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The co-operative bank app where to see standing orders and direct debits?
I recently set up a regular saver and I’m trying to check if the standing order was set up or not. Does anyone know which part of the app you can view these. I feel like I’m being stupid but I can’t see it anywhere.
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If you lose phone
I recently read someone was done out of money with one of the smaller online banks. If your phone is stolen and someone gets is your money protected? Had mine stolen this summer but was luckily I blocked my card quickly but I worry any savings could be at risk if they guess your password?
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Chase - how to remember the Reference for a Payee?
I know it's possible because many of my payees have customised References. But there is one payment I make weekly for varying amounts and the Reference always comes up as Chase when I go to set up the payment, despite what I entered previously. When I click Edit it says "You can save a payment for this payment if that's…
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Bank Account Closure
While I understand banks can close accounts without giving a reason. If you find they held information about you that was not related to you and you find that shortly after they closed your account. Can they do this? Are you entitled to evidence of any effect it might have had or not? Can they still refuse with their…
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LexisNexis (IIL) – Insurance Services - Multiple Searches on Credit Report
Hello, I was wondering if anybody else is experiencing the same. I was also hoping someone could give me some advice. The company LexisNexis (IIL)—Insurance Services consistently searches my credit file. Between May 24th and October 4th this year, they carried out 44 searches on my file. They are conducting Affordability…
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Between houses following house sale
Hi I’ve sold my house and buying a new build which won’t be ready for about 6 months. I’ll have approx £195000 sitting in my account( joint with my partner) so we’re thinking separate instant access with our bank of £50000 each at roughly 4% paid monthly the rate drops for anything over that and £50000 max in premium…
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RBS App Isa t/fer 'Stuck' 5 days past....
1st time of experiencing failed partial.Isa t/fer builders bill. From rbs App since last weekend amount was shown as Cash waiting, yet I've had to 'withdraw' this today re selecting Current Account. Basically doubling quoted App t/fer time which I asked builder to allow. Does this require call to Investments desk to check…
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Confused with what to do with my money
I'm 32 and not sure if I'm doing my finances right! I have shares I have bought with my company at a discounted price which I can sell at any time now, currently worth £10k. I also have ongoing schemes (which I can't yet sell) , I set rolling ones up so it matures every year and I can either buy or sell. But I have maxed…
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Bank profit from scam
About a month ago, one of my Banks told me that they're not allowed to profit from a customer being scammed. However recently I've had an email from another one of my other banks saying that they will charge a £100 excess if our funds have to be recovered due to a scam. Does anyone know the actual law on this? I've been…
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Sephora interest
The banks that do interest under sephora law where interest is ilegal. How can they do it? Must we pay tax on it?
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Excess Charges from Banks When Claiming for an App scam
I have had a couple of generic letters regarding an excess if I claim for money lost through an App scam. (Not trying to claim, so far managed to avoid any such type of scam, touch wood.) Are they allowed to charge an excess?
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bank account switch query
Have received house sale proceeds into a TSB current account and want to switch banks, will it flag up any problems as the house money has only just gone in? Also do I just transfer money from a savings account to the current before switching? There appears to be a lot of faffing about to close TSB accounts can I just…
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Nationwide Issues
Anyone else having issues with Nationwide this evening? Service Status says all OK but my accounts show: "Sorry, we're unable to show you all your account info at the moment. This also means you’ll be unable to make payments from some accounts. We’re working to get things back to normal as quickly as we can."
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Packaged bank accounts
Hi, I am currently looking into packaged accounts as the cost for seperate policies is now too high. My main needs are uk breakdown cover and worldwide travel insurance in that order. I have narrowed it down to virgins m account with a £12.50 monthly fee or the co-ops account at £15. I can't seem to make up my mind. Do any…
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Open Banking Question
Hi, I use an app that users TrueLayer to create an Open Banking connection to Santander to retrieve balances and transactions. It works well. The app requires me to re-link, reauthorise every 90-days. This works without issue. The problem comes is that a new connection is created every time and the old connections do not…
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PayPal forcing me to use their own exchange rate
Hi, I'm trying to make a purchase on a US website for around $46 using my paypal account PayPal and since all of my UK issued cards (except Amex) don't charge any fees for non GBP purchases, I I'm trying to make the purchase in USD so that my card issuer does the conversion, But despite selecting ÚSD as 'currency for this…
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Bank declined direct debit
Lloyds keep cancelling or not sending money to pay my bills. I'm behind on all my bill including rent. We are having to pay everything back and paying more in order to catch up
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Bank Account switching offers - cut-off dates
My archiving and record keeping abilities leave a lot to be desired + I am a latecomer to this game. Could anyone share more info on whether the banks operate a fixed range (e.g. 3Y: October 2024 offer's cut-off date is October 2021, July 2023 offer's cut-off date was July 2020 etc) or rather stick with a fixed cut-off…
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How can I make the most out of my money?
I'm interested in trying to find out the views of others on how I can earn cashback or better interest on our money and how others budget/spend each month. Here's our scenario and what I currently do. Both mine and my wife's wage get paid into a Co-op Cashminder account which all bills and direct debits come out. I…
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Best business bank accounts for sole trader
Hi there folks. Tried to find a thread on here which would answer this question for me however they all seemed closed and out of date. So, in the hope of getting up-to-date answer's:- I'm looking for your recommendations for a business bank account which will come with a version of accounting software. I'm particularly…
