Budgeting & bank accounts

Hi I had a Microsoft account for my daughter and realized a while ago I hadn't cancelled the payments, it hasn't been accessed for a few years, would I be entitled to a refund? 

I barely use Paypal (except for 99p a month payment for Apple storage). Had an email from Paypal saying I needed to log in and verify some account details and they've already temporarily limited some features. I logged in (NOT VIA THE EMAIL) and saw they were asking for photo ID and 2 other identity proofs. This annoyed me…

Hi MSE Forum On 3rd February 2025, I opened a Halifax Expresscash Current Account. I'm now interesting in opening a Lloyds Under 19's Account, but I've heard that Lloyds can permaban customers who open too many accounts with LBG in a short space of time. Will I be ok to get this Lloyds Under 19's Account, or should I wait…

I have had a Santander 123 Current Account for years and am wondering whether to switch to a Santander Edge Current Account instead? I don't need an overdraft and am more interested in interest rates and cashback. What would be the best move? 

Hi guys, was wondering if anyone could help me with the Virgin regular saver (10% one) T&Cs. As I dripfeed from my flexible cash ISA, I want to retain the largest ISA allowance I can for or 25/26. So I plan to empty some savings accounts (not just the Virgin one) to bring my balance up in the ISA just before April 5th and…

I'm currently trying switch a Chase burner account my existing NatWest joint account and it keeps failing. After dealing with Chase's frankly rubbish customer services they said it was due to party details not matching. Which would be correct but I am one of the payees on the account so it seems like nonsense. Anybody come…

hello i am a student and I have one student account and one general current account. I want to open another one with nationwide. Would this impact my credit score? thanks

I've just received flight delay compensation from a foreign airline and having been told by Lloyds there'd be no charges I discovered there was a hidden 'charge' because to convert euros to £ Lloyds used THEIR 'standard exchange rate' as opposed to what the actual exchange rate was, so I received about £20 less than I…

Can I get the First Direct Current Account without switch? I'm aware that I'd loose out on the £175, but is it available as a 2nd account without switching & would I still have access to the 7% savings account?

Can you transfer money, from your online bank account, to a building society account that does not have online access ?

May end up being a long one, I'm not in debt beyond a mortgage (currently £55k ish owing) I always thought I'm good with money but I've been drifting for awhile now and need to be a bit more smarter with my money. I am the main and only breadwinner, and do feel under pressure of this. I'm trying to ensure everyone has…

During covid, my local bank closed down and now my nearest one is about 20 miles away. I thought i'd use the cass system to close the account but apparently this cannot be done. I didn't actually realise it had gone dormant but after 3 years it had. It would actually cost me more to make the journey to and from the bank to…

I recently had a payment go into my Bank Account of £290 it was a bank credit from SOCC. I do not know what the payment is for or recognise who it is from. In the reference it says SOCC. Can anyone else relate to this? please

Is it possible to use the same app on one iPhone for two different people (with different log in details)? I ask because my OH's iPhone is not on the minimum operating version, and so we wondered whether OH can use my iPhone, which is a little newer. I've had a look on the internet, and it doesn't look promising, but just…

Santander to close 95 branches (nearly a quarter):https://www.bbc.co.uk/news/articles/ceqjp4lvr4wo

Hi,I have been in the Save The Change scheme for many yes now,and it's accrued a rather large sum Do I have to declare it as income? Thank you for any advice 

I have 2 jobs, and one of them pays me on 2 payslips, one for contracted regular hours and one for on call work. I have codes of 522l non com on one job, and then for the one with 2 payslips both say 748t cumul. Am I being taxed correctly…… please help!

My brother-in-law and I are about to start a new business and have just registered a limited company. We now need advice on opening a business bank account and what factors to consider. To give you some context, we need to deposit some initial funds, and once we start operating, we expect to receive cash payments from…

Hi there, I was the victim of a 'SIM swap' a few weeks ago, first of all a warning to anyone receiving a text message from their mobile provider saying 'your request to transfer your number is underway' or similar, that means this is happening and you need to act fast(this is when a provider such as giffgaff is totally…

Hi. My son has been contacted by HSBC to say that his debit card details have been used to try and make a purchase in the USA! The bank has cancelled his card and are issuing him with a new one but, out of interest, does anyone know how this could have happened? He's not been to the USA. Also, does he need to be concerned…