners and parolees of Firstplus/Elderbridge and other lenders
Mortgage prisoners and paroled ex customers of Firstplus, Elderridge and other lenders have collectively lost tens, if not hundreds of millions of pounds. From sources outside this forum and from some forum members it looks like this maybe changing. I am referring to the unfair failure to reduce interest rates by lenders…
Petition to help Minsmere bird reserve against EDF please sign.
minsmere under threat?? https://e-activist.com/page/71193/petition/1?ea.tracking.id=LMdomain Love Minsmere - Take action now | The RSPB Love Minsmere - Take action now | The RSPBA visit to Minsmere is unforgettable. This wild and beautiful landscape buzzes with the sound of insects, and echoes with birdsong. If EDF have…
The Moral Compass and Compensation claims companies
HiI would like to share with you a recent incident and also to question the legallity of it. End last year, my wife was involved in a very minor car incident. Another driver reversed out of a parking space and clipped the front bumper of my wife's car. Whilst at the time it looked a bit messy, on further inspection, there…
Deputyship refunds
I have managed to claim back £625 in overpaid supervision fees.However does anyone know why the interest rate is 0.5% when the rates for the years 2010 to 2015 were much higher?
Netflix Double Whammy
When Netflix moved to Sky I mistakenly thought the previous payment I was making independently for the full Netflix package would be adjusted or that I would be informed of the DOUBLE take of subscriptions. However, not so and it was some time (many months) before I realised I was paying for Netflix twice..once through my…
How Rishi can plug the funding gap
The time is now coming when the government will need to start paying for its recent largesse in addressing the Covid crisis. The size of the challenge is huge, but we need to consider fairness and ease of implementation in some of these areas. Some suggestions from me... Spending cuts: * Eliminate all public sector defined…
Leigh Day and Woodford Equity Income Fund Claim
Just had an email from LD asking me to sign my life away !! Not quite, but very confusing. Seemingly asking us to sign up to accept what could possibly be costly litigation, especially if they lose. Can anyone shed some light on the possible losses Fund holders like me might incur? They talk about No win, No fee but I'm…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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