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Advice around my current budget and investment strategy
Hi All, Over the past few years I have been learning and trying to make the most of my money. Up until around the age of 27 I just had all my money sat in savings and didn't budget. During lockdown I got very much into learning all about this world, I've taken a lot of advice from YouTube, Reddit and MSE and tried my best…
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Unauthorised ATM withdrawal- Ombudsman ruled in favour of bank
Hi all Looking for some help on next steps please. My sister was using her card to make payment at a train station ticket machine but it was declined and simultaneously she got a text saying she'd made a withdrawal from an ATM. She reported the fraud to the police and the bank. The bank claimed she must have authorised it…
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Santander and Top cash back
Can someone give me an idea of how long it takes top cash back to pay out re: opening a Santander edge current account please. I started the process on 13th July.
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Bank of Scotland - How do i find out which is my branch?
Hi, Does anyone know where this information is? I can't see it on my bank statements. Thanks
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Legally separated...
If my wife and I become legally separated in an amicable arrangement will UK banks (First Direct in particular) allow us to keep our joint current account?
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OH has Santander 123 still, add me for a joint account?
Hi, Looking into setting up a joint account with the OH. She seems to still have a fully fledged Santander 123 account, still giving tiered cash back. Do Santander honour the full tiered cash back for existing customers? This account doesn't seem to be available any more. If we try to add me to the account to make it a…
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Inheritance from USA
Hello I am a Trustee and also beneficiary of a Trust in USA California, the bank in USA have already said they cant transfer the funds which will be payable to me by a bank transfer. Does anyone know the best method other than a cheque sent by post ?
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package bank accounts
hi tried to open free tool for package bank accounts cannot open could someone send me this form or tell me how to open it thanks
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Direct Debit for Phone & Bank Details Confusion
I just did an upgrade on Three this week - however they have changed how they do things - they make you pay for the phone and service separately (I hate this weird way of doing things). But this has confused me, because its an upgrade I already have a DD in place. I had to reenter my details and just put in Mr followed by…
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Santander Select
Just had an email to learn that, apparently, I'm one of Santander's "most valued customers" (presumably because I've currently got 20 quid in my 123 Lite account, and they're very grateful) and so they're "upgrading" me to "Santander Select, our premier banking service".While it's very nice to be appreciated, I'd be even…
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Is this Euro to GBP exchange rate unreasonable?
Hi all, Am i being unreasonable? I had a payment from ViaGoGo in Euros to my Nationwide account, the transaction went through as a CHAPS credit VIAGOGO AG at an exchange rate of (£1=) 1.4418 Euros. Previous transactions paid this way into my account (in the last month or so) were typically around 1.23 euros and this rate…
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Can’t open business account- advise please
Hi, husband and I have a Ltd company, 50/50 owners. Financial industry but not regulated activity, very straightforward business purpose registered with companies house. We now finally have a £50k payment on its way from a deal with an FCA regulated company but we are unable to open a business account. Starling and…
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Best online bank accounts for person in very early stages of dementia
Hi, I am hoping to pick the shared hive mind for the best online bank account for my father. He is an intelligent man living on his own, but is starting to find the modern world a bit too much. He currently has a Halifax account but is finding it increasingly difficult to enter the correct password (even though it appears…
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Ulster bank app not working
I can load the Ulster bank app ok. I can enter my id ok. The next screen asks for numbers from my pin and letters from my password but no keyboard appears. If I don't use the app and just Google the bank, I can log into anytime banking on my phone and the keyboard does appear. Is there a problem with the app or is it me…
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Receiving money from USA to UK
Hi Need some help with a form i am trying to compete. I am due some compensation from a court case in USA. They have asked me to complete an online form and have asked for the following info :- a) intermediary ABA routing No. b) itermediary Swift/Bic code. c) FFC A/C No d) FFC A/C name E) FFC A/C Number F) IBAN number The…
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Clydesdale Anti Money Laundering?
So I looked at my Credit Karma app earlier and under Soft Search I've had 2 entries titled Clydesdale Bank Anti Money Laundering. What the fudge?. The only thing I can think of is this might be due to me manually having to open a Virgin Money Regular Saver because all my money goes through Virgin to fund regular savings…
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Do joint account debit cards say so on them
Or are they a carbon copy of your other single account? I can't be having to read the numbers to distinguish between 2 of the same card at the till so may need to use another bank?
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Nationwide Current Account Switch
I was expecting my 200 incentive for switching as advertised. But No, apparently as a new member I was not entitled, only available to existing members! Anyone heard of this! Seems absurd...
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Unexpected New Lloyds Debit Card
Lloyds have unnexpectedly sent me a new Debit card that will expire in Nov 2027. This replaces a perfect good card that expires later in Jan 2028. Why have they done this, and which one should I use? I could do without the faff!
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Barclays Switch - cannot open new account on app?
Am trying to open a new account so I can do the switch via the app.. but does not give me the option.. just to register with one of their accounts/CC/investor accounts. I see from other threads, that there should be "I'm new to Barclays" option showing.. but I can't see it?
