-
Santander edge have l activated DD?
Another thought entered my mind, and so yet another question. I recently converted my Everyday current accounts to an Edge account with Santander, which l initially opened for the switch offer, which I've now received. When the account was a Everyday one, there were two DDs because of the switch terms. I've now cancelled…
-
Best time to join NatWest MyRewards?
Hi My wife has switched an account to NatWest and we are going to convert the account to a MyRewards account. Her two DD are due to go out beginning of June. Is she best to convert the account now Or should we wait until next month? Also when is the £2 fee taken? Will it be one month after the account is opened?
-
Chase app not working.
Hello, I have just tried to make a payment and I was asked to verify this on the Chase app. The problem is once I log in I just get a blank screen, I wait and wait without anything happening. I have since made the payment from another bank but what is my best next course of action? Should I uninstall the app or contact…
-
Google pay not working
So six months ago my Apple Pay stopped working. I set up a chase and TSB to use google pay for my work phone and Apple Pay. Apple Pay now works fine. Anyway I bought my wife a new engagement ring it was around £800 and the jewellers sent me a payment link and it kept declining maybe 2-3 times fraud as it was high amount.…
-
Spending abroad which bank to use?
Hi all, I am looking at opening a new bank account to use for spending on holiday as my current bank charges, I’ve seen revolut and chase advertised, however chase doesn’t allow joint accounts which is what I would prefer but I have seen some negatives about revolut can someone suggest which one is best or a different one?…
-
Payment to a closed account?
Closed my Lloyds bank account a couple of months ago, opening a new account elsewhere. Got a payment from a travel related claim being paid into the Lloyds account at present. What happens here considering I've no account with them? Payment sent back? Transferred to the new account in the same way as everything previously?
-
Advise needed regarding budgeting apps/software and spreadsheets
Hi. I have always been terrible with money, and despite trying to save, usually end up each month overdrawn, and not knowing where all my money has gone! I know there are a lot of apps and software available that claim to help with this, and also to help with how one thinks about money. YNAB is one, though I gather it is…
-
Santander edge debit card for overseas spending and withdrawals
Is there any reason why the Santander edge debit card would not be included in Martins list of travel credit and debit cards? Am I correct in saying there are no fees for using this card for foreign spending and cash withdrawals? And the £3 monthly fee can be avoided by not setting any DD on the account?
-
Social enterprise bank account
We are about to launch our new social enterprise & are looking for recommendations for bank accounts. Previous experience with some of the high street banks haven't been good so would like on-line banks. An account only needs to be for membership fees, likely sales, donations, etc. Is there such an acount?
-
Joint account recommendations
Evening, I'm looking for any recommendations, please, for UK banks that offer a joint account which tick the following boxes of at all possible. (1) Ideally can have multiple pots - so a direct debit and bills pot, and then a spending pot with card access (for example Chase allow multiple current accounts for this type of…
-
Switching from Business to Personal
Can I use the Bank Switching Service to switch a (Santander) Business Current Account to a Personal Current account with another bank; hopefully getting a reward for switching in the process?!
-
Looking for a second current account
I have had my current account with Lloyds for 47 years since age 18. I have absolutely no problem with Lloyds and am not looking to change as I am enjoying the benefits I get with them. However the more I hear about scammers and hackers and some bank accounts being frozen I am hearing more an more that having 2 current…
-
ATM mini statements
My Auntie banks with Virgin Money, she doesn’t have online banking. Does anyone know if there are any particular ATM’s which would provide a mini statement, she doesn’t have a VM branch locally. I’ve tried one or two ATM’s but have only managed to get a balance.
-
Switch current account
I switched my current account from NatWest to Santander last month, I didn't do my homework on what kind of facilities Santander's app had to offer. I could send cash to a cash point using the NatWest app, I thought this would be a facility that all high street banks offered via their app but I was wrong. I want to switch…
-
Opening First Direct Current Account via Quidco
Just saw Quidco offering a boosted cashback offer of £45 for opening a new First Direct account via their website. However, FD are only accepting current account applications on their app. I don't know if this has always been the case. Has anyone received cashback from Quidco for opening this account via the app? I've…
-
Bank Complaints Statistics
I read a recent article about bank complaints which suggested that the smaller banks had a disproportionately large number of Ombudsman complaints:https://www.thisismoney.co.uk/money/saving/article-14683379/Complaints-banks-soared-76-past-year-one-reported.htmlI had a look at the official statistics for Santander banking…
-
Bank paid me interest within an hour of funding new a/c
I opened this account on Wednesday evening with Monument Bank. I knew from opening an earlier one that you got the account number within a couple of minutes, and that faster payments received right up to midnight were credited the same day. So, I made the FP in bed at about 11:10 (from Santander). In the morning, I woke up…
-
Latest HSBC safeguard letter
Hi all - I see from old threads on this forum and others, as well as news pieces, that this was an issue for many HSBC customers in the mid 2000s. I'm now the subject of one of these so-called 'safeguard' reviews, puportedly to "update my details". It took a long time to get them to stop obfuscating about what they wished…
-
Which Bank accounts
The wife and myself have had a joint Flex account with the Nationwide for over 20 years and now want to open individual accounts with debit cards for personal spending - in addition to the flex account.... with a lump sum of around £5000 each to start with - would this be a "current account" ?a smallish (say £100 per…
-
Advice about additional current account please
Morning all I have a current account with the Co-op which I use as my everyday account. I also have bits and bobs in Premium Bonds, Trading 212 ISA and a credit union. My current account was recently hacked and although the bank dealt with it with great speed and efficiency so that I only lost access for a few hours or so,…
