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Metro Bank - using debit card in Europe
The MSE site says there are no fees when used for purchases in Europe. However my reading of the MetroBank website is that there's a 2.99% fee with nothing being mentioned regarding that no applying in Europe. I thought the bank had changed its treatment of overseas usage since my last overseas trip. Can anyone with recent…
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Santander accounts
Hi all - hope youre all ok. Can anyone answer 2 quick questions about Santander pls? 1) I opened an Edge account, deposited £500 and received the bonus of £36. Can I close it now and just keep the £36? 2) Ive just had an email from them about the Edge Saver at 6%. Convoluted but could I open this and keep it but then still…
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Recommendations for a Joint Bank Account ?
After being single for several years I’ve started a new relationship and we’ve been together for 6 months. We both work full time, and have good jobs. I’m mortgage free, although not much savings. He has a small mortgage and savings from an inheritance. We have no plans to live together or unite our finances. We both have…
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Joint accounts - why they don't seem to be offered as standard
Currently am I a Chase account holder. Noticed on a few of these new banking companies moving to the app only getting something with Joint accounts seems difficult. Would anyone know why for example Joint accounts aren't just a standard fixture for anyone creating current/spending accounts?
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Nationwide app down?
Just wondering if anyone else is having issues with the Nationwide app? Neither myself or my wife have been able to access it for the last couple of days.
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Visibility of next day transactions
I used to bank with HSBC for years but moved to Nationwide about 3 or so years ago. What I really miss about HSBC is that their app would show what transactions would be coming in / going out of your account the next working day. This is a tool I find essential for managing my money. It's got to the point where I'm fed up…
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HSBC Cheque issue
Hello... my friend is trying to pay in a cheque issued by the US IRS in dollars into his elderly housebound father's account but branch won't accept as he has no current photo ID ... just going round in circles... please help !
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Bank account holders name
We own an apartment on a complex abroad ,the account we pay our maintenance to is a U.K. Santander account in the name of the complex ,does there have to be a named person on this account ? , if so how do we find that name . Thanks.
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Odd security question
Several times recently I have been asked a completely pointless security question by a bank (most recently by Co-Operative Bank, but not only them). It's no great issue, but I wonder why the bank asked a question that added no security whatsoever. I was first asked my date of birth, which is a reasonable security question.…
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Money taken from my account
Hi, Someone has taken money from my Lloyds account. I notice they took £10 on three occasions over the last 12 months. Therefore, I must now cancel the debit card and get a new one sent to me. However, this takes a week and also, other people have the key to my mailbox. Is there any way that i can cancel the debit card and…
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Unauthorized attempt payment?
Not managed get hold bank yet and not had chance pop in, so am asking here for time being So clicked app and this popped up ▲ You've been logged out ( There digit her am assuming someone bank info): Sorry we can't confirm whether this payment has been successful. Please check your statement and if your payment isn't…
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What happens to accrued interest when switching ISA provider?
Hello! I have a lloyds advantage (cash) ISA (currently 3.80%) and want to switch to a Trading 212 (cash) ISA (currently 5.10%), staying within the tax-free wrapper as its a big difference of 1.3%. Lloyds pays out interest monthly around the 7th of the month for me. If I switch, would i lose accrued interest that hasnt been…
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Received Fraudster 'Phone Call, Should I be Worried?
I received a call from someone stating they were from Nationwide and informing me that there had been suspicious activity on my card. They asked a few questions which I declined to answer (stating that would have the details on their screen). To confirm my identity they wanted the last 10 numbers of the card number. I…
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Halifax cash back extra non payment for IHG hotel warning
Hi I booked an IHG hotel months ago and when I was about to go there I saw there was a cash back available so I clicked the button. Apparently you have to book your room through the cash back terms and conditions link, so this was not honoured I guess they just post cash back when they are not occupied. Not a good way to…
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Starling Joint account creation not allowed
Hi all, Does anyone else have this issue? I used Starling for a couple of monhts, liked to so transfered my accounts from my old bank but no I find they will not allow me to open a joint account even though I work full-time, have no mortgage and have an excellent credit history. They will allow my wife to open a joint…
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Chase bank - new questionnaire
I have been using Chase for sometime and recently they have been requesting additional information which I do not see as relevant to the products I have taken out with them. Specifically they are demanding salary information. Should I be concerned as it appears like I am having an unauthorised credit check performed on me…
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Nationwide online payments limit
I'm trying to buy a car from a mainstream dealership in the UK. I need to transfer £31,000 from my Nationwide account to the dealership- ideally today. I'd not realised that Nationwide have a daily transfer limit (should have read the small print!). Apparently, I can only send up to £25,000 per day to a recipient I've not…
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Barclays fraud team blocked account
My 80 year old mother has been with Barclays since she was 16. She has recently decided to close her accounts as the local branch was closed and the nearest Barclays was too far to travel. As an online customer she tried to move money into her new Santander account and also into my account as she wants to give me a gift.…
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Paypal issue
Hi, hope I am posting this in the right area. I have used Paypal for a long time now for receiving my payouts from doing online surveys. the money usually appears in my Recent activity and then shows straight above this in My PayPal Balance, ready for me to transfer to my bank. However, today, i cashed out two amounts from…
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Incentive Bank Account Switching - cancelling DD after switching
I switched to a Nationwide account in December 2023 but would like to keep the account, but switch another account to Lloyds to benefit from the incentive they currently have. I've looked at Nationwide T&Cs but can't see if there's a penalty incurred if I cancel the 2x DD's attached to the account I switched to in December…
