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Can’t get into online banking without Face ID RBS
So a few months back my Apple pay stopped winding. After my phone was stolen and I had the app on it I decided to keep the app on in my house. Reason is I have heard of people losing money if people access there bank. So I usually log in on the desktop website. Now I can’t log in asks for Face ID only available on the app.…
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Scam advice please
I earlier received a text message from my bank, it came in the existing thread of previous texts. It said they'd send a text from 60292 where they'd require my response. Text came I replied N as it wasn't recognised though I had just made a payment online. They then responded and said I'd receive a phone call. Phone call…
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Easy access used as a regular saver
If l open a easy access account at say 4.5% but used it like a regular saver account say £100 per month. Could l achieve the same interest gain as if l had a regular saver at 9%. I don't think there is one at 9% mind. Just a example.
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Saving accounts interest question.
If Il opened a saving account at 4.5% and deposited £1000, then opened another one with the exact same interest and money deposited, after 12 months, would l get the same amount had l only just opened one account and stuck the £2000 into that?
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Any recommendations for best Chase Alternative that isn't a "big bank"?
Does anyone have any recommendations for the best Chase current account alternative for cashback that isn't a "big bank"? All the ones listed on the "best bank accounts" page on main MSE site are the big banks and I'd rather avoid them if possible...
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Virgin One Account - name change and app
I had a letter from them today:- The name is changing to Royal Bank One Account Mortgage. - Access to the Royal Bank mobile app and digital banking from June 2025.
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Switching current accounts
Hi, i want to switch to a Lloyds current account but have direct debits with Halifax ( 3 dd's) and Santander (2 dd's)! I dont think i can switch them both online so am i better going into my Halifax branch and would they do them both for me?
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How to agree joint accounts and share finances with husband?
My husband and I are recently married and figuring out our finances and joint accounts. There is about a £10k difference in our salaries and we each have a property individually but we live in mine. How should we share finances, what should be paid into joint account etc and how should we manage our incomes?
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Nationwide switch incentive - direct debits
I have a 'dummy' bank account that I want to switch to Nationwide to get the £175 switch bonus. It's saying I need to have 'two active direct debits'. Does this mean that the direct debits have to have left my account at least once before I do the switch? I've just moved the direct debits from my main account to the dummy…
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Excess on Halifax Fraud Claims
Just made a payment from a Halifax Reward bank account and saw a warning that if I proceeded with the payment and later made a fraud claim, Halifax would apply an excess of £100.Is this new? Are other banks applying a similar excess?
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Mettle business bank account being closed
I have a business account with Mettle (an app-based "bank" run by NatWest). It's an e-money account but they are transitioning all holders to a full bank account which involves a change of sort code and account number (which is a pain). However they have told me they are closing my account at the end of the year and will…
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Santander switch query
Is it ok to switch a sole account and open a joint account with Santander for their switch incentive? Thanks in advance.
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Monzo
hi all , tried getting a chase account but couldn’t so I’ve ended up with Monzo whilst I clear my debts etc as couldn’t get any other account due to credit score. im abit worried after reading many reviews people having accounts frozen etc I know there is probably reasons behind this! However I wouldn’t be in a position to…
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Freelancer, looking to automate/idiot proof my financial life.
Hello! Thanks to MSE Forumites' help, I've consolidated a bunch of credit card debt onto one interest-free card, which I'm now focused on paying off as promptly as humanly possible. Meanwhile, I'd like to set up a massively idiot-proof means of running my financial life, so that I never find myself in anything close to the…
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High interest accounts with direct debit or Standing Orders
My wife is going into a care home. I have sold various investments to generate enough cash to pay for the care home for a year or two. Now I need to be able to put this money somewhere where it will earn a decent amount of interest, and from where they can suck the money via direct debit. Most savings accounts seem to say…
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Cannot receive new debit card as post is stolen from home
Hi, I have a shared post box, and mail regularly is stolen. As such, when i order a new debit card, i cannot order it to my address. It is not possible to arrange to pick a new debit card up from a Lloyds Bank branch either. So how do i receive a new debit card?
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Nationwide Flex Direct - Interest Payment
I have a Nationwide Flex Direct current account. Yesterday was the 1st. I expected to see a small interest payment, dated the day before, when I logged on. However, there's still no sign of it, even today. It won't be a large amount (it was 30p last month), so it's not the end of the world . But it's unusual, and I'm…
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Inactive current accounts
I've recently opened a co-op bank current account to get access to their regular saver. But can't see myself using it for eveday use. Will the account closer if l don't have money going through it regularly? Except once a month to fund the regular saver. Also l have debit card what happens if l don't use it at all?
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Lloyds Everyday Offers (Still) Not Paid Out
Anyone else ? Halifax paid out on 28th as usual.
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Bank Account With Transaction Limit?
Hi all. Recently my mother had a very close shave and nearly fell for a text based phishing scam. Thankfully her bank spotted the problem, and their fraud prevention team contacted her and put a stop to things just in time. For this reason, we went to her bank and asked that they set a transaction limit - i.e. she can use…