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Regulation against cowboy builders - why doesn't it exist?
I'm not sure if this has already been discussed elsewhere on the forum (please point me in the right direction if so), but I've recently had a run of bad luck with builders, and the more I learn about the industry, the more I'm baffled by the lack of regulation and enforcement of existing standards. Anyone can set…
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Getting CCJs Set Aside due to Financial Abuse
Has anyone had any success with getting CCJs set aside due to financial abuse? I'm about to apply to the court and wondered if anyone could offer advice on the best way to do this. Go straight in with the N244 form? Or get the other side to sign a consent form first? The debt is paid and 4 years old. I want to get a…
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Petition to stop the extra charges on Vehicle Tax
Hi I've started a govenrment petition to remove the extra charges when paying vehicle tax in installments. We can all pay council tax in installments and it costs nothing more than paying in one go, but for some reason with vehicle tax, the DVLA are charging extra to do this. I get the reason it was started - they had…
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Gift Card Expiry Dates
I do not know if I am posting this in the correct place. What I would really like to see is longer validity periods or the end to gift card expiry dates. People pay good money for these cards as gifts for others, in good faith. The card expires if not spent within a year and the business eg ‘Intu’ just say well the card…
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Stop buying american products
We need to show the bully who currently runs America that we can make rules by NOT buying American products. We need backbone to bring him and America to to it's knees. Tell your friends and family to check what they buy and where possible not buy American products.
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Financial Education in Schools
I’m currently a secondary school student in the UK who has produced a report on financial education in schools which has today been featured in The Times. Obviously financial education is a very pertinent issue on MSE and is something I have become passionate about recently too. What does everyone think?…
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Avis Class Action - Scam or real?
I have just received a note through the post about a Class Action being brought against Avis Budget Rent a Car. This is something out of the blue and wondered if anyone knows if it is real or some sort of scam I should ignore. It refers to anyone hiring a car in Florida in a certain time period and I would probably have…
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Commemorative Plates
Franklin Mint and Danbury Mint. I'm moving home soon and stumbled over over 30 commemorative plates that I bought from these people over 30 years ago. Each is a limited edition with a certificate and, at that time, cost £15/20 each. Promises were made at the time about how these plates could increase in value over time.…
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Campaign to improve the reporting of account fraud to banks and building societies
As part of my research into romance scams, I was given six bank accounts by scammers which they wanted me to deposit funds into. I immediately tried to report these accounts to the banks in question. What I found was that the majority of these banks didn't have appropriate mechanisms in place to support this type of…
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Martyn Lewis VAT Law
You visit anything from a solicitor to a garage.At least half will give an estimate.Carefully leaving out VAT. Any supporters for a Vat rule/law that VAT should be included in all verbal,written,estimates or quotes.It may exist.Chaos still exists. We could call it the Martyn Lewis rule/law so it passes 1
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Odeon Cinemas: freeze or refund Limitless members who don't feel safe to return to cinemas yet
http://chng.it/DCvyt5kx Odeon Cinemas say they're reopening in July. Regular cinema-goers have the choice to spend three hours inhaling the exhaled breath of strangers, or to stay at home, save their money, and wait till they feel safer. Odeon aren't letting Limitless customers make that choice. Odeon have told Limitless…
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Gift cards
Can we please let retailers and the general public know that you can not pay (generally India) pay any debt by gift cards, Place a warning at the point of sale of these gift cards. Out of boredom over Christmas, I bought 5 cards at £500 (£2500) each knowing I didn't have the funds, but the person never asked my why? Asda,…
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Introduction
Hello everyone! I am George Lamb and a new member of this community. I joined because I love the objectives you have for this forum site. This will definitely be a great help for a young gentleman like me.
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Tax returned ltd. Bunch of Scammers
How can a company that's never been asked to work on my sons behalf be aloud to take money from tax that he's over paid. Letters arrived a week ago from HMRC telling him he'd over paid on his tax for 3 years, a total of £110.00. Letter arrived today from a company called Tax Returned LTD, saying as they worked on his…
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Demand Fair Treatment for Older Drivers!
"The persistent age discrimination in pay-as-you-go vehicle insurance deserves attention." "The exclusionary practices of these insurance companies highlight a broader problem of ageism." "The barriers faced by older drivers trying to access fair insurance options are unjust and need addressing." "As a 78-year-old retiree…
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Subject: Nationwide Lost Child Trust Fund Money – Anyone Else Affected?
Hi everyone, I’m reaching out to see if anyone else has had issues with missing funds from their Child Trust Fund (CTF) account with Nationwide. I recently requested information about my CTF, only to receive a vague response admitting that the money has been "lost" with no clear explanation of where it has gone. Despite…
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Petition for UK phone companies to filter potential scam calls by default
https://www.change.org/p/mandate-all-uk-phone-service-providers-to-enable-scam-nuisance-call-screening-by-default Following on from my recent post about who is responsible for allowing many scams to operate https://forums.moneysavingexpert.com/discussion/6570291/the-real-scam-about-why-so-many-folks-are-being-scammed I…
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New PPI.
Some time ago I found a product which had been sold to me which was almost impossible to use. I would like to ensure nobody suffers the same. What is the best way to pass this information on? Allan
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MSE News: Buy now, pay later regulation confirmed by new Government – but timeline remains unclear
Regulation of the buy now, pay later (BNPL) sector WILL go ahead, the new Government has confirmed. It means consumers will finally get much-needed safeguards on BNPL purchases, as well as protection from unsustainable borrowing – something MoneySavingExpert.com (MSE) and its founder Martin Lewis have long campaigned for.…
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Protect cash and help more people access affordable credit, next Government urged
Protecting and expanding access to cash and other essential banking services – such as affordable credit – must be a priority for the next Government, according to a new report published today (17 June). The Financial Inclusion Commission (FIC), the independent body of experts behind the report, also calls for more…