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Chase bank account Direct debit setup
Hi there I have opened a chase account to use as a donor account for a bank account switch. Have setup two DDs to go with it, on thr app the DDs are showing as pending, not sure if this means if they are active or not. I require them to be active before I start the switch process. any ideas?
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bank refusing cash withdraw
My bank decide they now require an actual invoice for the funds that I wish t withdraw. this cannot be right, provide right ID, order in advance as requested.. this must be over reach its a bank policy not fcc regulation thus they surely cannot enforce it
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Bank fraud (over) protection?
I recently attempted to make a large transfer of money (£20k+) from my account (with Chase UK) to a close family friend whose account is also with Chase UK. As expected, this was flagged by their security systems as 'unusual' and I was told to phone them to verify, which I was happy to do. I passed all of the security…
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Euro account with debit card and IBAN
Hi everybody. I need to open a Euro account which has a debit card and will allow me to send and receive money in Euros with a European IBAN. Starling says "they are not accepting new applications." They say they will be "soon" but they've been saying that since for months and months. So any other suggestions? Thank you. DC
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Cash on delivery - Sending money in the post
Hi. I need to send a housebound relative £350 in cash (in the UK) Does anyone know the best and safest way to do this? Is it okay to send money in the post these days or maybe use some kind of COD service. Thx.
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Budgeting spreadsheet vs alternative
Hi all, Just a general question: I have had a Google sheets budgeting spreadsheet that I have created and updated for the last 7-10 years or so. It works really well, I have credit card balance, savings (myself and my family), upcoming birthdays and events, Christmas, salary sacrifice which can toggled on or off, joint…
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First Direct App (sending you round in circles)
Hello. Is anyone else having problems with the First Direct app? I'm trying to open an account but it's been sending me from APPLY NOW to the criteria (Who can apply etc... Let's get the ball rolling) to APPLY NOW again, to Google Play; Open App (I was already in the app but I clicked open app anyway), back to Let's get…
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HSBC EX PAT FROZEN ACCOUNT
Dear Readers I am a barrister and am therefore not allowed to hold client money. All my fees are anyway subject to voluntary KYC checks. I also have a large inheritance from a very reputable London firm of solicitors who were my late mother's executors. My fees are paid into a current account and my inheritance into a…
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Monzo current account credit check
Do Monzo do a hard credit check, that can be seen on your credit file by other lenders, when you open a current account?
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Council checks
I'm unfortunately disabled, caused by negligence from my council BFBC, and the nhs damaging my spinal column caused by negligence causing compressing disc'Whilst in Charing Cross my late mother unknown to me filled in a council form letting my council know I was disabled in Charing Cross and might be some delay in council…
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Coop Bank Switch and Stay £75 plus 3x £25 up to £150 19 Feb 2025
Get £75 for switching to us, plus £25 a month for up to three months. Previous switch incentive cut-off 1 Nov 2022. Available to new and existing customers https://www.co-operativebank.co.uk/products/bank-accounts/switch-and-stay/ To be eligible, request a full switch in one of the following ways: * switch to us as part of…
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Saving account for self employed tax payment
I am self employed, sole trader/freelancer. Over the year I put aside 25% of my contract income received in order to pay my tax bill at the end of the financial year. I have heard one of the best places to save this money is in premium bonds. Any advise on this? The savings total 9k on average per year
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future dated faster payments query
If i have multiple future dated faster payments set up, but on the payment date there is not enough funds to cover all the payments are they all rejected?I have funds arriving to a current account and payments set up leaving the account on the same day. I believe Halifax will attempt to make the payments out 3 times, once…
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Bank account suitable for an 18 year old, on a low income, but not a student?
Dear all Could you recommend a bank account for a person who has just turned 18, but is not a student, and does not pay in £1000+ a month?? Preferably one that might pay them to switch [ they are currently with Santander, but the interest rate with them, and their security - is poor! Hope you can assist ! Many thanks, Mum
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Lloyds bank £175 switch 18 Feb 2025
Saw it mentioned in another thread that Lloyds have released another switch incentive. https://www.lloydsbank.com/current-accounts/switch.htmlSnap up £175 when you switch To qualify, you’ll need to follow these simple steps; * Open a new Club Lloyds, Club Lloyds Silver, or Club Lloyds Platinum account. * Use the Current…
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Virgin m account
Hi, looking at the virgin m account which would suit me with the benefits at a decent price compared to Monzo for example. Anyone had any experience with virgin is the app good? Any other issues? Thanks
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Is switching bank/s for the cash bonus/es worth the effort?
I see there are still a few inducements to switch banks (up to £175, with a few other perks). Could you sign up for it, jump through the hoops for however long (a month or two?) then move onto the next one. Then go back to your original bank when you've used up all the offers, if you wanted to. I wonder what the 'hourly…
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Halifax block on transfers while current account switch in process
Hi, I applied to switch current account from Halifax to Nationwide a few weeks ago; I chose the transfer to happen this week (20/02/25). I tried making a transfer from Halifax to another 3rd party account last Friday (1 week before official switch) and it seems that Halifax had put a freeze on my account and I'm unable to…
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New FIrst Direct account - pending debits
I've completed the switch last week and I used the debit card on Friday for the first time. Since then, I have four pending debits - I don't think I've had more than one or two, at the most, pending on other bank accounts - almost all complete instantly. Anyone else seen this?
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Starling Bank refusing bank account application
I've got a couple of Starling accounts and hubby and I wanted to open a joint account so he applied for his own account which is what you need to do before applying jointly. He was refused an account. We rang the helpline but the call handler wasn't able to give us any further information. The reality now is that I'll…
