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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Making Bacs payment from Halifax account
This is probably a simple question but never done this before so--- I am having a new fireplace fitted and need to pay a deposit via my Halifax current account (online) They are asking for a bacs payment. Is this the same as making a normal bank transfer and can i do this with Halifax?
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Train ticket retailer charged my transaction under the MCC code of taxi / limousine
I bought a train ticket recently from Uber Travel with my Chase debit card, expecting to get 1% cashback, but it registered as non-eligible. I queried the bank and it replied that the transaction was submitted under the code of taxicabs and limousine. I then contacted Uber customer support, both the main one and the one…
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New Lloyds Premier current account
Looks like Lloyds is going to launch a new Premier current account at the end of this month which will replace Lloyds 360 which never made much sense anyway https://www.lloydsbank.com/lloydsbank360.html
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How long before a non-debited Visa Debit transaction expires?
Back in October, I paid for lunch in a café with my Visa Debit card. It was a one-off visit to this place. The transaction still hasn't reached my bank account. Is there a certain time span after which this transaction will be cancelled, i.e. just how long do I have to allow for it still being suddenly debited?
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Club Lloyds Fee. £2000 waiver ending? UPDATE: No change!
What's this referring to? I cant understand what the "discount" is referring to other than the £5. So Club Lloyds will be a fee paying account? Of course being an idiot I've probably missed the obvious!
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Santander Work Café? Has anyone used it ? How does it work
Presumably the same with Virgin Money in the past where they had a few lounges in Central London. VM Customers with card could get Free Wifi, Coffee, Tea Cookies for free. https://www.santander.co.uk/business/work-cafe?icid=AT168_WorkCafe_Homepage_ExpCBut what confuse me with this Santander is that in the ads Santander, it…
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I got a CIFAS for receiving £85 for jackets
So in October I received £85 on behalf of my friend for jackets that he was selling because he was unable to receive the funds. Monzo asked me what the payment was for and I explained to them providing evidence as to why I received them. Monzo then proceeded to shut my account down and after that my barclays account also…
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Chase Cashback, MCC codes for cashback after 7th April 2025
22 April 2025 I was given this list when I asked Chase whether specific vendors I had previously purchased from were still eligible for cashback. I appreciate it's difficult for a consumer to find out what the specific code in advance of any transaction, but for what it's worth some might find this useful. As a suggestion,…
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Home Accountz Online Backup
Hi I've been using Home Accountz since 2008 and, although the software company has now closed, I intend to keep using it. However, I have a problem with the online backup. Everything was working ok until they deleted the data held in the cloud (around 18th July), as the software is still trying to access this data and I…
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Landlord Rent Fraud - Refund From Bank?
Hello all. Thank you for dropping by. Please allow me a
moment to introduce this problem... I entered into
contract with one of the largest landlord’s in Britain for a rental
home the agreement stipulates is Weather-Tight, and Landlord
Maintained. It quickly became
apparent, however, that I had been grossly misled by the…
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Co-Op increasing monthly fee for Everyday Extra account
From 1 July 2025 the Everyday Extra account monthly subscription fee will increase by £3.00 from £15.00 to £18.00 Everyday Extra account benefits Everyday Extra account allows you to benefit from RAC UK and European Breakdown Cover, AXA Worldwide Family Travel Insurance and Mobile Phone Insurance. Why the fee is…
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Melton building society savings account
Hi, Does anyone have experience with Melton building society please? I'm interested in opening their Adcock Regular Saver account, but I'm a bit put off by the fact that there doesn't seem to be a way of applying online. You need to print off the application form and mail it in. Once the account is open, is it possible to…
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Santander no longer paying cashback for Octopus Gas & Electricity, Hopefully being resolved?
I normally get 2% cashback from Santander with my Octopus direct debit.However Octopus have recently changed their direct debit payment method which means it no longer acceptable to Santander.When I questioned it with Santander this is what they said... Octopus Energy are now using GC to manage their direct debits. As the…
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transfer EUR from UK Paypal to UK Revolut
Someone transferred some EUR into my UK Paypal some time ago, and the EUR have been sitting in my Paypal EUR subaccount ever since. Is it possible to transfer those EUR from Paypal into my UK Revolut EUR subaccount, keeping in EUR all the time (ie never exchanging into GBP then back to EUR etc..), without fee ?
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Stick with Santander 123 Current Account or Switch to Santander Edge Current Account?
I have had a Santander 123 Current Account for years and am wondering whether to switch to a Santander Edge Current Account instead? I don't need an overdraft and am more interested in interest rates and cashback. What would be the best move?
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iFAST Global Bank - anyone with experience of this UK regulated bank?
iFAST Global Bank - https://www.ifastgb.com/home Does anyone with experience of this UK regulated bank? It looks similar to Revolut in terms of the currency and money transfer services offered but, unlike Revolut, it has a full UK banking license and offers several competitive savings accounts in various currencies.
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Best "making tax digital" app and banking app combo
I see that NatWest is offering a free Mettle business account combined with a free license to FreeAgent for HMRC reporting, saving a typical £20 in monthly charges when "making tax digital" come in next April (for anyone grossing over £50K as a landlord/self-employed). Does anyone know of any other good offers like this?…
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Nat West Rewards
Hi, just wondering if I can forward a rewards egift voucher to my son if I exchange? Or does this have to be used directly by myself only? Thanks for any replies.
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Shawbrook problems logging on
I have been unable to log into my Shawbook account for 3-4 weeks now - they keep telling me they know they have an IT problem and they're working to solve it - but it doesn't affect all customers. Wanted to take a 1 year fix ISA with them, but if they can't sort out their IT problems - makes me nervous! Anyone else having…
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Club Lloyds Insurance
Has anyone used their club Lloyd’s benefit for travel insurance? We’re a basic customer just for Disney but looked at the pro’s and looked great instead of a lump sum. Is it possible to drop down insurance after our trip?
