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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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Bank maximum transfer amounts.
Good morning,I recently asked in the savings forum if anyone knew of a bank which did not have a 'silly' restrictions on money transfers. (Bear with me!). Someone posted a link to a list, which described the limits of a number of institutions, but as pointed out by another poster, it's rather out of date. I've just found…
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HSBC Frozen Account
Hi guys, First time poster looking for some advice if possible. I have held a HSBC advance current account for the past 18 months after taking advantage of their previous £200 switcher offer. This account is funded by my 2.4k salary four weekly along with sporadic expense payments from my work also. Each time I receive my…
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Best banks if you have Power of Attorney
This thread is to discuss theBest banks if you have Power of Attorney?article Also see: Power of Attorney: Plan ahead To take part, click reply.
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Santander pointless online payment limit
Yesterday evening I needed to move a bit under £3k from my Santander account to another account to pay a bill due today. Tried to do it - said it exceeds my payment limit!! What?? I'd moved £4k to the exact same account in May. Why is my limit now £2k? Thought I'd now have to spend ages on the phone to them, but found you…
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Chase Banking App, terrible?
Hello, does anyone have any experience of using the Chase banking app. I've had my account now for just over a year and am pretty happy, the 1% cash back has been a great feature, but.. The app is consistently letting them down. Often for hours at a time when I enter the app the circle loading appears and it's unable to…
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Bank accounts that do not create dependency on smartphones to use the account
Hi I would like to do online banking without the need to have a smartphone to access the account. If l lose my smartphone then i have a problem in that i can't make fast online payments. also i would like to use the smartphone as little as possible not everytime i make a payment. Any ideas on which banks do this. I am with…
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Joint Account with Pots
Hi I like the budgeting features of the new app based banks, Starling, Monzo etc but what I want is a normal joint account with my wife, just like we have with a high st bank. The app based ones don't just do a Joint account with the say features as the single ones. What I am after is ability to have savings pots,…
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Nationwide Switch Offer £200 September 2023
Hi, Nationwide has launched today a new switch offer with a £200 incentive. https://www.nationwide.co.uk/current-accounts/switch/ https://www.nationwide.co.uk/current-accounts/help/terms/current-account-online-switch-offer-terms-and-conditions/ All rather straight forward and easy to achieve but a watch out is point 7 in…
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old bank notes EUR, USD and GBP
hi all, just wanted to ask for some advice, my father has passed away and after doing the house clearance I've discovered old GBP, EUR and USD notes. now the GBP I should be able to change at my local bank, but not so sure on the old EUR and USD any thoughts greatly apprecaited thank you
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Fineco Bank pulling out of the UK
Fineco are pulling out of the UK https://cloud.mail.fineconews.com/closure
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How to stop spending money? Good idea or bad?
I have two online current accounts which are easy assessable. I could keep my main one which my weekly benefits get paid into, the other account, delete it from my phone and cut the card up so when I transfer money weekly (£100 a week) I have no access to it. Can’t open a new online banking without a debit card, can’t go…
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Advice of perspective bank switching options
Hi folks Can anyone advise me if there any Bank switching offers for someone who already has the following historical accounts: TSB Spend and Save accountNationwide Flex account First Direct 1st accountLloyds Club current account I think I'm right that the First Direct offer I'll be totally excluded from. But the other…
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Lloyds £175 switching offer, 19/9/23 to 14/11/23
Full details here: https://www.lloydsbank.com/current-accounts/switch.html
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Current account - 6 years after bankruptcy
I am looking at getting a new current account in the new year as my bankruptcy is due to be removed from my credit file. Should this be straight forward or should I expect any issues? I would then like to also get a joint account with my partner once I have been accepted for the current account. If anyone has done this,…
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Bank accounts for charities
Does anyone who runs a charity have any suggestions or recommendations about current accounts. My church has had a CAF account for many years, but cash has to be paid into a branch of HSBC with a counter service. Our nearest one is 20miles away and we have to make deposits weekly. We tried to open an account with other…
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Chase UK discussion
Thought we would have heard something by now
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Removing myself from a joint account
My partner and I are separating, and I want to unlink our finances. The main link is a joint current account, which I am happy for him to keep (including the contents of it), but wish to remove my name from it. For this it appears I need his signature, which I'm unlikely to get as there has been a complete breakdown of…
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Reliance Bank pull current accounts
One of the smallest current account providers, Reliance Bank (owned by The Salvation Army) who were part of the current account switch scheme, has now withdrawn the provision of personal current accounts. The introduced a monthly fee for new customers a couple of years ago but have now pulled out completely. All existing…
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Natwest - Can't approve payment because I no longer have the app.
Hello folks, Need some help, recently my mobile phone broke and I needed to send it back for a refund. Since then I've been without a phone and I'm still looking for the right one. But I've run into an issue when I've wanted to make a payment online. Natwest asks me to approve the payment via the app which I used to do…
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Private banks and what they have to offer on the investment side
Most of the private banks charge a lot in my view. Question (apart from speedier service) is what do they actually have to offer on the investment side? Access to certain products? Actionable ideas at reasonable fees? What’s your experience and has the private banking experience paid off?
