-
Bank account switch.
I am seeking some guidance on switching banks. I am in the Halifax at the moment and would like to switch to another bank. In my Halifax account I have a current account, an ISA and a savings account. But what happens to all these accounts when I switch. What do I need to do to ensure all money is transferred to the new…
-
Charities CAF Bank in meltdown since their new system went live Monday 9th June
It is now three (3) working weeks since the UK Charities Aid Foundation (CAF) replaced their old banking system with a brand new one. STILL it is not working properly and there must be hundreds of accounts and thousands of people who can not get access to their accounts due to login, OTP and errors in the system once you…
-
I always thought overdraft interest rates were standard for everyone.
Just got a letter from my bank, telling me the interest rate on my arranged overdraft facility is coming down, from 49.9% to 29.9%. It says the rate can go up and down, depending upon, among other things "how you manage your financial products and services you hold with us and with other financial providers."
-
TSB 20 card payments question
For the TSB switch offer where you get £15 cashback each month as long as you make 20 debit card payments - if I used my card to tap on a TfL bus twice (return journey an hour later) I know TfL only take the one amount out, but would this be classed as 2 payments, given I tapped my card twice? The same goes for tube…
-
How to check bank
I have joined a non-high-st bank; they only have one branch somewhere. Banking is done mainly online. I have received their paperwork which lists the FSCS guarantee etc.So how do I check this bank and ensure its not an online scam or something?
-
Revolut Card - Holland
Hi, Apologies if this has already been asked, but I couldn’t find a clear answer and just wanted to double check. I’m heading to Holland in August and have just received a Revolut card. Am I right in thinking I can top it up here in the UK and use it like a normal debit card over there, with no fees, no hidden charges and…
-
Barclays euro account
I have a Barclays personal euro account in which I deposit cash. From October it will be possible to pay in euros only via online transactions. I get euros as a gift and it can only be donated to me in cash. Any other bank that can let you do it? I don't want to exchange euros into pounds as I need the euros. Thanks.
-
Chase Bank Credit card.
Yesterday I was offered Chase Banks new credit card, 0% for 15 months on Purchases.After speaking to them I found out that they offered them to 400,000 accounts on Monday.Today 600,000 accounts and Wednesday it should be 1 million accounts.I called today change payment method, ie Chase bank account to Savings account.(…
-
First Direct FlexiLoan Cancellation
Hi. I have been with FD for maybe 30 years and had their FlexiLoan facility for maybe 20. I find it very useful, I can dip in and out of it instantly to cover unexpected expenses etc. They have messaged me to say they are cancelling this facility which will be a right pain for me as I rely on it a lot (by rely I mean the…
-
Transferring money from the UK to Ireland
What is the best way to arrange transferring a large sum of money from UK banks to Ireland? Are there charges, taxes or so on? The money is an inheritance.
-
Anyone having trouble accessing the Nationwide website?
Following a recent legacy my wife and I opened a Nationwide saving account. All was well on the 10th June, but then we went on 10 days holiday, and now we are back I can't get onto any Nationwide website! But my wife can, from the same house.I am worried Nationwide has done a "Coventry". A couple of months ago I tried to…
-
Joint Signatory Accounts
Does anyone know of an bank that offers a joint account that both holders have to sign for withdrawals . Personal accounts and not a club account
-
Santander Edge Eligible Direct Debits
I'm thinking of switching to the Santander Edge current account. I'm looking through their pdf of all the eligible direct debits for switching and I can't see TV licence there. Anyone know if that's alright?
-
Problems with account
I’ve just tried to buy something online but Barclays keeps blocking my account. The amount is only £14. I haven’t reported any problems with the account, I’ve had the account problem free for years and I buy nearly all my food items online which I do dozens of times every month and the balance is fairly high so there’s no…
-
cheapest bankers draft facility
Greeting! I want somewhere I can take a 100 or 200, 20 pound notes into somewhere that they will exchange it for a cheque for a small fee and no questions asked
-
Banking and bank accounts in the British virgin islands
Im considering doing this! and wondered if anyone has done it for them selfs hear or know of someone that has that can advice me further. Such as which banks are best and criteras and costs? Thanks
-
Progressive BS online banking - unable to receive access code
Hi everyone, this post is on behalf of a friend. My friend opened a regular saving account with Progressive BS last summer. She tried to log in to check when exactly the account matures but is having issues. She filled in her log in details (email+password) and then on the second page it's asking her to enter a 6-digit…
-
Advice/Suggestions for budgeting app
Hi there. In my spare time I am currently developing a mobile application to help people better manage their money through budgeting. I am taking inspiration from Martin Lewis’s budgeting tip in terms of averaging “one-off” payments throughout the year (I.e. paying off a car insurance annually etc). I will post screenshots…
-
Santander current account £180 query
Hi all anyone been sucessful via chase? Santander terms say household direct debits i was thinking to use 2 30p direct debits of their website
-
opening a bank account for someone convicted of financial fraud
I am trying to open a bank account for someone who has been convicted with financial fraud and is currently in prison. The bank has closed their account and issued a cheque for the balance but they have no other account to pay it into. I have Lasting Power of Attorney for their financial and property affairs and am…
